天津武清区龙济是男科么(武清区龙济医院早泄收费高么) (今日更新中)

Can you cover an unexpected 0 expense?Four in ten Americans can't, according to a new report from the Federal Reserve Board. Those who don't have the cash on hand say they'd have to cover it by borrowing or selling something.The bright side? That's an improvement from half of adults being unable to cover such an expense in 2013. The number has been ticking down each year since.Overall, the financial situation of American households has improved during the past five years, according to the Economic Well-Being of U.S. Households report. It shows that in 2017, 74% of adults reported feeling at least "okay" financially, an increase of 10 percentage points from the first survey four years earlier."This year's survey finds that rising levels of employment are translating into improved financial conditions for many but not all Americans," Federal Reserve Board Governor Lael Brainard said in a press release, "with one-third now reporting they are living comfortably and another 40% reporting they are doing okay financially."Still, many are struggling. Notable differences remain across race, ethnicity, education levels and geography. The report shows hardship continues for people working to repay college loans, cover emergency expenses and manage retirement savings.For the first time the report also looked at the opioid epidemic, reporting that one out of five adults personally knows someone with an addiction to painkillers. Exposure does not vary much by education level or by local economic conditions.The study was drawn from the Board's fifth annual Survey of Household Economics and Decisionmaking, which looks at the economic health of Americans. The survey of 12,000 people examined their income, employment, unexpected expenses, banking and credit, housing, education, and retirement planning in November and December 2017.While showing that Americans' financial lives are moving in a positive direction, the report does raise some concerns about their most basic levels of financial stability: emergency funds and retirement."The finding that four-in-ten adults couldn't cover an unexpected 0 expense without selling something or borrowing money is troubling," said Greg McBride, chief financial analyst at Bankrate.com. "Nothing is more fundamental to achieving financial stability than having savings that can be drawn upon when the unexpected occurs."McBride suggests setting up automatic direct deposits from a paycheck to a savings account that can build some much-needed financial cushion.He's also concerned about another finding in the report: fewer than 40% of adults think their retirement savings are on track."The burden is on us as individuals to save for our retirement," he says. "Take control of your financial destiny by contributing to an employer-sponsored retirement plan such as a 401(k) via payroll deduction, or arrange automatic monthly transfers from your bank account into an IRA."More concerning are the 25% of Americans with no retirement savings whatsoever, according to the report.Some of this may be due to the lack of employer-sponsored retirement plans, as well as people piecing together several part-time jobs, which may not offer benefits.The report found that while most workers are satisfied with the wages and benefits from their current job and are optimistic about their future job opportunities, challenges remain, particularly with irregular job schedules. 3451

CHICAGO, Ill. – Born in Mississippi, Syl Johnson rose to prominence as a velvet-voiced pop recording artist and producer in the 1950s and 60s. In recent years, he filed lawsuits against artists like Kanye West and Jay-Z for sampling his work. But it was his potent refrain about systemic racism in America, covered and sampled dozens of times, that continues to resonate today.It wasn’t until a decade into his musical career that the soul singer penned his most powerful single“I wrote it because that type of thing was happening to people and then they killed Dr. King,” said Johnson.It was the 1968 assassination of Dr. Martin Luther King Jr. That made him question the dream.The lyrics painfully questioning the black experience: “Looking back over my false dreams, that I once knew… Wondering why my dreams never came true… Is it because I'm Black?”“I didn’t want to write something that was militant,” said Johnson. “I wanted to write something that was truth. It was truth. Is it because I’m Black? It was.”Released in September 1969 “Is It Because I’m Black” struck a nerve.“In this world of no pity… I was raised in the ghetto of the city,” he sang.Call-in requests catapulted it to number 11 on the Billboard Soul Singles Chart in just weeks.Though, the Black concept album failed to find financial success, 50 years later, Johnson is now in his early 80s and seeing the resonance of his lyrics on the streets.“I didn’t know it would last this long,” he said. “But it looks like this song is the topic of the times. The times right now.”The killing of George Floyd, he says, is a response to the question he first posed – “Is it because I'm Black?”It is in the face of renewed examinations of race in America and calls for justice that Johnson is hopeful.“The younger whites and the younger Blacks should make it happen,” he said. “When they join together to make it happen, this world will be a beautiful place.”And one day he hopes the question won’t need to be asked. 1988

