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The average debt among undergraduate students with loans in the class of 2019 is ,950, according to a new report from The Institute of College Access and Success, a nonprofit focused on higher education research and advocacy.That debt marks a slight decrease from ,200 for the class of 2018. The percentage of students in the class of 2019 who took out loans also dropped compared with 2018, from 65% to 62%.Debbie Cochrane, executive vice president of TICAS, says these shifts align with a general flattening of debt levels in recent years, due in part to increased state investment in higher education. But this trend and that funding could end due to the economic effects of COVID-19.“These students graduated in 2019,” Cochrane says. “We’re now in the middle of an economic and health crisis that puts all those gains in jeopardy.”Average student debt over timeAverage student debt growth has slowed, but indebtedness has increased substantially since TICAS issued its initial report on the subject 15 years ago.“What’s clear is that despite the flattening in recent years, debt has not been flat in the longer period,” Cochrane says.In 2004, the average student debt was ,550 — roughly 56% less than it is for the class of 2019. TICAS says inflation was 36% over the same period of time.Average debt has increased even faster in some states. For example, TICAS found that debt among graduates in New Jersey has grown 107% since 2004, rising from ,223 to ,566.The pandemic will likely accelerate this growth.“Students who are still in college or considering college now have frequently seen their family’s ability to pay for school change dramatically because of the economic crisis,” Cochrane says.She says it’s unclear what policymakers will do to support these students.Managing federal student debtRelief is available to most federal loan borrowers, as their payments are suspended interest-free through Dec. 31.But once payments restart, if you owed the average debt of ,950, your monthly bills would be roughly 0, assuming an interest rate of 4.5% and a 10-year repayment term.That may be difficult to afford if you’re facing an economic hardship.You could continue to pause payments, but pay interest for doing so. A better long-term solution is enrolling in an income-driven repayment plan.“Income-driven plans usually can fit someone’s budget,” says Betsy Mayotte, president and founder of the nonprofit Institute of Student Loan Advisors.These plans set federal loan payments at a percentage of your discretionary income, typically 10%. Monthly payments can be Surveillance video captured a woman red-handed, with her hand in a donation box at a 7 - Eleven in Melvindale, Michigan.However, she wasn’t putting in her two cents.  The images have some people outraged and giving the lady a piece of their minds. The video shows the woman standing at the counter. It appears when the coast was clear, she made her move.According to the video, she grabbed the donation box meant for the Dearborn Animal Shelter and people with Friends For Animals of Metro Detroit.The staff and volunteers help cats and dogs every step of the way. The donations are used for medical care, food, shelter and anything the animals need in order to help them get adopted.Now it’s gone. “There’s about 40 dollars in there coins and bills”, said 7-Eleven employee Michelle Roberson.“Robbing alone is disturbing, but from a charity that only helps people!,"  said David Wayman, who also works at the store. The shelter and the non-profit both need the support, said  Katie Johnson, Director of Operations with Friends of Animals of Metro Detroit.“We are a non-profit, we take in 2,500 animals a year and we rely on the generosity and support of wonderful donors," Johnson said. "We just put an appeal out there to say, whoever took it, please return it because it will really help us save a little furry life." If you would like to help them recoup some of the money that was lost when the donation box was stolen, you can make a donation at www.metrodetroitanimals.org. 1603 if you earn below a certain amount.Options for private loan borrowersRoughly 16% of graduates in the class of 2019 have nonfederal loans, according to TICAS. If you’re among them, contact your lender immediately if you can’t afford payments.“I wouldn’t call after your first bill is due,” Mayotte says. “I would call before that and let them know you’re struggling.”She says you may be able to pause payments or make interest-only payments temporarily. You could also ask your co-signer for help, if you used one.Another option would be refinancing private loans at a lower rate. But you or a co-signer will need steady income and a credit score in at least the high 600s to qualify.For example, refinancing ,950 from 4.5% to 3.5% would reduce your monthly bill by and save you ,652 over a 10-year term. If you needed more wiggle room in your budget, you could refinance to a 15-year term to lower your payments by — but you’d pay ,249 more overall as a result.Use a student loan refinance calculator to help find the right repayment terms for you.If you have federal student loans, don’t refinance them until at least the payment suspension ends. Refinancing costs you access to that payment pause and other government programs like income-driven plans.More From NerdWallet2020 Student Loan Debt StatisticsIncome-Driven Repayment: Is It Right for You?How to Get Student Loan Relief During the Coronavirus and BeyondRyan Lane is a writer at NerdWallet. Email: rlane@nerdwallet.com. 4103

Syracuse University has suspended a professional fraternity after video footage surfaced showing members exhibiting "extremely racist" behavior, according to the university's chancellor.Videos purport to show members of Theta Tau, an engineering fraternity, repeatedly using racial slurs and simulating sex acts.Chancellor Kent Syverud called the behavior "offensive" in a statement to the campus community Wednesday. 425

Survivors of the deadly shooting rampage at a Parkland, Florida, high school are set to lead thousands Saturday in a March for Our Lives on Washington, delivering their impassioned pleas for stricter gun control law to the nation.PHOTOS: Students take part in 'March for our Lives' across the countryBuilding on the momentum of last week's National School Walkout, these members of a generation raised on gun violence have been rallying Americans around their cause while honoring the 17 students and faculty members killed on February 14 at Marjory Stoneman Douglas High School.The march starts at noon, with participants gathering on Pennsylvania Avenue near the US Capitol. 684

The alarming, uncontrolled spread of COVID-19 continued on Thursday, as the U.S. set a record in new cases for a third straight day, recording 150,000 new cases in a single day for the first time.According to a database kept by Johns Hopkins University, at least 153,000 people were diagnosed with COVID-19 on Thursday — the 10th straight day in which the U.S. has recorded at least 100,000 cases.According to Johns Hopkins, the U.S. recorded its 10 millionth case of COVID-19 on Monday. As of early Friday morning, 10.5 million Americans were confirmed to have contracted the virus.The current unchecked spread of the virus has not been seen since March and April when the disease was spreading silently due to the U.S.'s lack of testing capabilities.Governors and public health experts throughout the country have pleaded with citizens to wear masks and follow social distancing recommendations. A number of states were looking to re-impose restrictions in hopes of keeping hospitals from filling up with COVID-19 patients.According to the COVID Tracking Project, 67,000 people across the country are currently hospitalized with the virus — the highest number since the start of the pandemic. Several states, like South Dakota and Iowa, have reported that hospitals are beginning to reach capacity.The COVID Tracking Project also reports that the current spike in cases has resulted in an uptick in deaths. For the past seven days, the U.S. is averaging 1,104 deaths a day — a rate comparable to a spike in cases in the summer months across southern states.Earlier this week, both Texas and California both reached 1 million confirmed cases in their states — and Florida isn't far behind, with 863,000 cases and counting.President Donald Trump is expected to receive a briefing on the current case spike at the White House on Friday, though the meeting isn't open to the press. Trump has made just once public appearance in the last week and has not made public comments since a Nov. 5 press conference in which he falsely claimed victory in the presidential election. 2078

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