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This image provided by Oakley shows sketches of the new face shield designed by Oakley. With NFL training camps set to start at the end of the month, the league believes it is closer to one answer when it comes to player safety in the midst of the coronavirus pandemic. Face shields for the players' helmets. (Oakley via AP) 333

There have been about 11 natural disaster in the U.S. this year, each costing more than billion.The Montoyas survived Houston’s Hurricane Harvey.  Nearly a year and a half later, they are living in just one bedroom of their house, because they can't afford the repairs to the rest of their home. "It became really overwhelming, so I sat, and I just prayed, and I just said, ‘I'm going to leave it at your feet,’” says Monica Montoya.The Montoyas could be any of us. The locations in the path of natural disasters are changing, whether it's floods, freezing or flames."We're starting to see fires where we haven't seen fires before,” says Professor Jennifer Balch, an earth lab director at the University of Colorado.The client expert says forests are drying out, because global temperatures have warmed 1.8 degrees. Fires that we used to see primarily in the west are starting farther east. "So, the Gatlinburg fires in Tennessee, which killed several people," says Balch as an example.Fourteen people were killed and 2,400 buildings were damaged.Balch says she’s worried for the future."We've also seen fires in the tundra ecosystem in the arctic, which we haven't seen fires in the ecosystem seen 10,000 years," Balch says.Balch says heat will also make things bad in the south and east."We're essentially pumping more atmospheric water into the atmosphere, and that that water becomes available for storms," she says.In the Mid-Atlantic, summer-like weather is lasting  a day longer, on average, each year. In the Northeast, it’ll be two days longer, and heat waves will become more common, scientists say.But just like in the south, warmer air also means more moisture for storms in the winter.With even more disasters comes more need, and after a while, those big fundraisers we see afterwards lose steam"Community solidarity that follows disaster is often times very short lived, because that pain and the suffering and the long-term recovery process starts to set in for families and for communities," explains Lori Peek, director of Natural Hazards Center.Fortunately for the Montoyas, the family received manpower help from pastor Joel Osteen's mega-church. They just got a new roof. Their hope: their kids can get back to normal and spend Christmas in all the rooms of their home.“I just want to be with my family for Christmas, sitting on the couch, drinking hot cocoa and just being together,” says Rico Montoya.And with the new weather realities, the Montoya family is just another reminder that this could be any one of us. 2568

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422

There was a heavy police presence Monday morning at Olympic Heights High School in West Boca Raton, Florida as students walked out of class to protest gun violence after last week's shooting in Broward County.FULL COVERAGE: Parkland school shootingStudents walked out of class at about 9:30 a.m. and held signs saying "No More Silence, End Gun Violence" and shouted "we want change."The protest comes after the mass shooting last week killed 17 people at Marjory Stoneman Douglas High School in Parkland.NOW: Studenys at @OHPride_of_Boca walking out of class, standing up to #GunViolence @wptv @FOX29WFLX pic.twitter.com/wOHVoRVAhn— Andrew Ruiz (@AndrewRuizWPTV) February 19, 2018 703

Three people are currently battling for custody of the remains of infamous cult leader Charles Manson, who died in Bakersfield, California late last year.Jason Freeman, who claims to be Manson's grandson; Michael Brunner, who claims to be Manson's son and oldest living relative;, and Michael Channels, who was Manson's penpal for 30 years have all made claims to Masons's remains.Manson was hospitalized at Mercy Hospital Downtown last November before he eventually died. His body has been in the possession of Kern County since. In January, it was decided the fate of his remains would be decided through Kern County Superior Court. At the last hearing on Jan. 31, both Manson's son's and grandson's attorneys hinted at possibly joining forces. There have been multiple court hearings over who can lay claim to Manson's body and another to determine who will end up with his estate. The estate battle is going on in Los Angeles. 963