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Whether your car breaks down or you are slapped with a hefty medical bill, odds are most of us are not ready to pay for unexpected expenses. Instead of using a credit card to pay the bill, you might consider taking out a personal loan. Banks aren't the only ones lending money. According to Consumer Advocate, the top lending companies for 2018 include, Lending Tree, SoFi and Upgrade.Alison Norris, a certified financial planner with SoFi says you can borrow up to ,000 with some companies. However, you have a shorter period of time to pay them off. "They are paid off in periods ranging from 2 to 7 years," says Norris. Typically, when you're slapped with an unexpected expense, you reach for the credit card. But Norris says personal loans have a lower interest rate than most credit cards. "It could be the difference between an average credit card APR of 16 percent to a personal loan which can start as low as 6 percent," Norris says.What's different about a personal loan is that there is no collateral, unlike a home or car loan.   "You can compare that to a car loan if you were to stop making payments, it's possible that your car could be repossessed," Norris says.    With a personal loan, it's only backed by your guarantee. But if you can't pay on time, your credit score could take a big hit."It could very much change your ability to get a job in the future or apply for another loan and will have a few other repercussions," Norris says.   But remember, it's best to not take on more debt than what's necessary.   1647

We've all experienced someone speeding through our neighborhood. But would drivers actually slow down if the city were to lower the speed limit?According to a new study by the Insurance Institute for Highway Safety, it would. The study was done on the streets of Boston, and it found that lowering the default speed limit from 30 to 25 reduced the odds of a vehicle going over 35 miles per hour by about 30 percent.The study also found the odds of exceeding 30 mph fell by over 8 percent, and the odds someone would exceed 25 mph fell by almost 3 percent.The study did not examine how the lower speed limits affected crashes, but the institute plans to study that in their next phase.The authors of the study also say that the number of deaths related to speeding were actually higher on roads where the speed limit is 35 mph or lower, than it is on roadways where cars are going much faster. 900

When you mix sugar, spice, and everything nice, you get "The Powerpuff Girls." But this time, it's a live-action version.According to Variety, Bubbles, Blossom, and Buttercup are getting back together for a remake. The premise of The CW show, which is still in development, will be about the girls in their 20s and are resentful because they lost their childhood because they were fighting crime, Variety stated.According to Vulture, Diablo Cody and Heather Regnier will write and executive produce the show.The original animated series aired from 1998 to 2005 on Cartoon Network and was created by Craig McCracken, Deadline reported.Variety reported that there was also a movie in 2002, and Cartoon Network rebooted the animated series in 2016.No word yet on when the live-action series will debut. 807

WHEAT RIDGE, Colo. — If dedication to a passion distinguishes a champion from a crowd, Marlys Halbeisen just might be the one who stands out.“Nothing would be anything without her,” said Tamera Halbeisen, Marlys' daughter-in-law.“They’re not just getting a card, they’re getting a message from us saying – ‘We care about you,’” Marlys Halbeisen said.For the past three years, Marlys has transformed her Wheat Ridge home into a smaller version of Santa’s workshop for a cause near and dear to her heart.“My husband was in the military,” Marlys said. “He served in the Korean War.”In 2018, she personalized 2,700 Christmas cards for troops overseas.Last year, she did 18,000. And this year — an astounding 40,000.“The pandemic was good,” Marlys said, laughing. “I couldn’t go anywhere, so I just worked on cards.”KMGH first met Marlys last year, when the company she had lined up to ship the cards simply vanished.In the days that followed, KMGH viewers stepped up and donated so much money to the TV station's fund, that they not only paid for the shipping last year, they were able to pay for the cards and shipping this year, as well.“After visiting three stores, I bought 35,000 cards,” Marlys said.She also received about 5,000 donated cards.“Cards come every day," Marlys said. “Yesterday, I got a bag of cards.”The plan this year was to have multiple card-writing parties. That didn’t happen.“We were going to have everybody for the fun night – write the cards,” Marlys said. “Well, of course, the pandemic prevented that.”And yet, somehow, this 78-year-old would find the silver lining.“It was wonderful,” Marlys said. “I was never bored. Everybody said, ‘Oh, ‘I’m so bored.’ And I go, ‘Well, why don’t you write some cards?’”It’s also been said that one can’t expect everyone to have the same dedication as one does one's self.“Well, you know, I always thought that you find the best help at the end of your arms," Marlys said.And so it was. This one woman show who amazed us last year did it again this year.“Beyond proud,” Tamera said. “I mean, this has just given her even more dedication.”“This does make such a huge difference in a GI’s life,” said James Boxrud, manager with the U.S. Postal Service in Denver. “I remember being overseas at Christmas when I was in the service. It was so special when you received a card.”“Just spreading the love,” Tamera said.There is still a need for additional funding for postage in order to ship the cards from Washington, D.C. to troops overseas. You can donate directly here: United Soldiers and Sailors of America.This story was originally published by Russell Haythorn at KMGH. 2640

When I was a teenager I promised myself that one day I was going to shut down #ProvoCanyonSchool & save all the children. And I am so proud that I have finally built up the courage to tell my story and live up to that promise. This is just the beginning. pic.twitter.com/saLsF1eYbM— Paris Hilton (@ParisHilton) October 11, 2020 339