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Four Louisiana correctional officers have been sentenced following an attack of an inmate who was "handcuffed, shackled, and not resisting, and for conspiring to cover up their misconduct by devising a false cover story, submitting false reports documenting that cover story, tampering with witnesses, and lying under oath," the Department to Justice said in a statement.The incident took place at the Penitentiary in Angola, Louisiana.The officers were sentenced last week, and Daniel David was sentenced to 110 months in prison; John Sanders was sentenced to 18 months; James Savoy Jr. was sentenced to 24 months; and Scott Kennedy received a 14-month sentence.The DOJ said that Davis was the ringleader of the incident, and claimed that Davis yanked the inmate’s leg chains, causing the inmate to fall face-first onto the concrete breezeway. The DOJ said that Davis and the other officers then attacked the inmate, who suffered a dislocated shoulder, a hematoma, a collapsed lung, and broken ribs.“Corrections officers are sworn to protect those within our prison systems,” said Brandon J. Fremin U.S. Attorney for the Middle District of Louisiana. “Those officers who carry out vicious attacks such as this strip citizens of their basic civil rights and dishonor the work of honest law enforcement officers. The sentences handed down today serve as an example of officials being held accountable for violations of the public trust that was placed in them.”The facility is the largest maximum-security prison in the United States, with 6,300 inmates housed in the institution. 1587

For those would-be investors wanting to jump into the stock market but wondering which stock to buy, legendary investor Warren Buffett has a suggestion: Try buying 500 stocks instead.“In my view, for most people, the best thing to do is own the S&P 500 index fund,” Buffett said at Berkshire Hathaway’s annual meeting in May. But what is the S&P 500, and how do you invest in one of its funds?Here’s an intro to how S&P 500 funds work, and whether one might be a good fit for your portfolio.What is the S&P 500?The S&P 500, or S&P, is a stock market index comprising shares of 500 large, industry-leading U.S. companies. It is widely followed and often considered a proxy for the overall health of the U.S. stock market.Standard & Poor’s, an American investment information service, created the index in 1957. Every quarter, its investment committee meets to review which stocks belong in the index based on each company’s market size, liquidity and group representation. Today, 505 stocks constitute the index, since some of the 500 companies have more than one class of shares.Contrary to popular belief, the stocks forming the index are not the 500 biggest U.S. companies, but they are arguably the 500 most important companies. Over .2 trillion is invested through the index, with these 505 stocks representing about 80% of the total U.S. stock market’s value.The S&P 500 is a cap-weighted index, meaning each stock within the index is weighted according to its market capitalization, or total market value (number of outstanding shares multiplied by current market price). The larger the company, the greater its influence on the index.As of Aug. 31, 2020, these are the top 10 companies by index weight in the S&P 500:Apple.Microsoft.Amazon.Facebook.Alphabet, Google’s parent company (shares in classes A and C).Berkshire Hathaway.Johnson & Johnson.Visa.Procter & Gamble.How do you invest in the S&P 500?An index is a measure of its underlying stocks’ performance, so you cannot directly invest in the index itself. Buying every company’s shares would be an arduous task (think 505 separate transactions), but thankfully there are index funds and exchange-traded funds, or ETFs, that replicate the index, effectively doing that work for you.While all S&P 500 funds track the holdings of this index, an investor must consider whether using an index fund (a passively managed mutual fund) or an ETF makes the most sense for them. The good news when weighing index funds versus ETFs is that there are solid S&P 500 options in each category, and all of these products leverage the diversity of the index itself.Because the S&P 500 is weighted by each company’s market capitalization, the larger companies in the index can sometimes have an outsize impact on the performance of the larger index. In other words, a big dip in price for Apple shares can create a dip in the index as a whole. Because of this, some investors prefer to purchase the S&P 500 in an equal-weighted format, so that each company has the same impact on the index. This is meant to create an index that is more representative of the overall U.S. market.After deciding your preference for an index fund or ETF, cap-weighted or equal-weighted, you can begin narrowing down which S&P 500 fund to purchase. To minimize your costs, look into each fund’s expense ratio — the percentage of your assets you’ll pay in fees each year — to see how they compare.Fees are important here since all of these funds track the same index, which means their returns should be roughly the same. The lower the fee, the more of that return you keep.Should you invest in the S&P 500?There are a number of things to think about before you choose any investment. But an S&P fund can generally be a good choice if you want to add broad exposure to the U.S. stock market to your portfolio.