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In hospitals, one bacterial species is becoming increasingly tolerant to the alcohols used in hand sanitizers, according to research published Wednesday in the journal Science Translational Medicine.Globally, hospitals use isopropyl or ethyl alcohol-based disinfectants, such as hand rubs, to prevent patients from becoming sick from many germs. These are the same active ingredients found in hand sanitizers available for personal use and at schools -- but that doesn't mean people should give up on them.The bacterium Enterococcus faecium resides in our guts, but if encountered in a hospital, it can cause various complicated infections affecting the abdomen, skin, urinary tract and blood. This particular bug is a member of the Enterococci family, which ranks as the fourth and fifth leading cause of sepsis, a life-threatening bloodstream infection, in North America and Europe, respectively.Many hospital-acquired infections have decreased or been kept in check by Australia's strict hygiene practices that rely on alcohol-based hand sanitizers. Yet drug-resistant E. faecium infections have increased in Australian hospitals over time, according to the study authors.This alarming pattern prompted them to investigate whether E. faecium might be developing resistance to the alcohols used in hand rubs. 1343

It may be a job most people do not think about regularly, but one man in Nashville, Tennessee is being honored for his efforts to do it well: Herman Patton is a greeter for Alamo Rental Car.Patton des his part in a huge piece of Nashville's tourism economy, which raked in more than billion last year.According to the Nashville Convention and Visitor’s Corp, most of the 14 million people who visited the city last year said they would come back to Nashville.Nashville is at the top of friendly city lists across the world, and the Convention and Visitor’s Corp is saying thank you to the city's hospitality workers who make that happen with an honor called the Hitmaker Award. 693

Is getting a new job on the top of your holiday wish list this year? Well, experts say, December is actually one of the best times to look for a job."We’re hearing from many hiring managers that they will still be working to fill their positions over the next couple of weeks," said Robert Half senior regional president Karen Policastro.Policastro says now is as good a time as any to put yourself out there, especially in this highly-competitive job market."Make sure you are extremely active over the holidays because many hiring and decision makers want to be able to have their staff filled and complete and hit the ground running come January," said Policastro.And now, nine months into the pandemic, the job fields that are hiring are a little different."We’ve seen an influx in accounts payable clerks, collections clerks, HR positions. Surprisingly, we have a lot of human resource positions come through," said Policastro.She says with so many people working from home, help desk positions and customer service positions are also in high demand."Companies have had to shift and be extremely flexible due to the pandemic. And these positions have definitely become more in demand," said Policastro.And if you’re one of the millions of service industry workers who have lost their jobs or have had your hours cut, these could potentially be great jobs."If you’ve been in the restaurant industry, you definitely have customer service skills. So, cater your resume and/or online profile, cover letter, to really highlight the customer experience that you were able to provide," said Policastro.Policastro also says a lot of companies are looking to hire temporary or contract positions, especially while they're remote. So, think about those options as well. A lot of places are posting job openings on sites like LinkedIn. Make sure your profile is up to date and says, "Available Immediately". 1909

InfoWars, a far-right media organization run by Alex Jones and known for peddling unfounded conspiracy theories, is on thin ice with YouTube after it posted a video that portrayed the survivors of the Parkland school shooting as actors.The Alex Jones Channel, Infowar's biggest YouTube account, received one strike for that video, a source with knowledge of the account told CNN. YouTube's community guidelines say if an account receives three strikes in three months, the account is terminated.That video focused on David Hogg, a strong voice among survivors of the mass shooting at Marjory Stoneman Douglas High School. The attention has given him a powerful platform -- but it has also made him the subject of demonstrably false conspiracy theories that claim he's so skilled as a public speaker that he must be a paid actor.  842

In general, using as little of your credit card limits as possible is better for your score. So logic would suggest that paying off your credit cards early so that a zero balance is reported to the credit bureaus would produce the highest scores, right?Turns out, having 1% of your credit limits in use may help your credit score even more than showing 0% usage. Counterintuitive as it is, that’s how credit scoring works.Why 1% is better than 0%Credit scoring systems are designed to predict how likely you are to repay borrowed money. The two biggest credit factors — accounting for about two-thirds of your score — are paying on time and the amount you owe.Credit utilization, or the percentage of your credit card limits you use, is one of the biggest levers you can pull to affect your score, and it works quickly: Your utilization changes as soon as card issuers report your new balances to the credit bureaus each month.If you are trying to squeeze every possible point from credit utilization, the trick is to aim low — just above zero. Credit expert John Ulzheimer says that data has shown that 1% credit utilization predicts slightly less risk than 0%, and scoring models reflect that.Tommy Lee, principal scientist at FICO, one of the two dominant credit scores, explains it this way: “Having a low utilization indicates you are using credit in a responsible manner.”How to shoot for 1%If you’re aiming for a perfect 850, or are close to qualifying for a lower interest rate on a loan, shooting for 1% might help you gain a few points. You could aim to zero out your credit cards, knowing that your regular use of the cards will keep some small percentage of your limit in use.Ulzheimer, who has worked for credit bureau Equifax and credit scoring company FICO, explains how: “If you can pay off your balance in full by the statement closing date, then you’ll get a statement with a zero balance and that’s what will appear on your credit reports.” Or, you can pay off a card in full by the due date and stop using the card entirely for the next billing cycle to get to a zero balance.“But 1% could be better if you can pull it off,” Ulzheimer says.You could do that by using the AZEO (all zeros except one) strategy to get every credit card but one to a zero balance. Because credit utilization is calculated both overall and per card, you may want to use your highest-limit card as the one that will have a statement balance. Simply add all your credit limits together, and figure 1% of that.You can also try paying online as soon as a transaction posts to keep the balance low. Or, use a personal finance website or your card issuer website to check your credit utilization weekly. Then make a payment to bring it down, rather than waiting for your monthly statement.What if I can’t make it to 1%Keeping utilization under 10% is another worthy goal. Lee says that the top 25% of FICO credit scorers use about 7% of their credit limits. If you pay on time and keep balances low relative to credit limits, your scores will generally be high.Ulzheimer points out that if you are fretting over whether you want a credit utilization of 1% or 0%, it’s worth noting that either is excellent. And it’s entirely possible to score a perfect 850 without the elusive 1%. How that works is part of the “secret sauce” that scoring companies do not reveal.How to get and keep a high scoreNothing is more important to your score than paying bills on time. The scoring penalty for a missed payment is severe, and a payment that’s 30 or more days late can stay on your credit report for up to seven years.Also, use cards lightly and keep balances low to keep your credit utilization low.In addition, keep an eye on the other factors affecting your credit score:Check your credit reports for errors (you can access them by using AnnualCreditReport.com).Keep credit card accounts open.Aim to space credit applications about six months apart.Use both installment credit (loans with level monthly payments) and credit cards.And monitor your credit — regular checkups are part of staying financially healthy.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhat to Do When Your 0 Weekly Unemployment Check ExpiresIs That ‘Contact Tracer’ Really a Scammer? How to TellWhat to Do With Your ‘Treasures’ the Kids Don’t WantBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4475

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