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With growing concerns about the privacy of using Facebook, users may want to see what the social media giant is collecting about you.It was revealed Sunday that Facebook's Android app has been collecting call and text histories. But even if you aren’t an Android user, Facebook has an archive of data that it's been gathering about your interests. This includes every like, comment, photo, etc., since you first started using Facebook.This content is then used to target advertisements toward you.Here's what you need to do to download that data: 574

While political pundits pontificate about Tuesday’s election results, thousands of high school students around the country will have been hard at work forecasting their own.In a March Madness-style round-robin challenge, students pick states they think will go Democrat or Republican, filling out their own electoral map and entering it among thousands of others in the FANschool Challenge.“It’s something fun. It’s something different that the kids can kind of get a little competitive about,” said high school government and economics teacher Gerald Huesken. “[It’s] friendly academic competition.”Huesken helped start the challenge along with two other colleagues four years ago as the country was gearing up for the 2016 election between Donald Trump and Hillary Clinton. Several of his students correctly predicted the Trump victory despite polls reflecting a different outcome. Back then, he says, it was only something for his class to do as they take what they learn in their civics and apply it to real-life situations, but now, it has exploded into an online format used by hundreds, if not thousands, of teachers across the country, says Huesken.“Right now, we’re looking at the different data from NBC, ABC, stuff like that [to guide our knowledge],” said Huesken. “It’s saying it’s looking pretty good for Joe Biden, but we thought that going into 2016.”Students get to draft states in a fantasy football format. They then learn about what is important to their voters, research news articles and polls, and then predict what they think will happen in 2020 based on what they find, putting together their minds and entering the bracket in a nationwide challenge for prizes.“I have both Florida and Ohio going Republican this year and giving Trump some votes,” said Mason, a junior in Huesken’s class who did not want to use his last name. “I also have Michigan going to Biden, leading him to a pretty comfortable victory.”Mason says the challenge has taught him how different regions of the United States approach different issues and how voting patterns change among different demographics.“If you asked me in 20 words or less why do you teach this course, it’s really because I feel like high school students, whether or not they’re voters, look at our political system and our political institutions and feel like they have no agency,” said Chris Stewart, a social studies teacher at a high school in St. Paul, Minnesota. Stewart helped start the challenge alongside Huesken and used it to helped formulate his fantasy politics course that he only offers during election years as a way to make the electoral process more relatable to many students who are not able to engage in the political process because they are not old enough to vote. 2764

When Tim Frye retired from his job as a project manager in 2017, he envisioned traveling the U.S. in an RV with his fiancée. But not long after spending about a quarter of a million dollars on a luxurious, 39-foot 2014 Forest River Berkshire motorhome, his fiancée left him — and he was left with a very expensive vehicle in his yard.“I could sell it, but I’d lose a ton of money because I had just bought it and wouldn’t be able to get the full value back,” Frye said. “Or I could rent it out.”Frye, who lives in Flower Mound, Texas, opted for the latter, posting his motorhome on online RV rental marketplace Outdoorsy, which is essentially Airbnb for motorhomes and campervans. Owners coordinate with renters on a meetup spot and handle the vehicle maintenance and cleaning. Outdoorsy handles the booking requests, transactions and RV insurance.In his first two years renting his RV on the site, business already was good for Frye. But everything changed when coronavirus hit. And for Frye’s RV business, things changed for the better.“This is the king of side hustles for me,” Frye said.The coronavirus impact on RV rentingPortland-based Adam Clayton has two 2017 Winnebago Travato campervans available for rent on Outdoorsy. Before the pandemic, Clayton said both RVs were booked solid through October 2020. Given his location about 15 minutes from Portland International Airport, Clayton frequently catered to international visitors looking to road trip through the Pacific Northwest.But when the pandemic hit, all his out-of-towners immediately cancelled their reservations. With Oregon state parks closed, business was slow in March and April. But as parks reopened, Clayton saw a quick uptick in locals. Eager travelers converted from cruising to camping. They ignored international travel in favor of national parks. And that meant a sudden uptick in people looking to rent or buy RVs.It was a similar situation for Andrew Carson, who rents his RVs out of his home in Fredericksburg, Virginia.“As of early March, we had 11 reservations set up throughout the summer, yet once COVID hit, every single one canceled,” he said. “We panicked, thinking, ‘what have we gotten ourselves into?’ But once things started opening back up — around April — RVing became the hottest thing in America.”By May, he had already been booked for 120 days straight. Frye was especially lucky; he never even saw an initial dip.