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The University of Phoenix settled a legal battle with the Federal Trade Commission on Tuesday, by agreeing to eliminate 1 million in student debt and pay million to the FTC, the FTC announced. The settlement marked a record for the FTC."This is the largest settlement the Commission has obtained in a case against a for-profit school,” said Andrew Smith, Director of the FTC’s Bureau of Consumer Protection. “Students making important decisions about their education need the facts, not fantasy job opportunities that do not exist."The FTC sued the University of Phoenix for deceptive marketing to potential students, leading students to believe that the university worked with employers such as Microsoft and Adobe to create job opportunities. An example the FTC showed was of a TV advertisement that claimed that the University of Phoenix had a "growing list" of 2,000 partners while displaying logos for various large companies. In reality, these companies did not provide special job opportunities for students. The FTC will use its share of the settlement for consumer redress. The remaining 1 million will go to cancel student debt owed by former students who were enrolled around the time they were likely exposed to the university's deceptive advertising. The University of Phoenix said in a statement that it denies any wrongdoing. "After cooperating fully with the FTC’s inquiry, the University is pleased to have reached this settlement agreement and resolved this matter, which principally focused on a marketing campaign that ran from late 2012 to early 2014," the statement read. "The campaign occurred under prior ownership and concluded before the FTC’s inquiry began. The University continues to believe it has acted appropriately and has admitted no wrongdoing. "This settlement agreement will enable the University to maintain focus on its core mission of improving the lives of students through career-relevant higher education, and to avoid any further distraction from serving students that could have resulted from protracted litigation, as well as the time and expense of the litigation itself."Here is what's next for those former students affected by the settlement, according to the University of Phoenix:As determined by the terms of the settlement, a certain designated population of students who first enrolled between October 1, 2012 and December 31, 2016 are eligible for relief from accounts owed directly to the University. Other debts, including, but not limited to, federal student loans, are not covered and remain due pursuant to their terms.The University will automatically release outstanding account balances for this designated population of students. These students do not need to take any action. The University will notify them and manage the processing of their debt forgiveness.The University will ask the credit reporting agencies (Experian and Equifax) to delete the official record of debt for outstanding account balances for this designated population of students. The credit reporting agencies will then be responsible for processing any updates to the affected students’ credit reports.To the extent that access to diplomas or transcripts was restricted for these students because of the previously outstanding balance, the University will lift that restriction and will make official transcripts available upon request for this designated population of students at the cost of the published transcript fee. This will allow these students to more easily pursue further higher education if they choose. 3578

The president signed a trade agreement with China on Wednesday that is expected to boost exports from U.S. farmers and manufacturers and ease trade tensions between the two countries going into November’s presidential election. President Donald Trump is describing an initial trade agreement with China as “righting the wrongs of the past and delivering a future of economic justice and security for American workers, farmers and families." Trump promoted the signing as a way of delivering economic justice for American workers.However, the "Phase 1" agreement will do little to force China to make major economic changes, such as reducing unfair subsidies for its own companies that the Trump administration sought when it started the trade war by imposing tariffs on Chinese imports in July 2018, 812

The US economy grew at an annual rate of 2.1% in the second quarter, the Commerce Department announced Friday.That's better than economists had expected, but slower than the 3.1% pace 196

The top official at the New York prison that had housed Jeffrey Epstein before his apparent suicide is being moved temporarily as the FBI and the Justice Department's inspector general investigate the circumstances of the death.Two employees at the Metropolitan Correctional Center who had been assigned to Epstein's unit are also being placed on administrative leave, Justice Department spokeswoman Kerri Kupec said, adding that "additional actions may be taken as the circumstances warrant."The moves, which were directed by Attorney General William Barr, come one day after Barr said there were "serious irregularities" at the New York prison, and that he was "appalled" and "angry" to learn of the facility's "failure to adequately secure this prisoner."This story is breaking and will be updated. 813

Traffic fines are meant to be a deterrent, but now California Governor Gavin Newsom is saying the fines and other added fees are getting too high. "They should be held accountable... but if it is a speeding ticket going eight miles over the speed limit- I think you should get a break," said David Murcia, a Santa Maria resident.In his latest budget proposal, Governor Newsom wants to expand a pilot program that lowers traffic fines.It could mean those who make less than about ,000 a year will only pay half of what other drivers pay and allow them to make payments.A recent study found that high fines led to drivers simply not paying them, which means less money for the state and more people at risk of having their license suspended.A pilot program was started in four counties to test out the low income fine reductions."They are pretty extreme on a lot of the fines for the citations... and I would be more inclined to pay mine if they were reasonable," said Rory Medlin, an Oceano resident.Even though it was not part of the pilot program, San Luis Obispo County already has an ability to pay program set in place.The local program uses a person's financial history to determine fine reductions, and the new state-wide proposal is similar. The governor said the program is a first step toward undoing the effect of extra fees and assessments tacked onto the base traffic fines.The fines for traffic violations have not increased, but more and more fees designed to supplement the general fund have increased dramatically. According to the budget proposal, in most counties not stopping for a red light will cost about 0.00... only 0.00 of that represent that actual traffic fine, the rest is made up of various fees.The California Highway Patrol and the Santa Maria Police Department tell KSBY that if and when the proposal gets put into place, it will not change who gets a citation or how they are issued.If approved, the judicial council will implement the program which will be phased in with multiple counties joining each year. 2064

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