“The S&P 500 is a key part of a diversified investing strategy because it’s a good bet that the U.S. economy will continue to succeed and grow in the long term,” says Tony Molina, senior product manager at Wealthfront. The U.S. has the largest economy and stock market in the world, and is one of the most resilient and active, especially when it comes to innovation. That’s why it’s a no-brainer to include the S&P 500 as part of your portfolio.”Larger companies are generally more stable to invest in because they are well-established and widely followed. Thus, these stocks usually have less risk and lower volatility. The S&P 500 combines large companies across various industries, so investors access a broad, diversified mix of companies when investing in it.Choosing an index fund or ETF can also help investors avoid — or at least minimize — the behavioral pitfalls from stock-picking, which is a losing strategy, says Dejan Ilijevski, president of Sabela Capital Markets.Ilijevski cites the May 2018 study by professor Hendrik Bessembinder at Arizona State University, which examined investments in publicly traded U.S. stocks between 1926 and 2016 and found that just over 4% of the companies accounted for the total wealth created.“Picking those few individual winners is impossible,” Ilijevski says. “Your best bet is to own as much of the market with a fund that tracks the index.”Using index funds and ETFs can help investors generate strong returns while also minimizing their costs, says Kevin Koehler, chartered financial analyst and director of the investment strategy group at Miracle Mile Advisors in Los Angeles.“Investing in the S&P 500 the past 25 years would have given an investor over a 10% annualized return, proving that an investor does not need to be paying high expenses to get good market returns,” Koehler says.Are there drawbacks to investing in the S&P 500?There are caveats to consider. The S&P 500 consists of only large-cap U.S. stocks. Portfolio diversification encompasses buying mid- and small-cap companies along with large-caps; allocating funds to international companies along with domestic ones; and including bonds, cash and potentially other asset classes with stocks.Koehler also notes drawbacks in the S&P 500 related to its market-cap weighting.“As passive investing increases, investors are continually investing in S&P 500 funds, which has contributed to a ‘rich get richer’ problem, where the largest stocks are getting larger due to S&P 500 investing, rather than individual stock investing,” Koehler says. “This can lead to higher volatility, as active managers sell an individual stock on top of index funds selling a portion. The market could continuously be overvalued compared to its underlying value.”But relative to the downsides of many investment types, the flaws of S&P 500 funds seem relatively minor, especially when used as a part of your overall portfolio and held for the longer term. This helps explain why icons like Buffett have so publicly endorsed them.“I happen to believe that Berkshire is about as solid as any single investment can be, in terms of earning reasonable returns over time,” said Buffett at the May meeting, speaking about the investing company he’s turned into an empire. “But, I would not want to bet my life on whether we beat the S&P 500 over the next 10 years.”More From NerdWallet4 Ways Women Can Invest in Other WomenHow the Pros Ride Market Volatility — and Why You Shouldn’tIf Doing Less Means Saving More, Try These 5 Money MovesTiffany Lam-Balfour is a writer at NerdWallet. Email: tlambalfour@nerdwallet.com. 7573

