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Airport security checkpoints can be among the worst things about air travel. Most of us would like to have the TSA Pre-Check so we can skip the long lines and the wait, but the cost to have it processed steers us away from this travel perk.If you have a trip coming up this year, there is some good news. There's a way to get a free TSA Pre-Check membership.Right now, there are at least 12 credit cards and 5 loyalty programs that will let you get a TSA Pre-Check membership for free.The credit cards include certain American Express cards, Bank of America premium rewards, Chase Sapphire and Expedia Voyager card from Citi.The loyalty programs include Marriott rewards, United Mileage Plus and Club Carlson. We found, while many of the credit cards cover the TSA Pre-Check fee outright, the loyalty programs pay for it with points.You also need to consider if there's an annual fee for the credit card and if the tradeoff is worth it.Of course anytime you sign up for a credit card and or loyalty program you'll want to read the fine print, but it could be worth your while to check out your options to save some cash, and some time, when you travel. 1199
According to analysis by Lending Tree, Black borrowers are more than twice as likely to be denied credit than white Americans.According to the data, 57% of loan applications by Blacks making ,000 to 0,000 were rejected or approved for amounts lower than request, compared to just 22% for whites. Blacks making 0,000 or more annually had 31% of their applications rejected or approved for lower amounts than requested, compared to just 10% for whites.The analysis also found that Black Americans with college degrees experienced more debt. The study found that Black bachelor’s degree recipients had 20% more student loan debt than whites with bachelor’s degrees."It's encouraging that Americans are having these conversations more openly and with more vigor and purpose,” Tendayi Kapfidze, chief economist at LendingTree, said. “Highlighting these racial disparities shows that systemic issues have held back generations of our fellow citizens. It is ultimately to the detriment of everyone as the economy is deprived of our best efforts by denying opportunities to many capable people. The creation of these disparities was and is often government-sanctioned and enforced, and so they should be addressed via legislative remedies in addition to societal change."Compounding the challenges for Blacks to obtain lending, the data showed that the median net worth of Black families is one-tenth of those of white families.Lending Tree said it used 2018 Bureau of Labor Statistics data, 2020 Economic Policy Institute report, various Federal Reserve data, 2020 Federal Reserve Bank of St. Louis data, 2017 National Center for Education Statistics report, 2020 Pew Research Center report and U.S. Census Bureau to conduct its analysis.To read the full study, click here. 1783
Aaron Hernandez, the former NFL star who took his life while serving a murder sentence in prison, had chronic traumatic encephalopathy -- commonly known as CTE -- attorney Jose Baez said Thursday.Baez cited study results compiled by the Boston University CTE Center, which examined Hernandez's brain for the neurodegenerative brain disease.Hernandez played for the New England Patriots from 2010 to 2012 after a standout collegiate career at the University of Florida.According to a statement from BU, Hernandez's brain was examined by Dr. Ann McKee, director of the CTE Center. The neurodegenerative brain disease has Alzheimer's-like symptoms, including memory loss, confusion, aggression, rage and, at times, suicidal behavior. It is believed to result from repeated trauma to the head, which results in a buildup of the abnormal protein tau that clumps in the brain.The disease is categorized in four degrees, with Stage 4 being the most severe. According to McKee's analysis, Hernandez was found to have Stage 3 CTE, which is commonly associated with cognitive and memory loss, as well as behavioral changes and impaired judgment. Hernandez was found to have early degeneration of brain cells and large tears in the septum pellucidum, a central membrane of the brain.The CTE Center statement added that he had "severe deposition of tau protein in the frontal lobes of the brain" as well as a "deposition of tau protein in nerve cells around small blood vessels, a unique feature of CTE."The initial examination was confirmed by a second neuropathologist at Boston University.CTE can be diagnosed only after death. Researchers are working on ways to detect it in the living, with the hope of being able to treat it one day.Hernandez hanged himself in prison in April. He was 27."Aaron suffered from a severe case of CTE," Baez said. "Not only were the results positive, but we're told that it was the most severe case they had ever seen for someone of Aaron's age."A representative for Boston University's CTE Center did not confirm to CNN that it was the most severe case it had seen and said, "We have nothing further to add."A federal lawsuit suing the National Football League and the New England Patriots was filed Thursday by Shayanna Jenkins Hernandez, Hernandez's fiancee, on behalf of their daughter, Avielle. The lawsuit seeks million."The NFL had made certain representations to players during this time that Aaron was playing (2010 to 2012) and those representations turned out to be false," Baez said.The NFL said it cannot comment about the lawsuit at this time. The Patriots have not responded to a request for comment.In 2015, a federal judge approved a class-action lawsuit settlement between the NFL and thousands of former players who accused the league of hiding the dangers of concussions and repeated head trauma. The agreement provides up to million per retired player for serious medical conditions associated with repeated head trauma.CTE has been detected in veterans, as well as players of other contact sports; however, it has become most associated with football. It has been diagnosed in San Diego Charger and Hall of Famer Junior Seau, as well as the Philadelphia Eagles' Kevin Turner and the Oakland Raiders' Ken Stabler.A recent analysis by BU found evidence of CTE in 110 of 111 brains of former NFL players. However, there is a potential bias in this review, as relatives of these players may have submitted their brains for diagnosis due to clinical symptoms noticed while the players were living. 3577
Almost 30 million Facebook users' phone numbers and email addresses were accessed by hackers in the biggest security breach in the company's history, Facebook said on Friday. The attackers accessed even more details on 14 million of those users, including the area where they live, their relationship status and their religion.The new details come two weeks after Facebook first announced that attackers had access to 50 million users' accounts -- meaning they could have logged in as those users. Facebook said on Friday that, "We now know that fewer people were impacted than we originally thought," and said that 30 million people had been impacted.For the 14 million worst hit by the breach, the attackers were able to access the following information, Facebook said: "username, gender, locale/language, relationship status, religion, hometown, self-reported current city, birthdate, device types used to access Facebook, education, work, the last 10 places they checked into or were tagged in, website, people or Pages they follow, and the 15 most recent searches."Facebook said it will send a message to the 30 million users affected in the coming days. If you would like to check and see for yourself if your account was affected, click here. The company also said it is cooperating with the FBI, the Federal Trade Commission and the Irish Data Protection Commission.Facebook is regulated by Irish authorities in Europe as its European headquarters is located there. A spokesperson for the Irish data regulator said of Friday's announcement, "The update from Facebook today is significant now that Facebook has confirmed that the personal data of millions of users was taken by the perpetrators of the attack."Despite Friday's announcement, there are still many details about the hack that have not been made public, including who was behind it.The attack prompted Facebook to take the unprecedented step of logging out the 50 million users whose accounts were exposed and logged out another 40 million users as a precautionary measure. 2056
After postponing several shows because of the coronavirus pandemic, Elton John is saying hello to the yellow brick road of touring. The pop icon announced Wednesday that his “Farewell Yellow Brick Road Tour” will return to North America on Jan. 19, 2022 in New Orleans. 278