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SAN DIEGO (KGTV) - Charles Schwab is the latest large investment firm to offer fractional stocks as a way to get more people to invest.The move puts more high-dollar, blue chip stocks within reach for younger customers."It's a big win to consumers in general," says Steven Fox, the owner of Next Gen Financial Planning. "That's particularly helpful for younger investors because they typically tend to have smaller accounts."A recent report says that 66% of millennials say they're afraid of the stock market. Fox thinks it's because that generation watched their parents go through multiple downturns and were turned off by its volatility.But, Fox says fractional stocks, and other new ideas from large companies are enticing more people to invest. He says many firms are starting to offer perks like zero-commission trades, fractional stocks, and on-line based accounts to help people save money and invest more."It may only be 1%, but for a lot of people over a long period of time, as you account grows more and more, that 1% can mean a difference of tens or hundreds of thousands of dollars that you would have available to pull out later in life."Fox says it also helps people keep a more diverse portfolio. He says this is the start of a shift to more direct indexing, where investors will be able to use fractional stocks to create their own groups of investments, rather than buying pre-set mutual funds or indexes."You're gonna see more technology come out that makes it easy to do direct indexing and consumers are going to see more and more options here," says Fox. 1585

SAN DIEGO (KGTV) -- Carmen Favela was part of the duo that kicked off the Mujeres Brew Club, a Latina-led group that started in 2019 and teaches women the history and basics of craft beer."I thought to myself I wonder how many more women would like to learn more about craft beer, not just enjoy it but understand all of it," Favela said. Up until the COVID-19 pandemic, the club held their meetings at Border X Brewing in Barrio Logan."There is no way I could just cancel it because of COVID-19 or just stop it, it’d be hard for me. It became something I honestly didn’t expect and I knew this was something we needed in the industry," Favela described.Thankfully, Favela didn't have to because the answer wasn't far. It was right across the street at an old vacant taproom brewhouse."It's got a full brewing system and a tap system. One conversation led to another and we were in the space within 24 hours," Favela said.The new space is where the brew club continued to hold its meetings and will make and serve craft beer."Yes, we are minorities and yes it is going to be Latinas and women, but the amount of support and excitement from the girls, from the public ... the beers we plan to make to make there will be an expression of all the girls from all different, all colors basically," Favela said.They served coffee and other non-alcoholics drinks until their licensing got approved, but inside, excitement was overflowing."I think this will hopefully open that door to really celebrate more women in beer in San Diego," said Favela. 1549

SAN DIEGO (KGTV) — As the U.S. prepares for the possibility of a coronavirus vaccine, San Diego County public health officials detailed what groups will see the vaccine first.San Diego County Public Health Officer Dr. Wilma Wooten said the state anticipates receiving 327,000 doses in mid-December, with about 28,000 doses heading to San Diego County.According to the CDC's Advisory Committee on Immunization Practices, the phases for vaccine distribution will follow:Phase 1A: Healthcare personnel, nursing home residents, nursing home employeesPhase 1B: People with underlying medical conditionsPhase 2: Teachers, school staff, child care workers, food supply chain workers; Critical workers in industries essential to the function of society; People in and staff working at correctional facilities; All older adults not in Phase 1Phase 3: Children and young adults 30 and younger, critical workers not in Phase 1 or 2Phase 4: Everyone else living in the U.S.Wooten added that the county's first round of vaccines will have to go toward Phase 1A, and that there are well over 28,000 people in the first phase alone."It's not just doctors and nurses, it's other healthcare personnel that might take food to individuals in their room that would have COVID-19 or maintenance or janitors," Wooten said of the Phase 1A group on Wednesday. "So those are at the top of the list, acute healthcare facilities. Again, it is going to be very challenging. We are working out the numbers and working out the process now. But the good news is that the first shipment isn't going to be our last shipment."Wooten said that the second round of vaccine distribution will likely be within three weeks after the first round. She added that Phase 4 of distribution will likely occur in March and April.The FDA is scheduled to meet on Dec. 10 to discuss issuing an Emergency Use Authorization for Pfizer-BioNTech's COVID-19 vaccine. If the EUA is approved, shipments could begin within 24 hours. 1983

SAN DIEGO (KGTV) – Dance is a way to lose yourself and escape. For students taking the Ballet for Me! Class at the San Diego Civic Youth Ballet School in Balboa Park, dance is their escape.“I just love it cause it like brings me joy and it can take me to my happy place,” said Renata Scorza-Muniz.Renata has been taking regular ballet classes since she was 2 years old. But in February, her life changed.“It’s stressful, I guess, to be in the hospital,” said Renata.Renata was diagnosed with cancer, causing her to lose her vision and forcing her out of her regular ballet class.That’s when she turned to a class called Ballet for Me.“It’s just so fun to do,” said Renata.Ballet for Me is a tuition-waved class that is designed for kids with unique physical needs. Each student in the class gets paired up with a mentor to help guide them through each movement.“It just makes me so happy when I get to see students feel happy and free in class,” said Kerri DeNies instructor and creator of the class.This dance class helps the kids feel whole again. And all year they rehearse for their moment to shine and perform in front of a packed audience where they feel a little more joy and beam with confidence. 1213

SAN DIEGO (KGTV) - As the San Diego Padres reopened training camp - this time at Petco Park - a Padres fan is hoping to share one of the only seats in town for baseball.For the past eight years, Chip Messenger has leased a unit on the 15th floor in the Legend building, overlooking Petco Park."The view never disappoints. Everyone is always amazed," said Messenger.The view is about to become even more priceless because the Padres aren't expected to open up the stadium to fans when they start the season later this month. Messenger will have one of the only seats in town to watch live baseball."Looking for forward to it. I think people have been isolated and bored. Ready for something positive to happen," said Messenger.In late June, Messenger tweeted a photo of his view of Petco Park, sparking thousands of likes and hundreds of replies."They tell me, 'I'll bring the beer. I'll bring the fish tacos. Do you remember me from first grade? Do you need a new best friend?'" said Messenger.Messenger will be making a lot of new frends. This season, he plans to share his balcony with other baseball fans."This is a unique opportunity, and I'm happy to share it with people who won't get a chance to watch baseball," said Messenger.He hasn't figured out how he'll divvy up the invites. The financial planner says he won't be accepting money, but probably won't turn down food or adult beverages. He's hoping his plans will also benefit the Padres. He counts about a hundred nearby balconies facing the stadium, which could translate into a lot of cheering."Probably going to be one of the few places in the country where we fans can actually watch our team play. Who knows, maybe the Padres could have a home field advantage. Could be pretty cool," said Messenger.Messenger is planning COVID precautions for his Padres viewing days.Only a handful of teams has similar views outside their stadium. At Wrigley Field in Chicago, the Cubs plan to open up the nearby rooftops at 25% capacity. 1998