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Side gig. Side job. Side hustle. It goes by many names and serves many purposes. For some, it’s a way to keep the lights on. For others, it’s an opportunity to save for a goal or follow a passion.Since the onset of the COVID-19 pandemic, millions of Americans have become unemployed. Many are turning to the gig economy to make money. And it’s booming.“Obviously online shopping has become huge, and so delivery services are packed. You’ve got Amazon Flex trucks practically ramming into each other,” says Kathy Kristof, editor at SideHusl.com, a website that reviews hundreds of online moneymaking platforms.Before you rush into a side gig, scrutinize the risks, the pay and other important details. Here’s how to choose the right pandemic side job for you.Assess yourself firstAs you begin searching for a side hustle, think about your experience, skills and interests. But more importantly, consider what you’re comfortable doing.Are you willing to be in close contact with other people, or would you prefer a socially distant position? Are you part of a high-risk group for COVID-19? What would happen if you got sick and couldn’t work? The answers to these questions will help you decide what jobs to pursue.If either your health or financial life could be ravaged by illness, you’re going to have to be more careful than the people without those risks, Kristof says.“Somebody who doesn’t have that same sort of risk might feel completely comfortable doing contact-free deliveries for Grubhub or Dumpling or any of these other delivery services,” Kristof says. “But somebody who is high risk, you want an online job like online tutoring.”Expand your definition of ‘side gig’“Side gig” has become synonymous with a handful of jobs: dog walking, delivering groceries and driving for Uber or Lyft. But these aren’t the only opportunities occupying the space.You can teach a virtual yoga class, for example, sell clothing online or work as a freelance designer. Through services like TaskRabbit, you can get paid to do odd jobs like yardwork and assembling furniture.Side and part-time jobs tend to rise during economically uncertain times, according to Brie Weiler Reynolds, career development manager at FlexJobs, a job-search site for remote and flexible jobs. Chances are there’s something up your alley.Roles outside the gig economy can be worth exploring, too. Features typically associated with side gigs, including flexible schedules and the ability to work from home, are increasingly spilling over into professional roles. Remote jobs posted on FlexJobs in career categories such as marketing, sales and project management have increased over 50% since March, according to a recent analysis from the site.“Because we’ve never had to do this from home before, there was never as much acceptance. Now you’re getting widespread acceptance from the whole of corporate America,” Kristof says.Protect yourself and your financesOnce you narrow down your choices, dig into the details. Get a sense for what it’s like to work in a role, what the requirements are and how much you’re likely to earn before you commit.You can avoid surprises by looking up a company’s Better Business Bureau rating, reading through the fine print on its website and checking out reviews on sites like SideHusl and Indeed.“Let’s say you’re interested in delivery jobs, and you’ve got DoorDash, Instacart and Postmates. You want to look at each site and see what the fees are,” Weiler Reynolds says.Many platforms charge registration, listing or commission fees, which can cut into your earnings. Some gigs also require you to pay expenses like gas and insurance for your vehicle. If you’re a rideshare driver, delivery driver or mover, your personal auto insurance policy doesn’t cover you for commercial risk, Kristof says.“Some online platforms automatically cover you with a commercial policy. Others do not. So you should always look for that if you’re working for an online platform,” Kristof says.Still, that won’t necessarily cover you in all circumstances, such as when you’re en route to pick up an order. Talk to your insurance company to ensure you get the proper protection.You’ll also want to find out whether you’ll be classified as an employee or independent contractor. This determines how you’ll pay taxes and whether or not you’ll be entitled to certain benefits. Independent contractors need to set aside a portion of their pay for taxes themselves. Employers automatically withhold income taxes for employees and usually offer health insurance, 401(k) matches or paid time off.Weiler Reynolds says freelancers or contractors may also have to pay taxes quarterly, which can be a bigger time investment.Don’t forget to make safety a priority. Find out what protective measures the company or local government requires while you’re on the job. If you’re unable to avoid contact with others, prepare to take appropriate precautions, such as wearing a mask or gloves.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Losing Obamacare Could Cost You5 Credit Mistakes That Can Haunt YouSmart Money Podcast: Remote Work Burnout and Saving for CollegeLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 5317

SEYMOUR, Indiana — An 8-year-old boy died after ingesting meth he may have thought was cereal.The boy, Curtis Collman III, was at his dad's home when the drug overdose occurred. He died after being returned to his mother's home, according to WAVE television station.The father is Curtis Gilbert Collman, 41, and he has been charged with neglect that led to the death of a dependent, WAVE reports.  415

ST. LOUIS (AP) — The Cardinals' game Friday against the Chicago Cubs was postponed after another St. Louis player tested positive for COVID-19. In a press release, Major League Baseball said the game was postponed to allow more time for additional testing and to complete the contact tracing process. The Cardinals have been off since last week when two players returned positive coronavirus tests. Eight players in total have tested positive, including star catcher Yadier Molina.ESPN reported the Cardinals already have games to make up due to postponing against the Milwaukee Brewers, who they were scheduled to play last week in a 3-game series. They are scheduled to play against the Brewers in doubleheaders on Sept. 18 and 20, and then as home team in St. Louis for a twin-bill on Sept. 25, ESPN reported.According to ESPN, on Aug. 13 and Sept. 10, the Cardinals will play a doubleheader against the Detroit Tigers, who they were supposed to play in a 4-game series on Monday.Since MLB postponed the Field of Dreams game due to COVID-19, the Cardinals and Chicago White Sox will now play on Aug. 14 in Chicago. 1125

SOLANA BEACH, Calif. (KGTV) - Lifeguards in Solana Beach have taped off an area near Fletcher Cove after a series of small bluff collapses. Video of the crumbling cliff was captured on camera Sunday afternoon. Chunks of the sandstone tumbled about 75 feet down to the beach. No one was injured but signs were still up warning beachgoers to stay away from the unstable bluffs. 383

Since the beginning of the year, wildfires have burned over 3.2 million acres in California. Since August 15, when California’s fire activity elevated, there have been 25 fatalities and over 4,200 structures destroyed.In August, three of California’s four largest wildfires on record sparked. Currently, the largest, the August Complex fire burning east of Chico, stands at 803,489 acres.“We’re living in a world with greater wildfire risk from one-degree warming. Two degrees of warming will intensify those risks,” said Dr. Noah Diffenbaugh, professor of Earth System Science at Stanford University.Dr. Diffenbaugh says in the last 40 years there has been a tenfold increase in the amount of land burned by wildfires, and that number directly correlates to Earth’s warming from climate change.He says the science is pretty straightforward. As temperature rises fuels dry out more easily, which makes less-prone areas spark plugs for fires. Then add in the changes in humidity, wind speeds, and long-term weather patterns that are all affected by climate change and wildfires become larger, stronger, and more frequent.Seventeen of California’s 20 largest fires in history all started after the year 2000.“Very careful, objective, hypothesis-driven research has shown that about half of that increase in the area burned in the western United States is attributable to the long-term warming,” said Dr. Diffenbaugh.The Center for Climate and Energy Solutions says between 1984 and 2015, the number of large wildfires doubled in the western United States. It also estimates that for every one-degree rise in Earth’s temperature, the average area burned from a wildfire could increase by 600 percent in some places.“We have two of the three largest wildfires in California’s history burning right now so it is a simple fact,” said Dr. Diffenbaugh.The increase in fire activity also increases the strain put on resources.Recently, national fire managers raised the United State’s fire preparedness level to five, which is its highest level, making all fire-trained federal employees available for assignment. 2112