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Bill Lee, a businessman from Franklin, has won the Republican primary for Tennessee Governor.Lee defeated three other GOP front-runners in a crowded primary field for the nomination, including Rep. Diane Black. Black had the endorsement of Vice President Mike Pence and was widely seen as President Trump's first choice for the nominee.Lee will face former Nashville Mayor Karl Dean in the general election in November. The two will vie to succeed popular Republican Governor Bill Haslam, who’s hitting term limits.Lee is a cattle farmer and chairman of a mechanical contracting, facilities, and home services company.The Republicans' focus on conservative credentials and loyalty to President Donald Trump, including tough talk on immigration, incited in-fighting among some of the candidates about who's not as conservative as they claimed during their campaigns.Each of the four Republican candidates added millions of dollars in personal wealth to their campaigns, amounting to a record-setting total of about million.Karl Dean was elected Nashville Mayor in 2007 then re-elected in 2011.He took a commanding lead early in the night with nearly 80 percent of the vote and saw an even bigger share in Davidson County where he approached 90 percent of the vote.He was one of two well-known names on the Democratic ticket for Governor. Craig Fitzhugh, House Minority leader, was first elected into the state House of Representatives in 1994 and he's has served in the legislature ever since.The third name on the ballot Mezianne Vale Payne.     1612

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587

BALTIMORE, Maryland — The suspect in an earlier mass shooting in Jacksonville is from Baltimore, authorities said Sunday.According to the Jacksonville Sheriff's Office, the suspect is believed to be 24-year-old David Katz.WMAR television station in Baltimore learned federal authorities are conducting an investigation in South Baltimore, in connection to the incident that took place earlier today at a Madden video game tournament at a shopping and dining complex in downtown Jacksonville, Florida.PHOTOS: Click to see pictures from the mass shooting incident in JacksonvilleTwo people were fatally shot, and nine other people suffered gunshot wounds and two people were injured fleeing the area, authorities said at a news conference Sunday evening. 770

BEIJING — China has become one of the last major countries to congratulate U.S. President-elect Joe Biden, who is expected to make few changes to U.S. policy toward Beijing on trade, technology and other conflicts that have soured relations. China, along with Russia, avoided joining the throng that congratulated Biden last weekend after he and running mate Kamala Harris secured enough Electoral College votes in the Nov. 3 election to win the White House. "We respect the choice of the American people. We congratulate Mr. Biden and Ms. Harris,” Chinese foreign ministry spokesman Wang Wenbin said. 609

BORDEN, Ind. — A plane crashed Friday morning in southern Indiana, killing multiple people. According to WHAS, the ABC affiliate in Louisville, the crash happened in Borden, Indiana at about 11:30 a.m., in the 2600 block of Crone Road. The plane that crashed could hold about 10 passengers, Clark County Sheriff Jamie Noel said. No survivors have been located at this time, Noel said. The sheriff's office said there were multiple fatalities, WHAS reported.He said it was very difficult to access the scene of the crash due to it being in a wooded area.  582

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