Few masks, no social distancing, hugs, and handshakes were likely a jarring sight for public health experts and Americans cautiously going about life amid the coronavirus pandemic.With hundreds of our nation’s leaders sitting shoulder to shoulder last Saturday in the White House Rose Garden, President Donald Trump picked Judge Amy Coney Barrett to fill the open seat on the Supreme Court following the death of Justice Ruth Bader Ginsburg.In the six days that have followed, at least 10 known coronavirus cases have emerged from that event, including President Donald Trump, first lady Melania Trump, Sens. Thom Tillis, and Mike Lee, Notre Dame John I. Jenkins, Pastor Greg Laurie, Gov. Chris Christie, White House press secretary Kayleigh McEnany and former White House adviser Kellyanne Conway. The White House Correspondents Association (WHCA) also said an unnamed reporter who attended Saturday's announcement also tested positive for the virus. That person became symptomatic on Wednesday and tested positive on Friday. The WHCA has confirmed that two other journalists who cover the White House have tested positive for the virus in recent days, though it's unclear if those unnamed reporters were present for Barrett's nomination. In addition, others who have been in contact with Trump, White House senior aide Hope Hicks, and RNC Chair Ronna McDaniel, have tested positive for the virus. The CDC says that the incubation period for the coronavirus is up to 14 days following infection, meaning it’s possible more attendees could develop symptoms in the coming days.Given the incubation period, the CDC urges those who have been in close contact with positive coronavirus cases to quarantine for 14 days. With a number of prominent members of government now infected with the virus, it’s unclear how many US senators, senior White House aides, and others in the upper echelons of the US government will follow these guidelines after snubbing social distancing guidelines.For those who have been infected, they now are urged to isolate for at least 10 days to prevent the spread of the virus. In severe cases, isolation could be required for up to 20 days, the CDC says. 2187

For years, the incredible discovery of the Titanic's wreckage at the bottom of the ocean in 1985 was thought to have been a purely scientific effort.But that was a ruse.Speaking to CNN on Thursday about now-declassified events, Robert Ballard, who discovered the Titanic, said that the expedition was part of a secret US military mission to recover two sunken nuclear submarines on the bottom of the ocean."They did not want the world to know that, so I had to have a cover story," Ballard said.The true story of what happened now serves as a museum exhibit at The National Geographic Museum in Washington, which is open through the end of the year.Ballard was a commander in the US Navy and a scientist at the Woods Hole Oceanographic Institution. The Navy offered him the funding and opportunity to search for the Titanic, but only if he first explored the USS Thresher and the USS Scorpion, two American nuclear subs that sank in the 1960s."We knew where the subs were," Ballard said. "What they wanted me to do was go back and not have the Russians follow me, because we were interested in the nuclear weapons that were on the Scorpion and also what the nuclear reactors (were) doing to the environment."The search for the Titanic served as a great cover story, and the press was "totally oblivious to what I was doing," he said.When his team finished exploring the Scorpion and Thresher, they had just 12 days left in their trip to search for the Titanic.The famed ship that sank on its maiden voyage was found on the ocean floor at a depth of more than 12,000 feet in the North Atlantic Ocean."When we found the Titanic, we naturally were very excited, because it was a tough job. We got it, scoring the winning goal at the buzzer," Ballard said.The famous discovery set off major press attention, but the expedition's true purpose was kept under wraps. A New York Times story from the days after the discovery features a series of denials from officials about the project.Navy spokesman Capt. Brent Baker said at the time that the project was simply to test if the oceanographic system worked, and a scientist denied a military involvement.''There was nothing classified,'' Dr. Robert Spindel, the head of the Woods Hole Ocean Engineering Department, told the Times.Not so, Ballard admitted, and that wasn't the only one."I cannot talk about my other Navy missions, no," he said. "They have yet to be declassified." 2450

FLAGSTAFF, Ariz. (AP) -- Police in Flagstaff say a group of teens killed a 23-year-old man after he allegedly inappropriately touched one of the girls involved in the killing.Flagstaff police said on Friday that Jaron James was found dead on Sept. 7 and that four teens, including two who are underage, have been arrested.Police say James was killed at a motel and that the suspects knew him. They say the group attacked James after he touched one of the suspects, a 16-year-old girl from Flagstaff.Eighteen-year-old Lawrence Sampson-Kahn and 19-year-old Kayson Russell are among the four arrested. The Associated Press does not typically identify underage crime suspects.  686