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An illustration showing a Neuralink disk implant at different stages of implantation during a YouTube live stream presentation on Aug. 28. 146
Are you owed money you don’t even know about? You might be, if your name is in an unclaimed property database. Each year, billions of dollars from forgotten security deposits, refunds, uncashed paychecks and even old bank accounts are reported to state agencies. And each year, according to the National Association of Unclaimed Property Administrators, an organization affiliated with state treasury departments, states return more than billion to their rightful owners.Just ask Maria Barlow, an attorney in Chicago. A few months ago, she was sitting at home when she decided to plug her name into the Illinois unclaimed property website. “I was surprised to see there was an entry,” she says. Fast forward a few weeks, and she had a check in hand for .80.If you are wondering if you have unclaimed property, here’s how to find out.Search online at state agenciesThe National Association of Unclaimed Property Administrators’ website, Unclaimed.org, links to agencies in all 50 states, the District of Columbia and other territories. With these sites, you can search unclaimed property databases for free. The organization also sponsors MissingMoney.com, which lets users search multiple states at once, though not every state participates.To pull up the property database, you will likely be asked to enter a last name. You could also enter a first name, city or ZIP code to help narrow the search. From there, you may find entries detailing the owner’s last known address, property amount and the company that initially held the funds. Depending on the database, the state may provide the exact amount of the property, or give a range, such as “under ” or “ or more.”Barlow says her entry was from an old internet provider. The company owed her a refund because she moved and switched off service before her billing period ended. But it didn’t have the correct forwarding address, so it sent the money to the state. Barlow says she filed a claim online, and it was processed within two weeks. “Even in the pandemic, it didn’t take long to receive it,” she says.Finding a small amount can still give you breathing room in your monthly budget or help pad your emergency fund. (Read more about emergency funds and why they’re important.)Prove you are the rightful ownerFiling a claim may involve scanning and uploading identification, such as your driver’s license, and other documentation that you live (or lived) at the address on file. For example, you might be asked to upload a recent utility bill. For certain types of claims, such as those for money orders, you may need to mail documentation instead of uploading. (You can read more about money orders here.)Heirs can follow a similar process for claiming property if the owner is deceased. Lorrie Walker, a financial advisor in Lakeland, Florida, advised a client earlier this year whose late husband had funds in old bank accounts. She says her client provided additional paperwork, including her husband’s death certificate, to claim the property.Later, Walker checked the state treasury website for unclaimed property of her own. “Sure enough, there was money for a security deposit in an apartment I lived in 20 years ago,” Walker says. She filed a claim online and, a few weeks later, received a check for 5.If the property is tied to an old address, don’t be discouraged. In Barlow’s claim, she explained that she no longer had documentation, and she still received her money, she says.It is OK to be nosyData within unclaimed property databases is publicly available, so you can search on behalf of others. You can then alert them if they have lost funds, but it’s their responsibility to claim the funds and prove ownership.Barlow says she entered the names of about 15 family and friends and found unclaimed funds for many. She says that since she alerted them to the cash, many were able to collect. “I may be nosy, but I found them money,” she says.Pro tip: Make the most of your moneyIf you do find and receive funds, you can make this “found” money work for you by putting it in an account with a high interest rate. These accounts may earn 10 times more than the national average, so you can take the unexpected funds and grow them even more.The smaller amounts may not make you rich, but they can still be worth searching for, Walker says. “At the end of the day, it is your money. So it’s better for you to have it than the state.”More From NerdWalletHow to Get Started If You’ve Never Had a Bank AccountSmartMoney Podcast: Setting Money Goals at Milestone Birthdays, and Bagging Big Bucks with Bank Bonuses6 Do’s and Don’ts When Saving Money During a CrisisMargarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4757

