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Former Republican National Committee Chairman Michael Steele announced in an ad by the Lincoln Project that he is voting for Democratic presidential nominee Joe Biden on Election Day. 191

FREDERICK, Colorado – The bodies of Chris Watts’ two young daughters were found inside oil and gas tanks that “were mostly full,” several high-ranking sources tell Scripps' Denver affiliate KMGH-TV.The high ranking sources said Thursday evening they believe Watts placed the bodies of 4-year-old Bella and 3-year-old Celeste in the oil and gas tanks owned by Anadarko in order to hide the bodies and conceal the smell.Frederick police officials said in a 6:30 p.m. update Thursday that the bodies of the two young girls were found in close proximity to the other body whom officers strongly believe is Shanann Watts. Her body was found on property owned by Anadarko Petroleum earlier Thursday. Investigators have not yet confirmed the location of the bodies. PHOTOS: Chris Watts arrested, charged for family deathsThey were recovered as 33-year-old Christopher Watts sat behind bars at the Weld County Jail on suspicion of murdering his family.Watts was an employee at Anadarko up until Wednesday, the oil and gas company confirmed to Denver7. The husband and father was taken to jail at 11:30 p.m. Wednesday after he was detained for questioning. Two law enforcement sources said Watts had confessed to killing his wife and daughters. He faces investigation on one count of first-degree murder after deliberation; two counts of first-degree murder – position of trust; and three counts of tampering with a deceased human body.All three were reported missing Monday around 2 p.m. after Shanann did not arrive to a scheduled meeting. In addition to having two daughters, Shanann was also 15 weeks pregnant. The FBI and CBI were brought in to help Frederick police in the investigation.Weld County prosecutors said they believe Shanann and the girls were killed inside of the family’s home but did not say why they believe that.There is a candlelight vigil in front of the Watts home scheduled for 8:30 p.m. Friday. 1986

Friday, August 7 is International Beer Day, and Miller Lite is celebrating by giving away free beer in certain towns around the country.The current pandemic has stopped the majority of international travel, so Miller says they are refunding the cost of a 6-pack of Miller Lite in cities that are named after countries. Places like Trinidad, Colorado or Germany, Pennsylvania.Miller is refunding the cost of a 6-pack bought on Friday in one of the listed cities below. Customers have a week to upload their receipt on their website.They are also bringing a semi truck full of beer to Scotland, South Dakota to celebrate International Beer Day.Cities include:Marshall, AKRussian Mission, AKWales, AKTrinidad, CAGrenada, CAMonaco, CATrinidad, COLebanon, CTScotland, CTScotland, GAMalta, IDBelgium, ILCuba, ILLebanon, ILMacedonia, ILMalta, ILPalestine, ILPanama, ILPeru, ILMacedonia, IANorway, IAPanama, IAJamaica, IACuba, KSLebanon, KSPeru, KSLebanon, KYCanada, KYPeru, MELebanon, MEMexico, MESweden, MEPoland, MEDenmark, MEChina, MENorway, MEScotland, MDPeru, MAWales, MANorway, MIEast Jordan, MIChina, MIFinland, MNSaint Vincent, MNGrenada, MSMalta, MTJordan, MTLebanon, NEPeru, NEPanama, NELebanon, NJLebanon, NHCuba, NMAngola, NYDenmark, NYMexico, NYJamaica, NYPanama, NYRussia, NYMalta, NYCuba, NYGreece, NYPoland, NYSweden, NYJordan, NYPeru, NYMalta, OHPoland, OHPanama, OKJapan, PAGermany, PANorway, SCDenmark, SCLebanon, SDScotland, SDDenmark, TNJamaica, VTPeru, VTTrinidad, D.C.Denmark, WI 1503

