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DELRAY BEACH, Fla. - All it takes is a swipe, and the information from your credit card’s magnetic stripe could be on its way to the "dark net." Thieves plant skimming devices at gas stations and ATMs to steal your card info, but according to Delray Beach Police Detective Kimberly Mead, that is only half the battle scammers face.Next, they need to find a card with a magnetic stripe to hold the information."Anything that has a magnetic stripe on the back can be turned into a credit card,” Mead told WPTV. “Hotel keys, gift cards, gas station cards, anything that has a magnetic stripe."This includes lost, stolen and seemingly useless cards thrown away in the trash.“They are just going to be a piece of plastic to someone, but if [scammers] have a credit card number, which they obtained through the internet or from a skimming device, they can input that information onto the magnetic stripe [using a card reader],” Mead said. “Now that card is useful to them again.”Recently, Mead busted a Florida man for reprogramming credit cards with stolen information. “We see this quite frequently,” Mead said.In her most recent case, Mead says she was tipped off when the credit card number on the receipt didn't match the numbers written on the front of the card.Then, using the same type of card reader thieves use to re-encode magnetic stripes, Mead checked the internal data on the man’s credit cards. “When we swiped the magnetic stripe, the number that showed up on the screen did not match the number that was embossed on the front [of the cards],” she said.So what can you do? “This kind of activity goes hand-in-hand with skimming,” the Florida detective said. “Pay attention to the ATMs you’re using, the gas pumps you’re using.”Actively monitor your charges through online and mobile banking apps, and think twice before tossing any card with a magnetic stripe.“Cut it up or shred it,” Mead said. “Don’t just toss it in the trash.”Anyone can purchase a credit card reader. Mead says it is not illegal to possess them, but it is illegal to use them to re-encode cards. 2088
Dipping your toe into the world of credit? You’re in luck: There are more ways to establish credit now than there were in decades past.You build your credit score by adding positive information to your credit reports, which are files of financial data about you. These files are compiled by the three major credit bureaus, Experian, Equifax and TransUnion. Lenders, landlords and employers may check one or more of those files while reviewing your application.Here are three well-known ways to establish credit, plus some new products designed to give you a leg up.Traditional credit-building toolsThese three approaches can quickly 645

EXCLUSIVE: We just revealed the cover and title of the brand new @Scholastic "Hunger Games" book - "The Ballad of Songbirds and Snakes"! https://t.co/LUKfafEEKb pic.twitter.com/Gr3ZrRoFMu— Good Morning America (@GMA) October 4, 2019 244
COLUMBUS, Ohio – A bill making its way through the Ohio Statehouse would forbid the shackling of pregnant inmates in the state when they’re giving birth. 165
ELOY, Arizona — A 70-year-old Oklahoma man is behind bars after an Eloy, Arizona police officer found a dead body in his car during a traffic stop. Authorities say the officer stopped Rodney Puckett in the area of Toltec Road along Interstate 10 on Monday. While the officer was talking to Puckett, he noticed the body of a dead woman sitting in the passenger seat. Police say the woman was identified as Rodney’s wife, 74-year-old Linda Puckett. Rodney told investigators Linda died at a hotel in Texas during the couple’s road trip. He said he moved her body into the car and continued to their destination. The couple, who married in 2011, were divorcing. Linda was issued a protective order from her husband on Feb. 6 and it was continued Monday, records show. Linda filed for divorce on Feb. 8.In another connection, Rodney was reported missing in April, but the Silver Alert for him was canceled once it was found he had not been heard from because he was in a Kansas jail. The Silver Alert said he has bipolar disorder.Linda’s body was turned over to the Pinal County Medical Examiner to determine cause of death, police said. The Eloy Police Department is working with Texas authorities to determine if Linda's death was a result of homicide. Rodney was booked into Pinal County Jail for abandonment or concealment of a body. Police say the investigation is ongoing and additional charges may be filed later. 1428
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