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Because of the coronavirus pandemic, millions of people have not had to repay their federal student loans.Well, that's about to change when the administrative forbearance ends on Dec. 31.According to Federal Student Aid, your monthly payments will resume at a new amount when the forbearance ends."The 0% interest period and administrative forbearance are currently set to expire on Dec. 31, 2020," FAFSA officials stated on the FAQ. "Your servicer will contact you ahead of time to remind you that you will need to start making payments again. Make sure your contact information is up to date in your loan servicer account profile."So what exactly does it mean for you once the forbearance ends?It means borrowers will start getting billed sometime in January, and if you're in default, you'll be subject to wage garnishments, tax refund seizures, and offsets of Social Security benefits.If you think you won't be able to start repaying your loans, you have options.According to Nerd Wallet, if you can't pay the monthly payments, you can apply for an income-driven repayment plan to avoid default.Another option that could help is to pause payments through forbearance or an unemployment deferment, Nerd Wallet stated.This would halt your costs, but you'd be accruing interest during the pause. You can ask to make interest-only payments, so you don't have to owe more than you already do. 1399

BONSALL, Calif. (KGTV) — The San Luis Rey Downs Country Club and Golf Course shut down after being a popular spot for many in the community for over 50 years.After four years of being a vacant property, a new project is underway to revamp the area. The Myrtle Creek Botanical Garden and Nursery has purchased the buildings that used to house the restaurant and banquet rooms. They’ll be revamping the inside and adding updates.The marketing director for Myrtle Creek, Kevin MacGregor tells 10News, “It’ll be basically what it was for the past 50 years, but with our spin on it minus the golf course of course”.RELATED: Evacuated horses begin to return home to San Luis Rey Downs after Lilac FireThe County of San Diego Department of Parks and Recreation tells 10News they purchased 200 acres from the golf course when it first shut down. They have plans to protect the natural habitats in the area with possibly adding some hiking trails. No revamped golf course is in any plans.Neighbors in the area are looking forward to the day the lot won’t be vacant and instead will bring them restaurants and bars right to their neighborhood.They tell 10News, over the past four years there’s been a problem with added trash and vandalism on the property. With construction underway and official new owners, they’re hopeful the mischief will subside.RELATED: Lilac Fire horses race at Del MarPhase two will include remodeling to the hotel also on the property. Myrtle Creek has plans to turn it into a 23-room boutique hotel.Christine Hoffman has lived in the neighborhood for 25 years, she even played on the golf course when it was open.Hoffman tells us the past four years have been sad for the neighbors nearby."To see it go in such disrepair the last few years is kind of heartbreaking," Hoffman said.Hoffman, like many other neighbors, are looking forward to the project. Because it’ll stay the same size and bring similar traffic as the golf course, no one is doubting the benefits of the project. 2013

Bottles of water, bags of clothes and foldout tables are set up and ready at a Phoenix church awaiting the next busload of asylum-seeking families released by ICE.Pastor Angel Campos at Monte Vista Cross-Cultural Church confirms his church is temporarily housing families upon their release from ICE. "They leave their homes; they leave everything," Campos said. "They say that their belongings mean nothing without their lives."Back in October, ICE officials announced they were releasing an increased number of families amid a surge of them showing up at the border and a limit to how long they can detain families. "You hear the stories; you hear the pain," Campos said. An unknown number of Phoenix-area churches are temporarily taking in the families upon their release from ICE as they work to connect with other relatives across the country. The families are equipped with ankle monitors and still have to go through the immigration court process.Statistics show the number of "family units" that are apprehended along the Southwest border has surged in recent months. Campos says he reached out to ICE to offer up his church to help with this process. He says he is surprised by how many people have shown up in buses, estimating more than 800 people have come through his church since early October, with the most recent group of people arriving this past Thursday. Campos said nearly everyone from that group has since left the church. "We have to be strong, not to fall in love with them so much that it hurts you when they leave," Campos said. Campos said donations, including clothes and bottled water, are welcome.  1692

BOULDER CITY, Nev. – What was supposed to be a routine bike ride turned into deadly crash in Nevada.Thursday morning, a box truck plowed into a group of bicyclists on U.S. 95, killing five of them.At least three other bicyclists were injured. One was airlifted to a hospital in critical condition from the scene south of Boulder City. Another one was transported by ambulance and is in serious condition. The third bicyclist suffered minor injuries.Troopers with Nevada Highway Patrol say the driver of the box truck was not hurt and is cooperating with police. They don’t believe at this time that the driver was impaired.The bicyclists did have a safety car with them at the time of the incident. However, one group of cyclists was in front of the car and the other was behind. It is not known which group was struck.“I don’t even know. It’s just the worst thing I’ve ever seen in my life," said former Las Vegas Metropolitan Police Department officer Michael Anderson.He was collecting his thoughts after a horrific day. Five of his fellow bicyclists were killed after that box truck struck their group.“Try to contact their families... I don’t even know how to say it to them,” he said.Anderson says the wind caused part of the group to get behind a safety vehicle to protect themselves when the box truck hit them. The group was on an annual bike ride, making a 135-mile loop into California.NHP troopers say the crash was one of the worst they’ve ever seen.“It’s a horrific tragedy when you have a beautiful sunny day like this, and we just lost the lives of five people,” Trooper Travis Smaka said.Watch law enforcement provide an update on the crash: 1667

Bindi Irwin announced on social media Tuesday she is expecting.Irwin is the daughter of Steve Irwin, known as the Crocodile Hunter. The younger Irwin has also made a name for herself as a conservationist TV personality in Australian and global productions. She was also the season 21 winner of Dancing with the Stars.Bindi and husband Chandler Powell posed for a photo posted on social media wearing their Australian Zoo uniforms and holding a child size uniform shirt.In the post, Bindi says she is only in the first trimester. 536

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