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The number of people still unaccounted for after the devastating Camp Fire in Northern California has dropped to 11, the Butte County Sheriff's Office said.The latest count is down from a one-time high of more than 1,000 people.The death toll dropped from 88 to 85 after DNA testing revealed the remains of three victims were accidentally separated into different bags during the process of recovery, Butte County Sheriff and Coroner Kory Honea said Monday night.The Camp Fire burned through more than 153,000 acres in Butte County after it broke out November 8. It was contained November 25 after becoming the deadliest and most destructive wildfire in California history.The blaze decimated much of the town of Paradise and destroyed nearly 14,000 homes and more than 4,800 other buildings. 810

The only Louisville police officer who was charged with a crime relating to the raid that resulted in the death of Breonna Taylor has been accused of sexual assault.According to WAVE-TV in Louisville, a woman has filed a lawsuit against former Louisville Metro Police Department Officer Brett Hankison, accusing him of assaulting her after he gave her a ride home from a bar where he was working security.According to the lawsuit, the plaintiff, Margo Borders, met Hankison through mutual friends in 2017. In 2018, Border met friends at Tin Roof, a bar west of downtown Louisville where Hankison was working a side job as a security guard.Borders said she had been drinking that evening, and when she went to call an Uber, Hankison insisted that he drive her home. When he dropped her off at her apartment, he allegedly invited himself in. Borders alleges that when she went to sleep, Hankison "willfully, intentionally, painfully and violently sexually assaulted" her.When Borders regained consciousness, she yelled at Hankison and asked him to leave. Borders alleges that Hankison later messaged her and allegedly tried to convince her that they had "engaged in consensual relations."The lawsuit also includes claims from nine other women who say Hankison either approached them with unwanted sexual advances or assaulted them.CNN reports that Hankison's police file includes 50 internal reports, including two reports of alleged sexual misconduct. He was exonerated in both incidents.Hankison was fired from the LMPD earlier this year. He faces three charges of wanton endangerment for his actions in the raid that led to the death of Breonna Taylor, as he's accused of firing his weapon and endangering the lives of Taylor's neighbors.No officers involved in the raid faced homicide charges in Taylor's death, and Kentucky Attorney General Daniel Cameron has said the officer's actions were justified because they were fired upon by Taylor's boyfriend. However, grand jurors who weighed charges for the officers have said publicly that Cameron did not afford them the opportunity to charge officers with a homicide. 2127

The interest rate on the 30-year fixed-rate mortgage remained near record lows in June and is likely to stay there in July.The 30-year fixed averaged 3.33% APR in the first four weeks of June, a smidgen lower than the 3.37% average APR in May and 3.36% in April. June’s rate average was the lowest in the four-year history of NerdWallet’s daily rate survey.A mission to reduce ratesMortgage rates were remarkably anchored from April through June after the Federal Reserve intervened to stabilize rates and push them down.But the Fed’s intervention hasn’t been entirely successful: Although mortgage rates have been remarkably stable, they’re stuck at a higher-than-expected level. To put it more bluntly, rates should be lower.Since March, the central bank has bought billions of dollars’ worth of Treasurys and mortgage bonds “to sustain smooth market functioning, thereby fostering effective transmission of monetary policy to broader financial conditions,” as the Fed explained in a June 10 statement.Dissecting that short passage:The Fed is saying that its goal is to push interest rates, including mortgage rates, lower. That’s what “transmission of monetary policy to broader financial conditions” means.It’s trying to accomplish that goal by buying Treasurys and mortgage bonds to calm and stabilize those markets. Stabilizing markets is a method, not the goal.? MORE: How mortgage rates are determinedFed failed to make a bigger splashThe Fed has succeeded in calming the waters. That’s why there were ripples, not waves, in fixed mortgage rates from April through June. But it has only partially succeeded in its goal to push interest rates lower. For the Fed to declare victory in “fostering effective transmission of monetary policy to broader financial conditions,” mortgage rates would have to fall another half a percentage point or so.With its intervention, the Fed decreased Treasury yields and mortgage rates. But the results are unequal: Since January, the 10-year Treasury yield has fallen a little over one percentage point, while the 30-year mortgage has fallen about half a percentage point. Normally, the two would fall roughly the same amount.Rates slow to sync with TreasurysWhy haven’t mortgage rates fallen further? You might guess that lenders are keeping rates elevated to offset the risk of mortgages going into default during the COVID-19 recession. But mortgage rates tend to fall during recessions.? MORE: What COVID-19 means for mortgage ratesMaybe mortgage servicers, the companies that collect monthly payments and work with past-due borrowers, want to be paid for the increased risk they bear, and it’s translating to higher rates. Maybe an undetected economic force keeps a floor on mortgage rates, preventing the 30-year fixed from falling below 3% and lingering there.A more plausible theory is that mortgage rates will follow historical patterns and shamble lower until they’ve fallen roughly the same as Treasury yields. That’s the conclusion that Bill Emmons, economist for the Federal Reserve Bank of St. Louis, makes in a paper titled “Why Haven’t Mortgage Rates Fallen Further?”Using history as a guide, Emmons writes, “we would expect a further decline in mortgage rates of perhaps 0.5 percentage points.” If he’s right, mortgage rates might drop in July.Don’t count on it, though. Not after these two months of stability; rates might continue to tread water.More From NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 3623

The police department in Gainesville, Florida issued an odd edict to its community this week: Please don't call 911 asking for "hot cops" to come to your house.The warning was part of an update to a Facebook photo that went viral last weekend. The innocuous image showed three Gainesville officers — identified only as Nordman, Hamill and Rengering — posing for a selfie before starting their shifts.The photo went viral, racking up more than 500,000 reactions and 178,000 comments, many of which were about how attractive the officers are. 558

The Pittsburgh Steelers have placed four more players on the COVID-19 list, including quarterback Ben Roethlisberger. According to the Associated Press, a player is added to the reserve/COVID-19 list if they have tested positive for the virus or have been in close contact with someone who has it.The move comes a day after tight end Vance McDonald went on the list after testing positive following a 24-19 win at Dallas that pushed the Steelers to 8-0. Running back Jaylen Samuels, offensive lineman Jerald Hawkins, and linebacker Vince Williams joined Roethlisberger on the list Tuesday.According to ESPN, the players are considered high-risk contacts, so they must isolate for five days after their last contact with McDonald, and they can't be at the team's practice facility during those five days.The team will test the players throughout the week before they are deemed eligible to play against the Cincinnati Bengals on Sunday, ESPN reported.According to ESPN, Roethlisberger has been seen not wearing a mask when talking to McDonald while on the sidelines. The teammates also have lockers close to each other. Roethlisberger has not tested positive, ESPN reported.For the first time in the team’s history, the Steelers are 8-0. 1244