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This pandemic holiday season, the last thing you need is too have your power disconnected.But Lisa Shook , who manages a home inspection company, recently got a call from someone claiming to be with their electric company."He said he was going to be in our driveway to cut off our services," she said.Shook handed the phone to owner Rob Wells, who was told he was behind on his bill, and would be cut off if he didn't pay immediately."He said we needed to pay 7 or they would disconnect the electric," Wells said, saying the man demanded a debit or credit card number.It sounded legit, as the caller knew the name of his business, and more.So this expert who normally inspects houses inspected his records, and realized he was not behind on his bill after all.But it may have been too late: Someone emptied his debit card a short time later."Everything got hacked, my credit card, everything," he said.It was all a scam. He is now working with his bank to repair the fraud charges.Easy to believe the caller's claimsLast year, one church almost lost ,000.Donald Kincaid is an Episcopal church groundskeeeper. He was shocked when he received a call from the power company claiming the church had fallen behind on its electric bill."The caller said that the gas and electric would be cut off in about a half an hour because the bill hadn't been paid," he said.The caller couldn't have been more clear. Unless the church paid the money immediately, workers would shut its power off.The caller said that to avert a shutoff, Kincaid needed to buy nearly ,000 in Green Dot Visa cards" and send it to them, giving them the number on the card."The church almost fell for the power disconnect scam, which targets homeowners, small businesses and now churches.Energy companies around the country remind customers that they will never call you threatening immediate disconnection.Duke Energy spokesman Lee Freedman says if you are behind on your bill, they will send you several notices first, and will never demand you pay immediately by debit or gift card.So hang up, and call your provider at the number on your bill, not the number the call came from.As always, don't waste your money.__________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2494

Those wanting to become U.S. citizens are now taking a new test, one that has twice as many questions as the previous one, and potentially controversial answer choices according to media reports.Test-takers are now asked to answer 20 questions, from the previous 10; getting 12 correct is needed to pass, the same percentage that was needed on the previous test. However, the new test requires test-takers to give some answer for all 20 questions, the previous rules only required that a test-taker get 6 correct and the officer could stop asking questions once a person got 6.Some immigration and naturalization experts worry the length change could reduce the efficiency of the citizenship application process, which has been struggling to keep up with a backlog according to FOX News.“The administration is adding hundreds of thousands of more minutes to these naturalization exams,” Sarah Pierce, a policy analyst at the nonpartisan Migration Policy Institute told FOX News.The new test, which started being given on December 1, 2020, does away with geographical questions, in addition to other changes, like having to name all three branches of government instead of just one, or knowing biographical details about Alexander Hamilton, James Madison and Dwight Eisenhower. The questions come from 128 potential civics-related topics, according to Politico.One change getting some attention is the verbiage of two answers. The previous answer to the question about whom U.S. Senators represent was “all people of the state.” Now, the official study guide says the only approved answer is “citizens of their state.” Similarly, the answer to a question about who a Representative represents was changed to be “citizens in their district.”The exams are given orally, so it is not clear if every U.S. Citizenship and Immigration Service officer giving the test will require the word “citizen” instead of “all people.”Of the possible questions, several include the Federalist Papers as a possible answer, while three are about women’s suffrage and two are about the civil rights movement.Taking the citizenship test happens at the end of a months-or-years-long application process, after a person has lived legally in the country for more than five years. 2261

TOLEDO, Ohio — On Monday, federal authorities announced the arrests of a man and a woman in connection to plotting two separate attacks in Ohio in concert with undercover agents.In a press conference, federal authorities said a man from Holland, Ohio was arrested after planning an attack on a Toledo-area synagogue. In a separate case, agents also arrested a Toledo woman after she purchased black powder and screws that authorities believe were going to be used to make a bomb as part of a terrorist attack.Arrest 1: Joseph DamonJoseph Damon, 21, was arrested Friday and charged with one count of attempting to provide support for ISIS, according to the Department of Justice.Earlier this year, Damon was in communication with undercover agents after he received attention from federal agents for posting photographs of knives and firearms on his social media accounts, as well as a photograph distributed by the media wing of ISIS.In conversations with undercover agents, Damon said he would be willing to participate in violent attacks, say federal officials.On Oct. 30., following the mass shooting at the Tree of Life synagogue in Pittsburgh, Damon allegedly told an agent, "I admire what the guy did with the shooting actually. I can see myself carrying out this type of operation inshallah. They wouldn't even expect [an attack] in my area."In December, Damon continued to talk with authorities about carrying out attacks on synagogues.Damon met with an undercover agent on Dec. 6, writing down the name and address of the synagogue where the attack was to occur. Later that day, the agent told Damon he purchased rifles for the attack. The two met on Dec. 7 at a location where Damon took a black duffel bag carrying two rifles. He was then arrested, according to federal authorities.Arrest 2: Elizabeth LecronElizabeth Lecron, 23, was charged with one count of transportation of explosive material for the purpose of harming others and property.Lecron received the attention of federal agents earlier this year after she frequently posted photographs and comments on social media glorifying mass murderers, including the Columbine shooters and convicted church killer Dylann Roof.After her social media account was deleted, Lecron created a new one under the profile  "CharlestonChurchMiracle," where she would post photos and comments about mass casualty attacks.In August, undercover FBI agents talked with Lecron, who told them she and an associate created a plan to commit an "upscale mass murder" at a Toledo bar.In September, Lecron discussed with undercover agents a pipeline bombing and mentioned a good place to carry out an attack was where she worked because she believed they were polluting the river behind the plant.By December, she talked with an agent and agreed to buy black powder needed to make a bomb, according to information published by feds in a news release.Federal authorities said Lecron met with a source at a retail sporting good stores on Dec. 8, where she entered the store by herself and bought two pounds of Hodgson Triple Seven Muzzleloading Propellant. She went to a larger retailer in the Toledo area where she purchased 655 screws of various sizes, some as large as 3 inches, according to federal authorities. 3334