“People came to me because they had trips planned, but suddenly their hotels had canceled on them,” he said. “People were scrambling to find places to stay.”Frye says his bookings are up an average of 70% year-over-year. But while business is up, most RV owners agree that the type of business has massively shifted. It’s a lot of first-timers (Carson estimates about 70% of rentals this year were to first-timers), which means owners have to spend more time with renters during the initial walkthrough, and there’s higher odds of renters running into issues simply for being novices.With the usual RV-friendly spots off the list as music festivals remain canceled and many ski resorts are still closed, people are also shifting where they’re headed.“I’ve already booked two customers who are driving my RV to their parents’ houses,” Clayton said. “Rather than stay inside the parents’ house, they’re going to park in the driveway.”How much money can you make renting out an RV?RV rental marketplace RVshare estimates that owners of Class A RVs (those are the largest, most luxurious of the motorized RVs), can earn as much as ,000 per year through their site.There are also some costs involved, however:Commission fees: Online RV rental marketplaces typically charge a commission. Outdoorsy takes a 20% cut of the total reservation cost. RVshare is less transparent about fees since the commission rate correlates with revenue, but owners say it’s typically a 25% cut.Monthly payments, insurance and maintenance: If you’re financing your RV, you’ll have to make monthly loan payments, which likely also means interest and fees. Plus, factor in expenses like maintenance and RV insurance.Storage: RV storage can also be pricey if you don’t have your own garage to store it in. Expect to pay at least ,500 a year — and even more if you’re in a high-cost-of-living area or have an especially large vehicle.But still, it’s a lucrative side hustle. Frye said after accounting for all those costs, he still pockets ,000 annually on his single RV.Virginia-based Carson owns two Class C motorhomes (those are often referred to as mini-motorhomes). Between insurance and monthly payments on his two RVs, he pays about ,400 a month in RV-business related expenses — which easily pay for themselves. Carson said that this summer he grossed ,500 per month between both RVs.Considerations when getting into an RV-renting side hustleHigher-end vehicles typically work out to be better long-termFrye’s RV is a Class A motorhome, which is essentially a full house on wheels that’s big enough to stand up straight inside, has a full kitchen and bathroom, and sleeps multiple people.While they’re more expensive, Frye said he believes Class A motorhomes more easily retain their value versus a cheaper RV, like a campervan. He also said that since the RV is more expensive for renters, it attracts clientele who are more likely to take care of it.It’s good income, but it’s not passive incomeOwning an RV requires regular work. There’s annual maintenance, but there’s also work to be done with every rental. Between doing laundry, power washing the outside and wiping down the inside, Carson estimates he spends three to six hours cleaning the RV after every trip. He also spends about 30 minutes on the pre-rental walkthrough (and sometimes more if the renter is a newbie). Plus, he spends hours each week scheduling and communicating with renters online.Accept that they won’t be returned in perfect conditionWith strangers driving your RV, it’s bound to get dinged up, especially with more first-time RV renters. Even though RV experts will usually tell you they’re not as hard to drive as you might think, they’re still much tougher to navigate than your average small sedan.“You can’t be too emotionally attached,” Frye said.While sites like Outdoorsy do provide insurance, Frye still acknowledged that putting your RV up for rent is not for you if you’ll be flustered by every little scratch.“If they’re seriously damaged, Outdoorsy insurance pays for it,” Clayton said. “But if it’s something smaller — like a faucet breaks — I just fix it. It’s a business, so treat it like a business. If something gets scratched, don’t freak out.”Location mattersFrye attributes his Texas location as a big factor in maintaining consistent bookings year round, as opposed to owners up north who experience a dip in bookings once it gets colder.And specific locations within that area make a difference too. Carson lives just off of Interstate 95, the main highway along the East Coast, which means easy access for road trippers headed up to Maine or down to Florida.Getting into the RV business nowWith road trips surging in popularity, it’s a lucrative time to adopt RV renting as a side hustle. But if you don’t yet actually have an RV to rent out, good luck.Just before COVID-19 was part of the lexicon, Clayton had run the numbers and was committed to buying a third RV to build his small business sometime in 2020. But just as the rental business is booming under COVID-19, so is the business of owning one.“Every Class B RV — even if it does go on Craigslist — is now exorbitantly priced,” he said. “My only regret prior to all this is that I hadn’t purchased four RVs.”Frye is in a similar boat as Clayton; three years after buying his RV with a fiancée who has since left him, his only regret about buying one RV is not buying more RVs.“The RV market is so hot right now,” he said. “I’m trying to find another one to buy, but suddenly since the coronavirus hit, everyone wants to buy an RV.”And Frye has one more personal reason to add more RVs to his collection: He’s since met someone new — and she and her daughter both love RV camping with him.More From NerdWalletRenting Hotels for Big Events Is Dirt-Cheap … for NowAsk a Points Nerd: How Can I Celebrate the Holidays Without Travel?4 Benefits You Need From Your Travel Credit Card in 2021Sally French is a writer at NerdWallet. Email: sfrench@nerdwallet.com. Twitter: @SAFmedia. 8451