For those would-be investors wanting to jump into the stock market but wondering which stock to buy, legendary investor Warren Buffett has a suggestion: Try buying 500 stocks instead.“In my view, for most people, the best thing to do is own the S&P 500 index fund,” Buffett said at Berkshire Hathaway’s annual meeting in May. But what is the S&P 500, and how do you invest in one of its funds?Here’s an intro to how S&P 500 funds work, and whether one might be a good fit for your portfolio.What is the S&P 500?The S&P 500, or S&P, is a stock market index comprising shares of 500 large, industry-leading U.S. companies. It is widely followed and often considered a proxy for the overall health of the U.S. stock market.Standard & Poor’s, an American investment information service, created the index in 1957. Every quarter, its investment committee meets to review which stocks belong in the index based on each company’s market size, liquidity and group representation. Today, 505 stocks constitute the index, since some of the 500 companies have more than one class of shares.Contrary to popular belief, the stocks forming the index are not the 500 biggest U.S. companies, but they are arguably the 500 most important companies. Over .2 trillion is invested through the index, with these 505 stocks representing about 80% of the total U.S. stock market’s value.The S&P 500 is a cap-weighted index, meaning each stock within the index is weighted according to its market capitalization, or total market value (number of outstanding shares multiplied by current market price). The larger the company, the greater its influence on the index.As of Aug. 31, 2020, these are the top 10 companies by index weight in the S&P 500:Apple.Microsoft.Amazon.Facebook.Alphabet, Google’s parent company (shares in classes A and C).Berkshire Hathaway.Johnson & Johnson.Visa.Procter & Gamble.How do you invest in the S&P 500?An index is a measure of its underlying stocks’ performance, so you cannot directly invest in the index itself. Buying every company’s shares would be an arduous task (think 505 separate transactions), but thankfully there are index funds and exchange-traded funds, or ETFs, that replicate the index, effectively doing that work for you.While all S&P 500 funds track the holdings of this index, an investor must consider whether using an index fund (a passively managed mutual fund) or an ETF makes the most sense for them. The good news when weighing index funds versus ETFs is that there are solid S&P 500 options in each category, and all of these products leverage the diversity of the index itself.Because the S&P 500 is weighted by each company’s market capitalization, the larger companies in the index can sometimes have an outsize impact on the performance of the larger index. In other words, a big dip in price for Apple shares can create a dip in the index as a whole. Because of this, some investors prefer to purchase the S&P 500 in an equal-weighted format, so that each company has the same impact on the index. This is meant to create an index that is more representative of the overall U.S. market.After deciding your preference for an index fund or ETF, cap-weighted or equal-weighted, you can begin narrowing down which S&P 500 fund to purchase. To minimize your costs, look into each fund’s expense ratio — the percentage of your assets you’ll pay in fees each year — to see how they compare.Fees are important here since all of these funds track the same index, which means their returns should be roughly the same. The lower the fee, the more of that return you keep.Should you invest in the S&P 500?There are a number of things to think about before you choose any investment. But an S&P fund can generally be a good choice if you want to add broad exposure to the U.S. stock market to your portfolio.“The S&P 500 is a key part of a diversified investing strategy because it’s a good bet that the U.S. economy will continue to succeed and grow in the long term,” says Tony Molina, senior product manager at Wealthfront. The U.S. has the largest economy and stock market in the world, and is one of the most resilient and active, especially when it comes to innovation. That’s why it’s a no-brainer to include the S&P 500 as part of your portfolio.”Larger companies are generally more stable to invest in because they are well-established and widely followed. Thus, these stocks usually have less risk and lower volatility. The S&P 500 combines large companies across various industries, so investors access a broad, diversified mix of companies when investing in it.Choosing an index fund or ETF can also help investors avoid — or at least minimize — the behavioral pitfalls from stock-picking, which is a losing strategy, says Dejan Ilijevski, president of Sabela Capital Markets.Ilijevski cites the May 2018 study by professor Hendrik Bessembinder at Arizona State University, which examined investments in publicly traded U.S. stocks between 1926 and 2016 and found that just over 4% of the companies accounted for the total wealth created.“Picking those few individual winners is impossible,” Ilijevski says. “Your best bet is to own as much of the market with a fund that tracks the index.”Using index funds and ETFs can help investors generate strong returns while also minimizing their costs, says Kevin Koehler, chartered financial analyst and director of the investment strategy group at Miracle Mile Advisors in Los Angeles.“Investing in the S&P 500 the past 25 years would have given an investor over a 10% annualized return, proving that an investor does not need to be paying high expenses to get good market returns,” Koehler says.Are there drawbacks to investing in the S&P 500?There are caveats to consider. The S&P 500 consists of only large-cap U.S. stocks. Portfolio diversification encompasses buying mid- and small-cap companies along with large-caps; allocating funds to international companies along with domestic ones; and including bonds, cash and potentially other asset classes with stocks.Koehler also notes drawbacks in the S&P 500 related to its market-cap weighting.“As passive investing increases, investors are continually investing in S&P 500 funds, which has contributed to a ‘rich get richer’ problem, where the largest stocks are getting larger due to S&P 500 investing, rather than individual stock investing,” Koehler says. “This can lead to higher volatility, as active managers sell an individual stock on top of index funds selling a portion. The market could continuously be overvalued compared to its underlying value.”But relative to the downsides of many investment types, the flaws of S&P 500 funds seem relatively minor, especially when used as a part of your overall portfolio and held for the longer term. This helps explain why icons like Buffett have so publicly endorsed them.“I happen to believe that Berkshire is about as solid as any single investment can be, in terms of earning reasonable returns over time,” said Buffett at the May meeting, speaking about the investing company he’s turned into an empire. “But, I would not want to bet my life on whether we beat the S&P 500 over the next 10 years.”More From NerdWallet4 Ways Women Can Invest in Other WomenHow the Pros Ride Market Volatility — and Why You Shouldn’tIf Doing Less Means Saving More, Try These 5 Money MovesTiffany Lam-Balfour is a writer at NerdWallet. Email: tlambalfour@nerdwallet.com. 7573

Former US Senate candidate Roy Moore has filed a countersuit against Leigh Corfman, one of the women who accused him of making unwanted sexual advances.Moore is asking an Alabama state judge to stop all proceedings in Corfman's defamation lawsuit, calling the lawsuit "frivolous and groundless," according to the countersuit filed late Monday in Circuit Court in Montgomery County, Alabama. Corfman sued Moore in January."This is and has been a political attempt to smear the good name and reputation of Judge Roy Moore, and we will not let this injustice continue," Melissa Isaak, one of Moore's attorneys, said in a statement. "Yesterday, we filed claims for slander and defamation against Leigh Corfman, and claimed damages for attorney fees under the Alabama Litigation Accountability Act."CNN has reached out to Corfman's attorney.Moore's countersuit comes after Montgomery Circuit Judge Ronan Shaul last week denied a motion from Moore's legal team to dismiss Corfman's lawsuit, CNN affiliate WSFA reported.The judge also refused to move the suit from Montgomery County to Etowah County, the station reported.In the statement, Isaak said: "We also continue to argue that this case should be tried in Etowah County, and wonder why Leigh Corfman has chosen to file this case in Montgomery and not Etowah County, where both she and Judge Moore reside and where her character and reputation are well known."Corfman told The Washington Post?in November that Moore molested her when she was 14 and he was in his 30s. Moore later said he didn't know her.Moore has denied allegations from a number of women who have come forward accusing him of sexual assault and misconduct.President Donald Trump and the RNC backed Moore in his US Senate race last year, despite the allegations, which dogged him during the campaign.Last December, Democrat Doug Jones, upset Moore to win the Senate race. 1915

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