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SAN DIEGO (KGTV) - Charles Schwab is the latest large investment firm to offer fractional stocks as a way to get more people to invest.The move puts more high-dollar, blue chip stocks within reach for younger customers."It's a big win to consumers in general," says Steven Fox, the owner of Next Gen Financial Planning. "That's particularly helpful for younger investors because they typically tend to have smaller accounts."A recent report says that 66% of millennials say they're afraid of the stock market. Fox thinks it's because that generation watched their parents go through multiple downturns and were turned off by its volatility.But, Fox says fractional stocks, and other new ideas from large companies are enticing more people to invest. He says many firms are starting to offer perks like zero-commission trades, fractional stocks, and on-line based accounts to help people save money and invest more."It may only be 1%, but for a lot of people over a long period of time, as you account grows more and more, that 1% can mean a difference of tens or hundreds of thousands of dollars that you would have available to pull out later in life."Fox says it also helps people keep a more diverse portfolio. He says this is the start of a shift to more direct indexing, where investors will be able to use fractional stocks to create their own groups of investments, rather than buying pre-set mutual funds or indexes."You're gonna see more technology come out that makes it easy to do direct indexing and consumers are going to see more and more options here," says Fox. 1585

SAN DIEGO (KGTV) -- Bike the Bay celebrated its 11th annual ride on Sunday but this year it added some safety changes. Roughly 3,000 people participated in the popular bike ride. The ride is 25 miles and takes cyclists over the Coronado Bridge, through Coronado, Imperial Beach, Chula Vista and National City. It's the only day of the year where bikes are allowed on the iconic bridge. This year, the event made some changes after an accident during the ride last year. Christina Rocheleau who was not participating in the ride collided head-on with a participant who was trying to pass cyclists along the trail. Rocheleau suffered a fractured nose and three fractured vertebrae. She hasn't been on a bike since. At the time of the accident, organizers told us that they take safety very seriously. This year, they added more signs along the route, more volunteers to guide cyclists and made the route all one-way. All of the proceeds for the ride go towards the San Diego County Bike Coalition, an organization that promotes bicycles as a form of transportation and advocates for safer roads for cyclists.   1156

SAN DIEGO (KGTV) - California gubernatorial candidate Gavin Newsom hosted a roundtable discussion at Grossmont College in El Cajon Wednesday, discussing the state’s ongoing housing crisis and other affordability issues Californians continue to face.On housing, Newsom said California's housing crisis revolves around affordability. He said the state is averaging 100,000 units statewide per year, but to reach an affordability equilibrium 400,000 a year is needed."We're 49th out of 50 in per capita housing units. Only Utah is producing less housing per capita. We can't double housing production and address the issue of affordability. We have an affordability crisis," Newsom said. "The next governor needs to be intense about this. Passionate about this.RELATED: Top candidates for California governor lay out plans to address affordable housing issue"We have no statewide housing goals in California. None. And that must change in January of next year."Newsom also touched on the controversial state gas tax.However, Newsom said while groups are quick to push back, they offer no alternative."There's no identifiable alternative dollars. So they're just going to erase -plus billion a year that's being invested as we speak in improving our infrastructure and addressing the deferred maintenance in the state," Newsom said. "It's easy politics to say no. But then they offer zero, nothing, in terms of an alternative."RELATED: San Diego's housing shortfall could grow if unchecked, report saysAn effort led by former San Diego Councilmember Carl DeMaio recently gathered enough signatures to place a repeal of the tax on the 2018 ballot. 1699

SAN DIEGO (KGTV) — California is "getting closer" to issuing guidance on how and when to reopen theme parks across the state during the coronavirus pandemic.Wednesday, Gov. Gavin Newsom said the state is still working on preparing guidance on when and how theme parks across the state can reopen while fighting the spread of COVID-19.“We will make determinations in real-time for theme parks, amusement parks, and the like,” Newsom said. “There’s still many areas where we are open-ended in terms of our negotiation, making progress, and advancing in the same space.”Newsom added the state is “getting closer to concluding when and how to safely reopen those sectors.”Legoland California, Disneyland and California Adventure, Knott’s Berry Farm, Six Flags Magic Mountain, and Universal Studios Hollywood have each been shuttered since mid-March after stay-at-home orders were issued for the state.Downtown Disney and Universal CityWalk have reopened outside their respective theme parks with modifications.SeaWorld San Diego reopened last month on a limited basis, requiring reservations for visitors and limited access to exhibits. All of the park's coasters and rides are currently closed and some animal experiences are limited.The San Diego Zoo and Safari Park have also reopened in San Diego with limited offerings and modifications. 1346

SAN DIEGO (KGTV) - As schools reopen with distance learning, a local nonprofit is working to bridge the digital divide during a critical time.Tammy Hershfield co-founded Computers 2 San Diego Kids 17 years ago, providing refurbished computers to low-income children. She says the local digital divide remains a big one."One in four children in San Diego don't have computer in their home, and 50 percent of those are low income families," said Hershfield.The digital divide is now even more concerning because of COVID-19, as students begin the school year with distance learning."These kids were already at a disadvantage. They were having to do their learning just in the classroom. Not they don't even have that, so we need to get them these computers," said Hershfield.Since the pandemic started, the nonprofit has refurbished and distributed nearly 18,000 computers to local kids. Dozens of volunteers and staff are working on the computers every day."We hired 14 additional staff. We're open six days a week, working 10 hours a day to get things done," said Hershfield.Families receiving the computers pick up the computers at the nonprofit's warehouse in the Miramar area. Hershfield remembers one family, a furloughed single mother of 4 with a 17-year-old daughter applying for college and loans on a phone. That family received two computers."Mom cried, and I cried. The digital disparity is real, and COVID-19 has put a on shining light on it. We can band together and help the people that need the help," said Hershfield.Hershfield says they have about 6,000 computers being worked on and need more donated computers.The nonprofit has partnered with Cox Communications to include free internet access for up to four months. 1742

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