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Americans are calling out practices at some car lots more now than ever before.“We found a pattern of abusive and deceptive practices that the auto loan industry has been employing and unfortunately these complaints have sharply increased during the pandemic,” said Lucy Baker, Consumer Program Associate at U.S. Public Interest Research Group (PIRG).Looking at the Consumer Financial Protection Bureau's consumer complaint database, the U.S. PIRG found between March and July, there were more than 2,800 auto loan and lease complaints. That's more than any other 5-month period.This includes complaints like not getting auto loan relief, which the CARES Act didn't specify, but some lenders offered to work with customers. Also, complaints about broken payment systems that led to late fees, and issues with loan terms changing or yo-yo financing.“You go into a dealership, you buy a car you sign on the dotted line, but as your driving away, you get a phone call from your dealer that says, ‘hey the financing has fallen through, I’m going to take your car back unless you agree to pay more or pay a higher interest rate,’” said Baker.There were complaints about harassment over repossession and debt, as well as expensive add-ons like warranties, insurance, and service plans.High pressure tactics were another problem.“If you put somebody in a room for a long period of time, they're going to be so frustrated that they are going to want to get out of there and then you can pressure them into buying these things they don’t need,” said Baker.U.S. PIRG is pushing policymakers for auto loan relief programs, banning repossession, debt collection and negative credit reporting.It also has some recommendations for customers: Don't roll an old auto loan into a new loan, avoid buy here – pay here lots, and don’t get focused on low monthly payments. Instead, compare the total cost of the loan including interest paid.Officials also suggest filing complaints with the Consumer Financial Protection Bureau. It creates pressure on lenders to make things right. 2068

And that's a wrap! Check the blog below to see what made headlines on the red carpet and during the show at this year's Oscars!PHOTOS: Oscars 2018 red carpetAfter a successful awards show with no best picture flub - Kimmel thank viewers, wished his wife a happy birthday and apologized to Matt Damon for "running out of time."  340

Apple is fighting to take back the classroom.The company revealed on Tuesday in Chicago what it believes is the future of education. CEO Tim Cook and his executive team took the stage at Lane Tech High School to discuss "creative new ideas for teachers and students."Apple showed off a new budget iPad specifically targeted toward students. The 9.7-inch device -- the same size as the traditional iPad -- will cost 9.The new iPad works with the Apple Pencil to support art projects — similar to what comes packaged with the higher-end iPad Pro tablet. Apple also teased software features such as smart annotations to help teachers mark up papers, and augmented reality support which will "enable new ways to learn."Alleged leaks of the upcoming iOS 12 software have shown a "ClassKit" platform for developers to create puzzles, tests and lesson plans for students. Augmented reality integration is a good bet, too.Apple's education business has had its ups and downs. iPads and Mac computers were once the primary devices used in American schools. But in recent years, Apple's dominance has slipped. Now, Google's budget-friendly Chromebook laptops occupy nearly 60% of all devices in the classroom, according to research firm Futuresource. Apple devices make up just 17% of the education marketshare.Perhaps it has learned from its mistakes. In 2015, a Los Angeles school district planned to give every student in the city an iPad with preloaded curriculums. Wired reported that the program, which was expected to become a billion deal, fell apart.After a volatile few years, Apple said in 2017 that iPad sales for the classroom ticked up 32% after dropping the price for its entry-level iPad to 9. Apple also made small tweaks to make it easier for students to share in the classroom, such as removing its Apple ID requirement.To get ahead of Apple's news, Google announced on Monday its first tablet running Chrome 10: Acer's Tab 10. At 9 — the same price as the cheapest iPad — Google and Acer hope to bring the flexibility and versatility of the Chrome operating system to an even more portable device.This is Apple's first education-focused keynote in six years — and its second ever. The company hosted a digital textbook launch in New York City in 2012.Chicago is a fitting backdrop for its latest event. The city is home to one of the largest school systems in the United States, and Apple expanded its "Everyone Can Code program" late last year to teach more students its Swift programming language.It's unlikely, however, that Apple will reveal details about its next generation iPhone on Tuesday. But with its annual World Wide Developer Conference only three months away, we may hear some subtle software teases of what will land on iOS and OS soon.  2788

ARVADA, Co. — The Robinson home is now a cafeteria, a classroom and a gym.The family’s six children are in five different grade levels, spanning from kindergarten to high school. At the beginning of the school year, some of the kids did in-person learning for part of the week.“I was very grateful when they were able to go to school,” said the mother of six, Alexi Robinson.With COVID-19 cases spiking this winter, all six are indefinitely back to remote learning. The decision dropped a heavyweight on Robinson.“I was like, ‘Close the restaurants, close the mall, close everything. Just please let's keep the kids in school,’ because it's, it's just so hard. It's so hard and so frustrating. I just want to, just break down and cry,” said the mother.Robinson and her husband both work full-time to support their family. “I leave before they're awake for the day. My husband is gone sunup to sundown every day. He travels a lot out of town as well,” said Robinson.Robinson says her older kids have been taking on the teaching role while she and her husband work.“I couldn't do it without them, but then I don't want them to suffer either. They get reprimanded by their teachers, you know, if they're late or if they leave for a second or whatever else and so it's hard,” said Robinson.Riker, a freshman in high school, and Halle, a sixth-grader, said they’re struggling in their own classes just to help their siblings.“You just can't focus,” said Riker. “Like sometimes, you're on remote by yourself, and you still can't focus. But you know with the kids around, it's noisy. It's just hard. It's really hard.”They said being both a teacher and a student is taking a serious mental toll.“Because they're so little, they don't understand when we need to work,” said Halle.“I’m used to being kind of like the oldest, and you know, the babysitter, but this is like a whole other level, just like stress and it’s just getting, just difficult,” said Riker.It’s especially tough because the two youngest children are in special education for speech therapy.“It’s harder for them to stay caught up without that extra help of the live teachers, so they could they all could potentially fall behind,” said Alexi.Falling behind is a concern for families across the country. Teachers like Lindsay Datko are fighting to help.“If they miss those developmental windows, it will take them years to overcome habits that were poorly formed for the average student. So, we will see the effects of this for years to come if we don't act now,” Datko explained.Datko is tutoring students who are doing remote learning, and she’s been working with local leaders for months to give families a chance to choose whether in person or remote learning works best for their students.“The whole spectrum is struggling, and we can do something. I know that there are teachers who are truly fearful for different reasons, and we respect that. We are pushing for the choice," she said.Datko said there are countless teachers willing to go back to school in her district, and she hopes leaders will acknowledge those educators and families wanting to go back to school.The Robinsons are hoping the new year will bring them the choice to send their children to school.“I know that they do a lot better in school,” said Alexi. “I hope that we can get through it.” 3336

ANCHORAGE, Alaska (AP) — The Department of the Interior has approved an oil and gas leasing program within Alaska’s Arctic National Wildlife Refuge.The refuge is home to polar bears, caribou and other wildlife.Secretary of the Interior David Bernhardt signed the Record of Decision, which will determine where oil and gas leasing will take place in the refuge’s coastal plain.He said in a statement Monday it was a significant step in determining where and under what conditions oil and gas development will occur.Congress approved the program in 2017, and the Interior’s Bureau of Land Management in December 2018 concluded drilling could be conducted within the coastal plain area without harming wildlife. 716

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