Wisconsin Republicans moved overnight to strip power from newly elected Democratic leaders, advancing legislation that would limit early voting, enact Medicaid work requirements and potentially block the incoming attorney general from withdrawing the state from a lawsuit over Obamacare.The measures are all expected to be signed by lame-duck Republican Gov. Scott Walker, effectively preventing his successor, Gov.-elect Tony Evers, and Attorney General-elect Josh Kaul from delivering on the promises that lifted them to victory in November.Nearly a day after the legislature's "extraordinary session" began, the state Senate and Assembly concluded their work, passing a raft of legislation designed to curtail authorities enjoyed by Walker and outgoing Republican Attorney General Brad Schimel. Democrats are expected to challenge a number of the measures in court.There is no indication when Walker will take up the legislation, but pending his approval, Wisconsin is now expected to reduce its number of early voting days, restrict gubernatorial influence over a powerful economic agency Evers sought to disband, and require legislative backing for certain decisions traditionally made by the attorney general and governor -- a move that would likely block Kaul from pulling the state out of a federal lawsuit against Obamacare.The legislature will also be able to hire its own lawyers to defend state law in court, diminishing the attorney general's power.During the campaign, both Evers and Kaul took their Republican opponents to task over healthcare issues, in particular the state's participation in the legal challenge which would end coverage protections for people with pre-existing medical conditions. Walker had promised to call a special legislative session to reimplement the rule on a statewide level if the suit succeeded, but questions lingered over how robust those new protections would be. A GOP measure that included lifetime coverage caps was rejected by Senate Democrats and a pair of Republicans early Wednesday.One of the bills passed earlier in the session would require permission from the legislature before the state's executive branch could make waivers or changes to public assistance programs, including work- and drug-testing requirements for "able-bodied" adults, putting into effect Walker's controversial Medicaid work requirements and requiring Evers to get Republican support if he sought to end them.Divided along party lines, the GOP-run state budget committee in Wisconsin had a day earlier advanced many of the controversial measures after less than 12 hours of debate and amid growing protests in and around the capitol in Madison.As the Senate session opened Monday, the public gallery was packed. After some muted laughter, the entire gallery was kicked out -- resulting in more protests."They can only win by cheating. That's what they're doing in there right now," Kathy Kennedy, a state employee who took the day off to protest in Madison, told CNN. "They're a bunch of cowards."Before the committee vote, Evers, in prepared testimony, called the legislation and the process behind it "unfettered attempts to override and ignore what the people of Wisconsin asked for this November.""This is rancor and politics as usual," Evers said. "It flies in the face of democratic institutions and the checks and balances that are intended to prevent power-hungry politicians from clinging to control when they do not get their way."Walker denied on Monday that the moves were a partisan power grab."Much of what we did over the last eight years is work with the Legislature," he told reporters, "not at odds with the Legislature."State Senate Majority Leader Scott Fitzgerald, a Republican, has been more open about the partisan machinations in play."I don't have any problem highlighting that right now," Fitzgerald said on Monday. "I want people to understand that, that there's going to be a divide between the legislative and executive branch."In a statement Tuesday, Democratic Legislative Campaign Committee Executive Director Jessica Post called the GOP lawmakers' actions "shameful.""Just because Republicans in Wisconsin and Michigan don't like the outcome of the election does not give them (the) right to put power over people and disregard the will of the voters," Post said. "After years of voter suppression laws enacted by Republican legislators who were elected on their own gerrymandered lines, this partisan gamesmanship has reached a new low."Republicans are pulling from a playbook popularized in North Carolina two years ago, when Republicans in the Legislature responded to GOP Gov. Pat McCrory's defeat by taking action -- after the election but before his replacement could be sworn in -- to reduce incoming Democratic Gov. Roy Cooper's appointees and require his Cabinet picks to be confirmed by lawmakers.The American Civil Liberties Union excoriated North Carolina Republicans at the time, calling their actions then "a shameful partisan trick." But the lawmakers ignored the backlash and McCrory signed off on a plan to curtail his successor's authorities, setting a precedent for Midwestern Republicans, who suffered heavy defeats in 2018.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 5314

When a hidden camera snapped a picture of Cross River gorillas including several infants in Nigeria this summer, conservationists were thrilled.This subspecies of gorilla is one of the most endangered, with only an estimated 300 individual animals believed to exist. They live along the border of Nigeria and Cameroon, in western Africa.The Wildlife Conservation Society captured images of the Cross River gorillas in Nigeria’s Mbe Mountains in May and June. Their camera traps have only captured images of Cross River gorillas a handful of times since being set up in 2012. They said this was the first time they had seen multiple infants in the same group. 666