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For most Americans, wearing a mask in public has become part of the daily routine, and in most states, they’re required in indoor spaces.Even though interactions in public settings might be brief, public health experts have recommended wearing masks outside of the household.But what about family gatherings? Should you wear a mask when visiting relatives? Should you even see relatives outside of your household during a pandemic?If you ask Dr. Christopher Murray, the director of the Institute for Health Metrics and Evaluation at the University of Washington, he is opting not to see extended relatives amid the pandemic. And looking forward to the holiday season, Murray does not plan on seeing extended relatives.“Personally, in our family, we will not have our family get together,” Murrays said about Thanksgiving. “I am particularly cautious. That would be our strategy. Certainly, we have avoided, on a personal level, we have avoided any indoor exposure to friends or family and have restricted any exposure at all to outdoor interaction where we can maintain 6 feet or more.”On Thursday, Murray’s organization released new projections that indicated that near universal wearing of face coverings outside of the home would save 67,000 American lives.“If you have a gathering of other family members that are not in your household, then yes, you should be wearing a mask or at least eating outdoors and distancing, which becomes very, very difficult in the winter, Murray said. As part of Murray’s projections, an estimated 1,500 Americans will die per day from coronavirus-related illnesses in November with those numbers continuing to rise into the Thanksgiving holiday. But, those figures drops significantly if masks are worn outside of the home.Unlike Murray, Dr. Amesh A. Adalja, a senior scholar at the Johns Hopkins Center for Health Security, he takes a different approach around family. He said on the topic of wearing masks or avoiding interactions with extended family members, it depends on a person’s risk tolerance.“I am very risk tolerant,” Adalja said. “I am an infectious disease physician. I have taken care of people with the coronavirus. Both of my parents are physicians. I don’t take any special precautious with my parents. I don’t think they take any special precautious with me.“I think physicians might be risk tolerant, but I have not changed my behaviors with people I see regularly, other than if they’re telling me they have a fever, and then I might say ‘stay away’ because I don’t want to be quarantined and not be able to work.”Adalja agrees with Murray, however, that the more people that are involved in gatherings, the higher the risk. He said there is no right or wrong answer when deciding on attending an event with family.“When you make decisions on attending things, you have to make a risk calculation based on the fact that this virus is in the community, and that it’s likely to be at any activity with a sizeable number of people,” Adalja said.Adalja agrees, however, that there is a risk in attending family gatherings, and while face coverings are effective, they're not a panacea. While the CDC doesn’t explicitly discourage family gatherings, the organization has issued guidance on family gatherings. The guidelines include holding events outside when possible, keep seating and people six feet apart, and mask wearing when six feet of stance is not possible. The guidance even goes so far to recommend encouraging guests to bring their own silverware. 3521

For years, the Federal Housing Administration was the king of the low-down-payment mortgage mountain. Now, Fannie Mae and Freddie Mac, the government-sponsored enterprises that provide capital to the mortgage market, are designing loan products for hopeful home buyers with skinny savings accounts.With Fannie Mae’s HomeReady and Freddie Mac’s Home Possible, a 3% down payment — or what lenders refer to as 97% loan-to-value — is available on so-called conventional loans. Conventional loans are the loan products most often issued by lenders. 561

Florida Gov. Rick Scott announced a multi-point action plan Friday to make "major changes" to help keep students safe following last week's shooting at Marjory Stoneman Douglas High School.FULL COVERAGE: Parkland school shootingDuring an 11 a.m. news conference, Scott said he wants to use 0 million to improve school safety and mental health.  The governor said he will be working with the state Legislature over the next two weeks regarding the action plan.   522

For years, the White House Correspondents Association has pushed for access to the White House grounds for reporters and news media. On Wednesday, the WHCA told its members to stay away.The White House Correspondents Association’s recommendation came as three of its members are recovering from coronavirus infections. There have also been a number of infections among White House press staffers, including press secretary Kayleigh McEnany.In response to the cluster of coronavirus cases, the WHCA said that only a handful of journalists should work from the White House grounds. The association says other than reporters working at the White House as part of the “pool” as well as those with enclosed offices should refrain from working inside the White House. Pool correspondents are the small, rotating group of reporters who share reports to the rest of the media.“We would also strongly encourage all journalists to avoid working from the White House grounds entirely if it can be avoided,” WHCA chair Zeke Miller said.Miller said that the organization has been pushing for the White House to help with contact tracing.“We have communicated to the White House that, as a press corps, we would like more information to evaluate our own potential exposure,” Miller said. “We have pressed for them to provide updates on known and suspected infections so that reporters can as soon as possible know if they and their families have been put at risk. The administration, citing privacy concerns, has not provided additional details.”Miller said that protocols by White House journalists have helped minimize spread of the virus among its members.“While we are awaiting additional test results for some members, it appears clear that our safe behavior has helped contain this virus,” he said. “We haven’t just been lucky, we have followed science and we have been vigilant.” 1880

Federal safety regulators say that at least four people have died following head-on crashes in Hyundai and Kia cars in which the airbags did not deploy.The National Highway Traffic Safety Administration said it's investigating the airbags in 2011 Hyundai Sonatas and 2012 and 2013 Kia Fortes after it received reports the devices failed to deploy in six different crashes that resulted in injuries, including the four involving fatalities.There are an estimated 425,000 cars on US roads that could be affected by the problem, according to the NHTSA's review, which was made public on Saturday.Hyundai announced earlier this month that it plans to recall 155,000 of the 2011 Sonatas due to a short circuit in the controller that deploys the airbags. But it has yet to recall the cars because it does not yet have a fix in place. The automaker said it will notify owners by April 20.Hyundai's initial recall statement did not mention that any deaths or injuries had occurred in the cars with faulty airbags. When asked about the NHTSA's investigation, it said the four accidents involving Sonatas resulted in two deaths and two injuries. It described the accidents as "rare and unique.""These accidents included a very high rate of speed and a severe offset head-on collision to the front driver side of the vehicle," said the company. "We are actively investigating what exactly causes the airbag control unit to become damaged in these specific types of accidents."Kia, which is also owned by Hyundai Motors but operates as a separate company in the US, has not announced any recalls for the Forte related to the airbag. Kia said it is working with NHTSA but that it "has not confirmed any airbag non-deployments arising from the potential chip issue."The airbags were made by ZF-TRW, according to the NHTSA filing. Spokespersons for VF-TRW did not respond to a request for comment.The largest auto recall in the nation's history involved 50 million airbags made by supplier Takata for 37 million cars across most major automakers. Those airbags, which exploded and sent shrapnel into the car's occupants, have been tied to at least 13 U.S. deaths and more than 200 injuries, according to NHTSA. 2238