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PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739

During his visit to Wisconsin on Thursday, Joe Biden sat down with Charles Benson, a reporter for Scripps' Milwaukee station, to discuss his campaign and the message he wants to spread. Thursday marked Biden's first stop in Wisconsin since the start of his campaign. You can watch the full video above. Benson's conversion with Biden is organized by topic below.MORE COVERAGE:Joe Biden stresses unity in visit to Kenosha, talks to Jacob Blake and his familyJacob Blake speaks by phone with Joe BidenKenosha residents react to Joe Biden visiting Kenosha: 'This community needs healing'Joe Biden discusses meeting with Jacob Blake and his family: Biden discusses meeting with Blake family Biden shares his message to law enforcement: Biden's message to law enforcement Joe Biden: 'Racism is a national health crisis': Biden: Racism is a national public health crisis This article was written by Charles Benson for WTMJ. 1052

PARADISE, Calif. – Parts of California are going dark and some people are taking it personally. “It’s like a slap in the face,” said Paradise, California, resident Jonathan Valdez. “It’s like we have to keep suffering over and over again.” Valdez stocked up on gas for his generators after Pacific Gas and Electric warned it could shut off power to almost 200,000 people across the state in an attempt to lower the risks of wildfires. “Gas went up so I’m kind of sweating it a little bit,” Valdez said. “It’s another extra dollar for each can and we have to do this every day.” Several businesses say the power shutdowns have hurt their sales. “People can’t work, people can’t pay their bills,” said a worker at the local gas station. “And people up here in California, we live paycheck to paycheck.” The employee says the gas station lost products without electricity. She added many feel in the Northern California community that they’re being targeted by the power company. “A lot of people think they’re doing it to get back at the people of Paradise,” she said. Getting back because several people are now suing PG&E after investigations found their equipment started the Camp Fire – the most expensive and deadly wildfire in California history. Paul Moreno of PG&E says these planned power outages aren’t happening out of revenge – they are happening to keep cities and citizens safe. “No. No. There’s nothing like that. This is being done for public safety,” Moreno said. “Last time we did a public safety power shutoff, we found 100 cases of damage caused by high winds to our powerlines any number of those could have started a fire. With the high winds it could have been catastrophic.” These potentially catastrophic conditions have first responders on high alert. “It’s really flammable and fire is really dynamic,” said Rick Carhart of Cal Fire Butte County. Carhart says Cal Fire has increased staffing after issuing a Red Flag Warning – adding people need to take safety into their own hands. "You need to have 10 feet of an area around the generator down to bare dirt," he said. Having a plan in place, just like the local schools. After closing classes for three days during another power shutoff, Paradise Junior and High Schools aren’t taking any chances this time. Staff will use lanterns to light classes and plan on running generators to access the internet. “That may sound strange, but we ran a school out of a hardware store last year,” said Larry Johnson, Principal at Paradise Junior & Senior High School. “So, a couple of lanterns, you know, we got this.” Town officials, however, aren’t as optimistic. “There’s not a lot we can do about it,” said Paradise Mayor Jody Jones. “We don’t even have generators that the town has.” Jones isn’t pleased with PG&E. And after seeing much of her city go up in flames, she’s now calling them out – saying PG&E should have spent more money on maintenance. “I think there’s a lot of evidence that they haven’t been doing the maintenance that they need to do doing,” she said. “I wish that they would have invested in their system.” When the power did go out in Paradise, some had their own systems in place. Nicki Jones of Nic’s Food, Beer and Wine bought a generator to keep her business up and running. Saying it’s an investment for both her and her customers. “We’re able to serve the community,” she said. “We open up at 7 a.m. We serve coffee and we have a gathering place for the community.” Those looking to travel out of this community, however, may have a hard time. “Everything else is closed,” a local man said. “So, I’m going to have to get gas in Chico.” Back at the local gas station, people found the doors chained up and pumps shutdown. “It’s a big inconvenience going down to Chico,” the man said. “Everything in Magalia is closed and everything in Paradise is closed.” But despite the hardships, people are staying positive during these planned power shutoffs and seeing light in this time of darkness.“We’re Paradise strong,” Jody Jones said. “We’re pioneers. We can do it.” 4113

LOS ALGODONES, Mexico — Just a few miles west of Yuma, Arizona, you’ll find a small but busy town just across the border — Los Algodones, Mexico. You’ve probably never heard of it, but people will travel thousands of miles to visit. Angela Luck flew from Alaska. “To San Diego, got a rental car, drove to Yuma, overnighted there. Drove here,” Luck said. She does it to save hundreds — if not thousands — of dollars on dental work. And she's not alone in doing it. Medical tourism, wherein people travel to foreign countries to get medical or dental care, 575

CLEVELAND, Ohio – An 11-year-old boy was shot and killed while attending a birthday party in Cleveland on Saturday. Authorities say the shooting occurred at a residence in the city’s Hough neighborhood around 9:30 p.m. EMS transported the child, later identified as Tyshaun Taylor, to Rainbow Babies and Children's Hospital where he was pronounced dead. The resident of the apartment told police that she had allowed her 16-year-old son to host a birthday party. She said she had left to go to a nearby store when the shooting happened. No arrests have been made at this time. The shooting remains under investigation. This story was originally published by Camryn Justice and Homa Bash at WEWS. 711

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