Are masks complicating facial recognition software? The short answer is no, but masks do complicate matters.Computer science experts say that face coverings and other accessories may act as a speedbump, but it wouldn’t be very difficult for the software to be modified.However, with a face covering, recognition may be less accurate.“It has fewer data points and that is the concern,” Steve Beaty, computer science professor at Metro State University-Denver, said. “Because you are essentially removing your nose and your mouth from the equation if you will, there will be fewer data points and the concern is that other people can authenticate as you.”Before the use of face masks, facial recognition software had an inaccuracy rate of less than 1 percent. Now, the National Institute of Standards and Technology estimates that the inaccuracy rate has increased from 5 to 20 percent. 892
As a third-grade elementary school teacher, Reed Clapp never imagined he would be finishing the school year sitting inside the living room of his home. But the COVID-19 outbreak had other plans for this teacher and so many others across the country.Undeterred by a nationwide pandemic, Clapp was determined to finish out this school year the same as any other: with a play that he and fellow teacher, Karen Snyder, have produced for the last five years.“This is one of the most challenging things I’ve ever taken on,” he said, sitting inside the living room of his home in Nashville, Tennessee.The name of the show Clapp and his class would perform in years past was called, “Grammarella,” a satirical production of Cinderella, where every student plays a part of speech. The character Interrogative, for example, can only speak in questions.On the last day of every school year, Clapp’s students would perform the play in front of their classmates at Madison Creek Elementary School in Hendersonville, Tennessee. It’s become such a hit over the years that there’s typically not an empty seat in the school’s library on opening afternoon, which is also closing night. There’s only one showing.But how could Clapp, harness that same kind of magic without his kids physically at school?After a few weeks of thinking, he decided the answer to that question was right in front of him: he’d move the play to Zoom, a virtual video platform.“Instead of saying, ‘we won’t have a play this year,’ we decided to say, ‘how can we do something that is original and something these kids are proud of?” he said.As summer vacation loomed, Clapp and his third-graders began to double down on their work. This energetic 33-year-old teacher with a thick southern drawl knew the script for “Grammarella” would have to be thrown out. So, he started from scratch and came up with an original screenplay, “Zoomarella.”Students auditioned for lead roles on Zoom, and they even practiced social distancing by picking up costumes that Mr. Clapp and Ms. Snyder had left outside on their front porches.Over the course of a few weeks, the play started coming together. Eight and 9-year-old students learned how to be punctual for rehearsal times, that instead of being held in the classroom, they were being held on Zoom. While Clapp’s original intent was to help students learn grammar, he quickly released that “Zoomarella” was teaching his students more important life skills.“Yes, they’re 8 years old, but when we say, ‘we need some light behind you,’ what we’re really saying is, ‘what can you do to put a light behind you?’” he explained.“These kids have become set designers, light designers, camera operators. It’s amazing,” he added.And for students facing isolation at home, rehearsals offered a sense of a vehicle for creativity that might have otherwise been lost when the school closed.“The stuff that has been the hardest is getting facial expressions and acting with your body. You have to use your body and facial expressions and not just when it’s your turn to talk,” explained 9-year-old Autumn Fair.Weeks of practicing finally paid off for Fair and her classmates, as “Zoomarella” was performed without a hitch during the last week of school. And even though the kids might not have been able to hear the applause through their Zoom meeting, Clapp says he couldn’t have been prouder of his kids.“I hope they take away a moment in time that’s been captured in a unique way. Instead of looking back on all this through news stories, they’ll have this play to look back on,” the proud teacher said.Watch “Zoomarella” below: 3619
ANAHEIM, Calif. (KGTV) - Wonder what it feels like to soar above the "Star Wars" universe? Well now, you can — at least what's been constructed in Anaheim thus far.Disneyland's "Star Wars: Galaxy's Edge" expansion is slated to open next year and drone footage captured by the park shows the land taking shape.Steel frames of the galactic planet of Batuu have started to tower over the park. In 2019, the land will host Jedis, stormtroopers, and more among old trade routes, crossroads, and merchants.RELATED: 537
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