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BALTIMORE, Md. — Baltimore Police are investigating the shooting of a 5-year-old girl on the 1000 block of McKean Street in West Baltimore on Monday evening.According to an official with the mayor's office, the 5-year-old girl is the younger sister of 7-year-old Taylor Hayes who was shot in the backseat of a car in July and was pronounced dead two weeks later.Officers were called to an area hospital for a report of the 5-year-old walk-in shooting victim who was transported to the hospital with a gunshot wound to her groin.Investigators say that residents in the area of the 1000 block of McKean Street heard several gunshots when someone looked outside and saw the girl laying on the sidewalk suffering from her gunshot wound.A person then picked up the girl from the sidewalk and drove her to an area hospital.The young girl was immediately rushed into surgery and is expected to survive.Officials believe that the girl was caught in the middle of a shootout involving suspects in an unknown car and suspects on foot. 1077

BROWARD COUNTY, Fla. - Two brothers who share the same last name, now share a rap sheet in Broward County for crimes committed on the same high school campus.FULL COVERAGE: Parkland school shootingZachary Cruz, 18, who currently lives in Palm Beach County, was arrested by deputies on Monday for trespassing on Marjory Stoneman Douglas High School’s campus. Cruz is the younger brother of the accused Stoneman Douglas gunman, Nikolas Cruz, who was charged with 17 counts of murder after allegedly shooting and killing staff and students on Valentine’s Day. 564

BIG BEAR LAKE, Calif. (AP) — Late-season rain and snow were apparently too much for a bald eagle chick in a California forest nest watched by a popular internet camera .The death of the chick named Cookie was announced Monday by the environmental advocacy group Friends of Big Bear Valley and the San Bernardino National Forest."We are very sad to say that it looks like Cookie died just a little bit ago," the environmental group said. "He was up earlier but looked weak; he also seemed less energetic yesterday. This last storm was a tough one with rain first and then snow and cold temperatures."Cookie and a sibling named Simba hatched last month in the nest near Big Bear Lake east of Los Angeles. They were named through a contest for schoolchildren.Both were determined to be in good condition last week when a trained climber removed them from the nest, determined they were males, banded them and then returned them to their home high in a tree.The U.S. Forest Service tweeted that weekend rain followed by snow brought overnight temperatures down to 26 degrees (-3 Celsius) and that hypothermia was likely the cause of death.At the current stage, eagle chicks are too big to be fully covered by their mother and only have juvenile feathers, which makes it difficult to retain heat when they become wet, the Forest Service said."Rain followed by snow is never a good combination, as it begins to ice the body," the service said.A chick that dies in a nest is typically moved off to the side or covered in new nesting material."Nature can be very tough," Friends of Big Bear Valley said on its website. "The survival rate for bald eagles is 50% in the first year. We will all be rooting for Simba to stay strong and healthy."Forecasters said this week's weather will be warmer, with temperatures closer to normal for the end of May, but there will be a chance of thunderstorms over the San Bernardino Mountains each afternoon. Weather will revert to cooler next weekend. 1986

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587

BLACKSTONE, Va. — The Jones family has had to adapt to survive and maintain their longstanding farm in Blackstone, Virginia, especially amid the pandemic.“This is a relationship that you’ve been in all your life and to try and figure out how to live without it is just, I mean you hear stories about people who sold the farm and didn’t get off their sofa for the next few years. It’s just soul crushing,” said TR Jones.The farm has been in Jones’ family for 270 years. That’s 270 years of his family’s blood, sweat and tears in the soil. It’s not just his job, it’s his family legacy“Nobody wants to be the one to lose the farm,” said Jones.Farming has never been an easy business and it certainly hasn’t the last few years. The Jones family has had to adapt. It started growing tobacco in the 1700s and then switched to dairy in the 1950s.That means milking over 200 cows at 3 a.m. and then again in the afternoon.“We milk them in five and five sections and in the entire parlor, we can actually milk 20 cows at a time,” said Brittany Jones.A little over a year ago, they decided to bet on themselves again and become a creamery, processing their own milk and making a little ice cream. That’s when Richlands Creamery was born.TR runs the farm with his wife Brittany and his dad, while his sister runs the creamery. But to build the creamery, they had to mortgage the family’s legacy for their future.“We basically put up that whole 270 years against that loan, saying we believe this is going to work,” said Jones.That was before the pandemic. The creamery has been treading water, but they’ve been hit hard just like everyone.“We were kind of getting revved up. We had just gotten ourselves into some Food Lions. All our retail stores, that wholesale purchase from us, were lined up to start buying ice cream, our restaurants were lined up to buy milk and cream, coffee shops, all those things. Then COVID started, which oddly enough was not in any of those feasibility studies,” said Jones.The Jones family is in a tough situation, a situation a lot of families in America are in. Everything they have in this world is threatened by the pandemic.“It’s been difficult because we lost those wholesale accounts to those coffee shops, restaurants, donut shops, ice cream shops that should have all been open this past summer, and they weren’t,” said Jones.But just like millions of Americans, they might be down, but don’t count the Jones family out.“To say that I can just move on to the next job, walk away, do something else, you don’t just walk away from that and say, didn't work out, on to the next job," said Jones.The Jones family is going to keep doing what they've been doing for almost 300 years and for the last year, keep working hard, taking care of their cows and making milk and ice cream for their community.They're going to keep fighting, like so many other American farmers.“You have this group of people who should be run through the mud, but when you sit down and talk to them, they’re so happy to talk to you, they’re so optimistic that tomorrow is going to bring better things and that the journey behind is essentially forged them for the road ahead. And I don’t know that there’s a group of people like that anywhere else in the world,” said Jones. 3281