There’s no end in sight to the coronavirus pandemic, Dr. Anthony Fauci and other top government health experts told Congress on Friday.“While it remains unclear how long the pandemic will last, COVID-19 activity will likely continue for some time,” Fauci, along with Centers for Disease Control and Prevention head Dr. Robert Redfield and Health and Human Services testing czar Adm. Brett Giroir said in prepared testimony for a special House panel investigating the pandemic.At a time when early progress seems to have been lost and uncertainty clouds the nation’s path forward, Fauci, the government’s top infectious disease expert, is calling on lawmakers — and all other Americans — to go back to public health basics such as social distancing and wearing masks.During Friday's hearing, Fauci was asked why Europe appeared to be handling the crisis better than the United States. He explained that the U.S. lockdown wasn't as restrictive and that the country reopened too quickly."We really only functionally shut down about 50 percent in terms of the totality of the country," Fauci said. He added that while Europe dropped down to just a few thousand new cases a day, the U.S. bottomed out at 20,000 new cases a day, which created a difficult baseline with which to work.Fauci also faced a series of questions from Rep. Jim Jordan, R-Ohio, regarding the spread of the virus and ongoing protests against systemic racism. Jordan asked Fauci directly if "protests should be shut down," the way some churches and businesses were earlier this year.Fauci responded by saying that people should be avoiding crowds, no matter the situation."It's not a judgment, it's a public health statement," he said.Fauci also gave encouraging comments regarding the development of a COVID-19 vaccine. He reiterated his hopes that a vaccine could be ready by the end of the year, and said that about 250,000 people had signed up to participate in vaccine trials.The panel, the House Select Subcommittee on the Coronavirus Crisis, remains divided about how to reopen schools and businesses, mirroring divisions among Americans.A rebound of cases across the South and the West has dashed hopes for a quick return to normal life. Problems with the availability and timeliness of testing continue to be reported. And the race for a vaccine, though progressing rapidly, has yet to deliver a breakthrough.Fauci’s public message in recent days has been that Americans can’t afford a devil-may-care attitude toward COVID-19 and need to double down on basic measures such as wearing masks in public, keeping their distance from others and avoiding crowds and indoor spaces such as bars. That’s echoed by Redfield and Giroir, though they are far less prominent.Fauci’s dogged persistence has drawn the ire of some of President Donald Trump’s supporters and prompted a new round of calls for his firing. But the veteran of battles against AIDS and Ebola has stuck to his message, while carefully avoiding open confrontations with the Trump White House.In an interview with The Associated Press earlier this week, Fauci said he was “disturbed” by the flat-out opposition in parts of the country to wearing masks as a public health protective measure.“There are certain fundamentals,” he said, “the staples of what you need to do ... one is universal wearing of masks.”Public health experts say masks help prevent an infected person who has yet to develop symptoms from passing the virus to others. For mask wearers, there’s also some evidence that they can offer a degree of protection from an infected person nearby.Fauci said in his AP interview that he’s concerned because the U.S. has not followed the track of Asian and European nations also hit hard by the coronavirus.Other countries that shut down their economies knocked back uncontrolled spread and settled into a pattern of relatively few new cases, although they continued to experience local outbreaks.The U.S. also knocked back the initial spread, but it never got the background level of new cases quite as low. And the resurgence of COVID-19 in the Sunbelt in recent weeks has driven the number of new daily cases back up into the 60,000-70,000 range. It coincided with economic reopening and a return to social gatherings, particularly among younger adults. Growing numbers of emergency room visits, hospitalizations and deaths have followed as grim consequences.Nearly 4.5 million Americans have been been infected since the start of the pandemic, and more than 150,000 have died, according to figures compiled by Johns Hopkins University.Fauci said there’s evidence the surge across the South may be peaking, but upticks in the Midwest are now a concern.“They’ve really got to jump all over that because if they don’t then you might see the surge we saw in some of the Southern states,” he told the AP.Though Fauci gets push-back from White House officials, other medical experts in the administration are on the same page when it comes to the public health message.Giroir, the testing czar, told reporters Thursday: “I think it’s very important to make sure that we all spread the public health message that we can control all the outbreaks occurring right now.”He said controlling the outbreaks will require people to wear masks, avoid crowded indoor spaces and wash their hands frequently. 5343

To Professor @mos_daf and her family: I am deeply sorry for the hurtful incident that happened today @santaclarauniv.No work is more important than our efforts to realize a more inclusive, welcoming and safe campus where all are respected and valued. pic.twitter.com/KCA50RitP4— Kevin O'Brien, S.J. (@kevinobriensj) August 23, 2020 339