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Where the Mississippi River nears its end, sits a city that nearly faced its own end.“It’s a different kind of place,” said Louisiana native Hosea LaFleur.Nearly 15 years after Hurricane Katrina, New Orleans remains a city where the past never strays too far from the present. The storm is still felt by every homeowner here on their homeowners’ insurance bills.After the storm, insurance companies no longer wanted to offer homeowners insurance in parts of Louisiana that were vulnerable to hurricanes. They thought it was a money-loser.So, the state created Citizens Insurance. Initially controversial, it was funded by all the property owners in the state, including people who didn’t live anywhere near the damaged areas.“That certainly was a hard sell for those folks,” said Louisiana Insurance Commissioner Jim Donelon.Louisiana’s Citizens Insurance eventually helped stabilize the insurance market after Katrina and attracted more than 30 new insurance companies to the state. The number of homeowners on Citizens has also since plummeted, from 174,000 in 2008 to about 38,000 today, representing about 0.4 percent of the market there.“The policyholders are contributing fees, as well as the companies writing business contribute fees,” said Joey O’Connor, owner of the O’Connor Insurance Group and president of the Independent Insurance Agents and Brokers of Louisiana.Hosea LaFleur’s coastal home is on Citizens Insurance.“Just fell in love with it,” he said of the home. “Fell in love with the people, the things, the atmosphere.”It’s been hit by hurricanes twice: first Katrina in 2005 and then Gustav, three years later.“Knocked our walls down, everything down,” LaFleur said.Despite the repeated rebuilding, he wouldn’t dream of giving it up.“It's home to us,” LaFleur said. “We love it. We love everything about it.”Robert Allen is an adjunct professor at the School of Professional Advancement at Tulane University. His courses specialize in risk management and threat assessments. “That's going to start adding up,” he said, of rebuilding in vulnerable natural disaster areas. “Who foots the bill at the end of the day? You do. I do. Everybody else does.”Last year, the U.S. experienced 14 separate billion-dollar natural disasters: two hurricanes, two winter storms, eight severe storms, wildfires and a drought.From California wildfires to Midwest floods to coastal hurricanes, Allen said that as some insurance companies pull back from covering some areas, taxpayers will need to figure out if they want to keep footing the rebuilding bill.“At the end of the day is going to come down to money,” he said. “I mean, how much money is being put into that and at what point again do you decide this is enough?”Allen said one idea that’s been floated is to create a federal natural disaster insurance program, similar to the national flood insurance program. Taxpayers everywhere would be responsible for keeping it solvent.“There was talk or there is some kind of undertones about doing that with all hazards threats -- like doing that with the fires and just underwriting some of this stuff,” Allen said.It’s a challenge that taxpayers will have to confront, if they chose to rebuild areas hit over and over again by nature’s fury. 3259

Weak effort from @BurgerKing re: rebel whopper, wtf is the point bringing out a veg burger that's cooked with meat? I'm not precious about cross contamination but I draw the line at my food literally being cooked in meat juices. Get a new grill & change the mayo you cowards.— ?? Seeds in the Wasteland ?? (@seedsinthewaste) January 6, 2020 356

Twitter will stop accepting political ads, the company's CEO, Jack Dorsey, announced Wednesday."We've made the decision to stop all political advertising on Twitter globally. We believe political message reach should be earned, not bought," 252

Wisconsin Gov. Tony Evers ordered the state's 112 troops to leave their posts along the US' southern border Monday evening.The Democrat's order makes Wisconsin the third state to pull National Guard personnel from the border this month, citing President Donald Trump's rhetoric around border security."There is simply not ample evidence to support the president's contention that there exists a national security crisis at our Southwestern border," Evers said 472

WASHINGTON, DC - JUNE 11: Retired Fire Department of New York Lieutenant and 9/11 responder Michael O'Connelll, left, FealGood Foundation co-founder John Feal, center, and former Daily Show Host Jon Stewart, right, applaud following testimony from Retired New York Police Department detective and 9/11 responder Luis Alvarez during a House Judiciary Committee hearing on reauthorization of the September 11th Victim Compensation Fund on Capitol Hill on June 11, 2019 in Washington, DC. (Photo by Zach Gibson/Getty Images) 535