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It doesn’t take much to upend many Americans’ finances. A car that won’t start, a furnace that dies or a trip to the hospital can leave households struggling to make ends meet.According to the Federal Reserve, 44% of U.S. adults say they would have trouble coming up with 0 to cover an unexpected expense. Even families who have more in the bank can flounder. Surveys by The Pew Charitable Trusts found that 51% of families with at least ,000 in savings reported trouble paying the bills after a financial shock.Yet it is hardly a shock if an appliance wears out or a car breaks down.It’s time to rethink what we mean by unexpected expenses. Some bills may be unpredictable in their amount or their timing, but they’re still inevitable. In other words: If you have a car, or a home, or a body, sooner or later it’s going to cost you.A better approach, especially for households currently living paycheck to paycheck, is to save for the most likely costs and have some kind of Plan B to handle the truly unexpected.Here’s how that might work with three of the most common unexpected expenses Pew found: 1119

Italian authorities have launched an investigation into the cause of death of 26 teenage girls whose bodies were recovered in the Mediterranean Sea on Sunday.The girls, aged 14-18, are believed to have been migrants from Niger and Nigeria who had embarked on the treacherous route to Europe from Libya over the weekend.Lorena Ciccotti, Salerno's head of police, told CNN that autopsies would be carried out on Tuesday and that coroners would be investigating whether the girls had been tortured or sexually abused.Their bodies were found close to a flimsy rubber dinghy that had all but sunk when rescuers arrived, Ciccotti said. Aid workers had described a grim scene: survivors hanging onto the remains of the vessel as the girls' bodies floated nearby.Their rescue was one of four separate rescue operations carried out in the Mediterranean over the weekend. In total, 400 people were brought aboard the Spanish vessel Cantabria before disembarking at the Italian port town of Salerno.Among them were 90 women and 52 minors, including a week-old-baby, authorities said.Libya is a well-known jumping-off point for migrants seeking refuge on European shores. Many from sub-Saharan Africa, are fleeing war and persecution; others from impoverished nations in Africa, the Middle East and South Asia have made the treacherous journey in search of better economic opportunities.The North African country is a hotbed for human traffickers, whose network of smuggling operations have gone widely unchecked due to Libya's lack of effective central governance.On Monday, Italian police arrested two men, an Egyptian and a Libyan accused with human smuggling. The men are not believed to be connected to the boat that was transporting the teenage girls.Since the start of this year, 2,839 migrants have died on the central Mediterranean route, according to the International Organization for Migration. 150,982 migrants have reached European shores, of which around 74% are Italian arrivals.In August, Italy deployed two military ships to Libya, offering training to the Libyan Tripoli Coast Guard following an agreement signed between the Italian Interior Minister, the Tripoli government and various mayors of Libyan villages to fight human trafficking. 2260

It's been nearly 20 years since "Home Improvement" went off the air, but a new report indicates the show may be coming back for a reboot.One of the stars of the show, Richard Karn, told Closer Weekly that he spoke with Tim Allen about the show."I just talked to (Tim Allen) about it," Karn told Closer. "And I think (Pat Richardson) and the kids would be on board."The news comes after the successful reboots of shows like "Roseanne" and "Will and Grace."In March, Allen told Entertainment Tonight that the idea for a "Home Improvement" reboot idea has been floated around. He also said he would be on board with getting the gang back together."I like that idea. I still miss 'Last Man Standing.' We didn't get our seventh year. I adored that show," he told ET. "It's like having a new dog and now to go back to the old dog? I don't know. I like both characters, but yeah, I'd be very interested in that idea."Allen played Tim Taylor on the ABC sitcom which ran from 1991 to 1999. 988

IRAPUATO, Mexico (AP) — Several thousand Central American migrants marked a month on the road Monday as they hitched rides to the western Mexico city of Guadalajara and toward the U.S. border.Most appear intent on taking the Pacific coast route northward to the border city of Tijuana, which is still about 1,550 miles (2,500 kilometers) away. The migrants have come about 1,200 miles (1,900 kilometers) since they started out in Honduras around Oct. 13.But whereas they previously suffered from the heat on their journey through Honduras, Guatemala and southern Mexico, they now trek to highways wrapped in blankets to fend off the morning chill.Karen Martinez of Copan, Honduras and her three children were bundled up with jackets, scarves and a blanket."Sometimes we go along laughing, sometimes crying, but we keep on going," she said.While the caravan previously averaged only about 30 miles (50 kilometers) per day, they are also now covering daily distances of 185 miles (300 kilometers) or more, partly because they are relying on hitchhiking rather than walking.On Monday morning, migrants gathered on a highway leading out of the central city of Irapuato looking for rides to Guadalajara about 150 miles (242 kilometers) away."Now the route is less complicated," Martinez said.Indeed, migrants have hopped aboard so many different kinds of trucks that they are no longer surprised by anything. Some have stacked themselves four levels high on a truck intended for pigs. Others have boarded a truck carrying a shipment of coffins.Many, especially men, travel on open platform trailers used to transport steel and cars, or get in the freight containers of 18-wheelers and ride with one of the back doors open to provide air flow.But the practice is not without dangers.Earlier, a Honduran man in the caravan died when he fell from a platform truck in the Mexican state of Chiapas.Jose Alejandro Caray, 17, of Yoro, Honduras, fell a week ago and injured his knee."I can't bend it," Caray said, as he watched other migrants swarm aboard tractor-trailers."Now I'm afraid to get on," he said. "I prefer to wait for a pickup truck."After several groups got lost after clambering on semitrailers, caravan coordinators began encouraging migrants to ask drivers first or have someone ride in the cab so they could tell the driver where to turn off.Over the weekend, the central state of Queretaro reported 6,531 migrants moving through the state, although another caravan was further behind and expected to arrive in Mexico City on Monday.The caravan became a campaign issue in U.S. midterm elections and U.S. President Donald Trump has ordered the deployment of over 5,000 military troops to the border to fend off the migrants. Trump has insinuated without proof that there are criminals or even terrorists in the group.Many say they are fleeing rampant poverty, gang violence and political instability primarily in the Central American countries of Honduras, Guatemala, El Salvador and Nicaragua.Mexico has offered refuge, asylum or work visas, and its government said 2,697 temporary visas had been issued to individuals and families to cover them during the 45-day application process for more permanent status.But most migrants vow to continue to the United States. 3279

INDIANAPOLIS, Ind. — Indianapolis Colts head coach Frank Reich knelt during the national anthem and the players stood with linked arms before Sunday's opening game against the Jaguars.The Colts also released a statement on behalf of Black communities in Indiana and other cities before the game."Our intent is to bring attention to the issue of systemic racism and the injustice inherit therein," the statement read. "We also wanted to demonstrate a symbolic gesture of how we believe meaningful change happens.""We were not protesting the flag, the anthem, or the men and women who wear the uniform," the statement read. "The timing of this action is meant to highlight that the presence, power, and oppression of racism remains inconsistent with the unity and freedoms of what it means to be an American."You can read the full statement below: 853

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