CARLSBAD (KGTV) -- A San Diego couple is missing their cruise over coronavirus concerns after they say the cruise company changed the itinerary without a refund.Lisa and Luis Revilla are cruise ship connoisserus. They've sailed through the Greek Islands and along the Italian coast. Their next trip was supposed to be through the Pacific Islands on the Norwegian Jade. But, due to coronavirus concerns that ship set sail without them. RELATED: Second case of coronavirus confirmed in San Diego County"I don’t need to go and risk my life," said Lisa Revilla. "We were sailing from Singapore and were being dropped off in Hong Kong. Hong Kong in the end closed their port."So, Norwegian changed the itinerary to leave Singapore, spend time at sea and head back to Singapore. It also wouldn't be your typical trip. "They were gonna implement certain temperature gauges, every time we got off and got back on from every port we were traveling to," said Revilla. RELATED: Mislabeled sample led to release of San Diego coronavirus patientBut to get over there they were planning on flying from LAX to Hong Kong, but American Airlines canceled their flights. So, they couldn't have taken the cruise even if they tried. "Basically I'm out almost ,000 from this voyage we were going to take," said Revilla. "What if we’re quarantined and I cant get back to my job I mean who’s going to pay for that?"Norwegain sent us this statement:“We always strive to do right by our guests while maintaining the business policies and practices we have in place to help us manage through situations just like this. It is because of the very nature of unexpected situations that we strongly recommend that guests obtain travel protection insurance. As a convenience to our guests, we offer a few travel protection plans at the time of booking, as well as during several follow-up communications. The plans allow for coverage in many situations. Some plans offer guests the opportunity to cancel for any reason. In addition, as is common in the travel and tourism industry, we have developed cancellation policies.They are communicated to our guests at time of booking and can be found on our website here: https://www.ncl.com/sites/default/files/Guest_Ticket_Contract_04-2017_2.pdfRevilla told 10News they were traveling with another couple who even purchased insurance through Norwegian and were told it wouldn't apply here. "We’ve been saving our money for a whole year and planning this whole trip. And it just didn’t happen," said Revilla. RELATED: Child returns to hospital after showing possible coronavirus symptomsRevilla was able to get the money from her flights refunded as well as a hotel they had booked in Hong Kong. 2716

CANTON, Ohio -- An Ohio police department is investigating three separate homicides that happened within 24 hours, including the death of a 1-year-old twin boy who was shot and killed while sleeping.Police in Canton, which is about 60 miles south of Cleveland, say the first homicide happened on Tuesday at around 8:25 p.m. in the 1400 block of Louisiana Court Northwest. A 31-year-old man, identified as Ronald Pleasant, was shot and killed at the scene. A 21-year-old man was shot and taken to a nearby hospital. His injuries are not life-threatening.The second homicide happened in the 100 block of Pulley Place SE at around 10:43 p.m. A 20-year-old man, identified as Brandon Bush, and another 20-year-old man, were both shot. Both were transported to local hospitals by the Canton Fire Department. Bush died from his injuries.The third homicide happened at around 2:28 a.m. Wednesday in the 1600 block of Clarendon Avenue SW. One-year-old twin brothers were shot while sleeping inside a home on Clarendon Avenue. Both were transported by the Canton Fire Department to local hospitals where one of the brothers, identified as Ace Lucas, died. His brother has non-life-threatening injuries.The Canton Police Department Detective Bureau is investigating these homicides with the help from Ohio Bureau of Criminal Investigation and the FBI Safe Streets Task Force.Anyone with information is asked to contact police at 330-649-5800 or 330-489-3144.This story was originally published by Kaylyn Hlavaty at WEWS. 1518

CARACAS, Venezuela — Six American oil executives held for three years in Venezuela have been found guilty of corruption charges and immediately sentenced to prison.The judge’s ruling Thursday came with sentences of more than eight years for each defendant.The verdicts dashed the hopes of relatives for a quick release that would send the men home to the United States.The so-called Citgo 6 had been lured to Venezuela three years ago for a business meeting and arrested. They are employees of the Houston-based Citgo refining company, which is owned by Venezuela’s state oil company, PDVSA.Attorneys and relatives of the executives say the men were wrongly convicted.“We, the family, are heartbroken to be separated even further from our loved ones,” Alirio Rafael Zambrano, whose two brothers were among the defendants, told The Associated Press. “We pray that the leaders of our nation step forward and continue to fight unceasingly for their freedom and human rights.”An attorney who represented three of the defendants called the judge's decision "void of any evidence." 1083

来源：资阳报