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Retirement is just a numbers game to Carl Jensen, who quit his job when he was miserable and decided his family of four could live off less.“We save a lot of money,” Jensen said. “We (do) the electricity ourselves, too.”He’s at home with his family full time and is making it work by slashing the family’s expenses."I had a really bad day at work, and I remember thinking I had this incredible stress. I can't do this for the next 15 to 20 years of my life,” he said. "I don't need a new car, so I don't have a new car. I don't care about my clothes ... so I don't buy brand new clothes. And I have an old phone because honestly I don't want to learn a new phone."The family lives on just more than ,000 a year, an amount his retirement funds generate, along with his wife’s job at a startup."I realized early, retirement is just a number game, and if you're a saver and can be a little bit frugal when you're younger and let the stock market work for you, you can actually stop working early.""People that haven't saved very much for retirement still have great choices available to them if they're flexible."Kim Curtis, Wealth Legacy Institute CEO, understands Jensen’s choice isn’t for everyone and says approaches can vary."The key around your 40s is making sure that you don't give up the savings your started in your 20s,” Curtis says.People in their 20s should focus on a savings routine such as a 401K, Roth IRA and keeping credit card balances low. Those in their 30s need to focus on asking for a raise and building their salaries.Curtis says they need to be bold.People in their 40s have a tougher time if they have growing children. It’s harder to save."The key around your 40s is making sure that you don't give up the savings your started in your 20s,” she said.Keep building the money in your 50s and consider not fully retiring until your 70s. It’s not as bad as it sounds."The idea of not working and stepping off and not having any new income from the time you retire through life expectancy is really a fallacy now because a lot of people have side hustles and a side hustle in retirement could be an Uber driver. It could be a wag walk or dog sitting,” Curtis says.People who can keep working will benefit most, though.For the average person, ,000 a month at age 62 is all social security provides. And it’s ,425 at age 66.If you don’t draw until you are 70 years old, it jumps to ,800 per month, Curtis says."That's significant."Jensen decided working is not for him, but he picks up contract jobs in between repairing and adding on to his house, which he does himself. 2611

TALLAHASSEE, Fla. — A suspect is in custody after allegedly attacking a person at a Taco Bell in Tallahassee, Florida.The local police department says 32-year-old Mia Williams entered the fast-food restaurant on South Monroe Street shortly before 6:18 p.m. Wednesday, doused the victim in the gasoline, set the person on fire and then fled the scene on foot.The victim suffered serious injuries and was transported to an area hospital by helicopter.Before Williams’ arrest, officers provided the public with a suspect description. The assailant was said to wearing a black shirt with white writing, tan capri styled pants, a red head wrap and several necklaces around her neck. Florida A&M University also alerted its students that the suspect was last seen heading southbound away from the school’s campus. 824

Swedish climate activist Greta Thunberg and 15 other children filed a complaint with the United Nations Monday alleging that five of the world's leading economies have violated their human rights by not taking adequate action to stop the unfolding 260

Sex tech is now putting their place on the technology map at CES 2020 in Las Vegas. One of the companies appearing at CES 2020 was created by Lora Haddock DiCarlo, who developed her own line of sex toys. Her inspiration was an intense experience with a partner. “It knocked me off the bed and I laid on the floor wondering oh my god how can I do that again,” says DiCarlo.The company, called Lora DiCarlo, started in 2017, and its success was quick. In 2019, the company was given an Innovation Award in Robotics for its sex toys at CES, but the award was later taken away.“It was taken away on the basis that they [CES] felt it was profane or obscene,” says DiCarlo. That promoted both the host of the show, the Consumer Technology Association, and DiCarlo to talk. That conversation brought not only the Lora DiCarlo brand back to CES, but gave the platform for others in the industry too.“We were able to be the agents of change that were able to bring sex tech to the show in a very respectful kind of manner,” said DiCarlo. DiCarlo believes robotic pleasure is a means of human wellness. “We’re here to have a healthy open conversation about sexual health and wellness and CES is the stage for innovation and that’s exactly what we do,” says DiCarlo.This article was written by Austin Carter for 1313

