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College students and loans seem to go hand in hand, and student loan debt is an ever increasing problem in the U.S.But it might surprise you what some college students are doing with any excess loan money they may have after paying for things like tuition, books, and housing.A study by the Student Loan Report found that approximately one out of every five students with loans have used loan money in some form to invest in cryptocurrencies—in other words, things like Bitcoin.But financial advisers caution that may not be the best decision.“My gut reaction,” said financial advisor Martin Walsh with Brown and Tedstrom, “is that it’s probably a bad idea.”Walsh said using borrowed dollars to invest in speculative assets, such as Bitcoin, would make him “very nervous.”Cryptocurrency is the formal word for a type of digital money that uses encryption to transfer funds, independently of a central bank.Walsh cautions:  “buyer beware.”“There’s been a ton of talk about cryptocurrency over the last year,” Walsh said, “mostly because of the massive run up in price.”Bitcoin — the biggest player in the Crypto game—saw prices for their “coins” at around ,000 in December. But fast forward two months to February and the price plummeted to ,000.Walsh has had clients ask about it mostly because “their friends have invested in them and have made money.”  But he says that as a general rule the firm he works for, Brown and Tedstrom, won’t advise clients to invest in cryptocurrency.“It seems fun and easy, and things have doubled, tripled, even quadrupled. But there’s incredible volatility in investing in bitcoin and other cryptocurrencies,” said Walsh.Paul Foley, a big supporter of the technology behind cryptocurrency, says he has invested “quite a bit” in Ethereum, another player in the cryptocurrency realm. He says anyone investing now should see this as a “10 to 15 year plan”—not a short term way to make money.“I plan on holding for a very long time,” said Foley.But even he says that the notion of using borrowed funds, i.e. student loans, to invest in speculative assets like Ethereum is “a terrible idea.”Both Foley and Walsh say anyone looking to invest in this emerging field needs to do their homework. They both believe that the more uneducated people there are who decide to jump in the market on a whim, the greater the chances of a “bubble” bursting, similar to the housing market crash of 2008. 2440

Conservatives now hold a decisive edge on the Supreme Court after the Senate voted in a near party-line vote on Monday to confirm Amy Coney Barrett to the highest court in the US.Republican-nominated justices hold a 6-3 advantage on the Supreme Court, three of whom are appointees of President Donald Trump.Trump hosted a swearing in ceremony at the White House nearly an hour after Monday's confirmation vote. Justice Clarence Thomas swore in Barrett.The lone dissenting vote came from Republican Susan Collins of Maine, who is facing a tough re-election bid for her seat. Collins expressed concern of holding a confirmation vote just eight days before the US presidential election. Also, one-third of all US Senate seats are up in next week’s election."Today, Monday, October 26, 2020, will go down as one of the darkest days in the 231-year history of the United States Senate," Senate Minority Leader Chuck Schumer said. "Let the record show that tonight the Republican Senate majority decided to thwart the will of the people and confirm a lifetime appointment to the supreme court in the middle of a presidential election after more than 60 million Americans have voted."In 2016, Republican senators opted not to consider President Barack Obama’s nomination of Merrick Garland to the court after the death of Antonin Scalia in February of that year.Senate Majority Leader Mitch McConnell defended his caucus' vote amid election season."In another political age, Judge Amy Coney Barrett would be getting 70 votes or more in the US Senate because of her qualifications," McConnell said. "In a different era. Now, we know that's not going to happen. These are not the days when Justice Scalia was confirmed 98-0 and Justice Ginsburg was confirmed 96-3. And by the way, I voted for both Ginsburg and Breyer. Seems like a long time ago now."In her swearing in ceremony, Barrett described the political battle during her confirmation. "I have spent a good amount of time over the last month at the Senate, both in meetings with individual senators and in days of hearings before the Senate Judiciary Committee," Barrett said. "The confirmation process has made ever clearer to me one of the fundamental differences between the federal judiciary and the United States Senate, and perhaps the most acute is the role of policy preferences." 2345

COVID-19 is impacting industries all throughout our country, and the real estate market is seeing its share of ups and downs. But now, there is a possible light at the end of the tunnel.“I’ve seen all sorts of crazy,” said realtor Amy Asher of the unpredictable housing market in 2020.First time home buyer Alex Saiz decided this was the time to pull the trigger and leave apartment life behind.“It’s really exciting and a bit stressful,” Saiz said. "I was renting. I just didn’t want to rent anymore.”He’s been looking at houses with Asher.Asher said when COVID-19 hit in March, the market screeched to a halt.“We were all nervous, because you don’t know what to expect,” Asher said.According to the National Association of Realtors, 85 percent of realtors saw a noticeable decline in sales in the spring. However, the trend is changing.“Once we got the green light to kind of move about and practice business, man, everyone just jumped,” Asher said.For most of the country, the pandemic means school at home for the kids and stressed out parents trying to work from home, too.“I’ve had a lot of past clients call me who feel like the walls of their homes are just closing in around them,” Asher said.As for Saiz, the upswing after lockdown meant finding the perfect bachelor pad."(The pandemic) almost kind of helped me, because it did bring the prices lower and the interest rates dropped,” Saiz said. “It was kind of an opportunity that I took advantage of. It was a total no-brainer.”For now, the roller coaster ride that is 2020 will continue. Although the future looks promising, this year has taught us all that anything can happen."If we don’t level out a little bit, I think we could be heading toward a bubble burst,” Asher said cautiously. 1759

COLUMBIA, S.C. (AP) — James Brown, the Godfather of Soul, had a dying wish to help educate needy children. But his estate has been held up by 14 years of legal battles. Now the South Carolina Supreme Court has ruled unanimously that Tomi Rae Hynie, a former partner of Brown's who claimed to be his wife, was not legally married to the singer due to her failure to annul a previous marriage, and therefore has no right to his estate. Brown's union with Hynie has long been the center of the evolving legal troubles following his death at the age of 73 on Christmas Day 2006. 582

College football players from across the country united in an attempt to save a season being threatened by the pandemic and ensure they won't be left out of the big decisions anymore. Monday morning, it appeared President Donald Trump endorsed the players' movement. The tweet came shortly after reports the Big Ten Conference had voted to cancel their fall season, however that has not been confirmed by the conference. 429