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With a down payment of less than 20%, both FHA and conventional loans require borrowers to pay mortgage insurance premiums. This insurance helps defray the lender’s costs if a loan defaults. 190

When we're having those numbers in the 20s and 30s -- that was really impacting us, because academies just weren't taking care of attrition. We need to get the academies up into the 50s, he said. 195

When they refused orders to exit the RV, police called on a helicopter and an armored BearCat vehicle to the scene to assist as officers prepared to enter the motorhome. 169

with most Republicans voting against it."We are in the process of working that vote," Sen. John Thune, the second-ranking GOP leader and whip, when asked by CNN if he expects a majority of Senate Republicans to vote for the bill. "I'm hopeful and optimistic that when the time comes, we'll have the votes to get it done."Senate Majority Leader Mitch McConnell is working to convince rank-and-file members to back the bill because it has a big increase in defense spending, a top GOP priority, and because Trump backs it."Given the realities of divided government, it is a strong deal that achieves my Republican colleagues' and my No. 1 priority: Continuing to invest seriously in rebuilding the readiness of our Armed Forces and modernizing them to meet the challenges of today," McConnell said. "The Trump administration has negotiated their way to a major win on defense. The House has passed the compromise legislation. The President is ready and waiting to sign it."But many conservative Republicans worry the package is just too expensive."At the end of the day, there's tremendous amounts of new spending, way over and above what we need to secure our national defense," said freshman Sen. Josh Hawley, a Republican from Missouri. "I think it's irresponsible and not for any clear purpose beyond the defense portion, which I support."The job of wrangling "yes" votes got harder for GOP leaders when Sen. John Kennedy, a Republican from Louisiana, who was leaning against the bill, announced publicly he would vote "no.""It does add additional money for defense," Kennedy said. "But I view if from a different perspective. I think we could have done a much better job, or at least tried harder, to save money."Kennedy predicted the bill will pass but couldn't say if more than half his GOP colleagues would support it."Yeah, I just don't know with how many Republican votes," he said. "I think you'll see more than just a handful vote against it for the reasons I just articulated."Sen. Cory Gardner, a Republican from Colorado up for reelection, said he is concerned "it's just a lot of money and at some point, things become so free, we can't afford it."One GOP senator on the fence acknowledged that some of his colleagues would like to vote against it to publicly demonstrate they are fiscally prudent while privately hoping it passes so there can be orderly governing out of Washington."There are a lot of people who will vote 'no' who hope to heck it passes," said the senator who did not want to be identified.Exact timing of the vote on the budget deal is not locked in yet but is expected to be announced by McConnell sometime Wednesday. 2652

While traffic and parking are usually the first topics of concern, Parekh said the developers conducted a traffic survey and found that the impact did not raise any red flags. 175

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