Six people are dead after two floatplanes carrying cruise ship passengers collided in flight near Ketchikan, Alaska, on Monday, the US Coast Guard said.The Alaska State Troopers identified the deceased passengers as Simon Bodie, 56, of Tempe, New South Wales, Australia; Cassandra Webb, 62, of St. Louis, Missouri; Ryan Wilk, 39, of Utah; Louis Botha, 46, of San Diego, California; and Elsa Wilk, 37, of Richmond, British Columbia, Canada. Randy Sullivan, a 46-year-old pilot from Ketchikan also died.The Coast Guard, which is leading the investigation, said 10 people were rescued following the collision between a Beaver floatplane and an Otter floatplane.The Coast Guard had initially announced the death of four people on Monday, as authorities searched for two others who were missing.The bodies of the missing individuals were located Tuesday night, raising the death toll to six, the Coast Guard said.Floatplanes are aircrafts with pontoons or floats that allow them to land on water.The passengers on both planes were guests on a Princess Cruises ship -- the Royal Princess -- which is on a seven-day trip. There were 14 Americans, one Canadian and one Australian on board the two planes, according to the Coast Guard.The Royal Princess' voyage originated in Vancouver, British Columbia, over the weekend and is scheduled to end Saturday in Anchorage, Alaska, the company said. Part of the voyage, the company's website said, included "scenic glacier viewing" with stops at Juneau, Ketchikan and Skagway.The passengers on each planeThe two planes collided around 1 p.m. (5 p.m. ET). The Otter plane, operated by Taquan Air, a regional airline based in Ketchikan, was flying a shore excursion with 10 passengers and a pilot aboard. One of those passengers died, Princess Cruises said.Ten people from the aircraft were transported to the hospital. As of Tuesday night, three had been discharged. A 67-year-old man remains in serious condition, but is improving, a hospital spokeswoman said.The second plane was carrying four passengers and a pilot on an independent tour, the cruise line said. It was operated by Mountain Air Service, NTSB board member Jennifer Homendy said. Everyone aboard that plane was killed, according to the Coast Guard.The search for the two missing people The Coast Guard, Ketchikan Volunteer Rescue Squad, partner agencies and good Samaritans searched the shoreline and forested areas near the crash site for 27 hours, according to the Coast Guard.The "exhaustive search and rescue efforts" covered 93 square nautical miles, the Coast Guard said."We have been in regular contact with the family members throughout our search efforts," said Capt. Stephen White, Sector Juneau commander. "This is not the outcome we hoped for and extend our deepest sympathies during this very difficult time."Taquan Air released a statement saying it was "in the midst of an active crisis response, and our focus is on assisting these passengers, the pilot, our staff, their families and loved ones, and first responders.""Taquan Air has suspended all scheduled flights and is cooperating fully with the National Transportation Safety Board (NTSB), the Federal Aviation Administration (FAA) and other authorities to examine every aspect of this event," the company's statement said.No flight data recorders on either aircraftA 14-member NTSB team of investigators will try to determine what caused the crash, Homendy said during a news conference Tuesday.Eleven of them were on the scene Tuesday night with the other three on the way.Investigators will want to talk with surviving passengers, the pilot of the Taquan airplane, other employees of the air operators as well as other pilots and witnesses that were in the area at the time, Homendy said.They will also be requesting information from parties involved and looking at pilot log books, the training and qualifications of the pilots, any possible medical issues, whether flight plans were filed with the companies or FAA, maintenance records for the aircrafts as well as each company's operating procedures and whether those procedures were followed, she said.There were no cockpit voice recorders or flight data recorders on either of the two planes, Homendy also said during the news conference. Neither plane was required by regulation to have such recorders, she said.The two planes collided between 3,200 and 3,300 feet on the west side of George Inlet, according to Homendy.The wreckage is expected to be recovered Wednesday, Homendy said, and an NTSB structural expert will try to figure out how the two planes came together. 4617

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