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SORRENTO VALLEY, Calif., (KGTV) — You pinched yourself. It's not a dream. You just won the 0 million Mega Millions Lottery. Now what?"From a financial standpoint they are set," financial planner, Dennis Brewster said. "That's generational money. They should be set for several generations."But Brewster says that's only if you're smart. To get started, he suggests finding inspiration from within. "What is it that they want to do? They are going to get tugged in a lot of different directions," Brewster said. "Everybody is going to tell them to do this, or you should do that. I think that's the hard part. It's going to be hard to say 'no.'"In California, names of winners are made public. That means privacy may become an issue. "Get a new phone, a new address they're probably going to need a lot of things. That's going to be a challenge," Brewster said. So if some distant uncle from your mother's side who you never met, but kind of heard about, suddenly calls you to say they love you, you need to set some boundaries. "At some point, you're going to have to say no," Brewster said. "And maybe they're going to have to get a buffer between themselves and someone else that handles that for them."Brewster says that could be an attorney or a financial planner — someone they completely trust. Next, will you splurge? Remember, there is always a limit."We don't want this to be an unhappy ending. They are so fortunate. Do what you need to do initially, maybe get that out of your system, but then draw a line somewhere," Brewster said. Will you give to charity or make investments? Whatever it is, do your homework and pay your taxes."There are tax-free bonds, for example, where everything is tax exempt," Brewster said. "But don't try to avoid taxes. You want to do what you can and be smart too. Don't get too complicated, trying to avoid something and then create a much bigger problem."The last piece of advice? Brewster says don't let your 15 minutes of fame destroy you."It's that double-edged sword that you're almost trapped by your own fame and fortune, and hopefully that won't happen."Our local jackpot winner has a year to claim their wins, but only 60 days to choose the 5.2 million lump-sum cash option. 2241

So the seemingly endless month of Black Friday sales is finally over.But don't worry if you haven't found everything you need: we head into December now with more days to find deals, through Christmas Eve.Just like Black Friday stretched into a weeks of deals, Cyber Monday is now Cyber Week. And it seems there are new sales every other day.So when will you find the best deals from now till Christmas?The savings site DealNews.com says:Cyber Week is a great time for electronics and home and kitchen gadgets, with many things that sold out during Thanksgiving back in stock again. This is when you want to hunt online for those hardest-to-find items like the Xbox Series X and PlayStation 5.Green Monday, December 7th or 14th, depending on the retailer, is a great time to order from smaller online merchants and local stores.Free Shipping Day is December 14th, the last day for guaranteed Christmas delivery (at no surcharge) from hundreds of web retailers.December 15th is not an official sale day, but is traditionally when toy prices start to drop, according to DealNews.com.December 20th is when prices on winter clothing and jewelry that hasn't sold starts to get slashed.Christmas Eve sales usually start a couple of days before Christmas Eve, and are a last-ditch attempt to clean out unsold gifts, clothing, and other items. You can find some incredible deals 48 hours before Christmas.Why you shouldn't wait much longerBut from the doesn't that stink file, is the risk this year of waiting too long to order online.DealNews.com says this year has seen many shipping delays, and with so many people ordering online, supply lines could bog down again by mid month.After free shipping day in mid December, you are pushing your luck ordering online, unless you are willing to pay for or more for priority shipping.That late you may want to put your mask on and head to the mall.With online shopping up 30% this pandemic year, Amazon, FedEx, and UPS are expecting a crush of orders.So shop early, so you don't waste your money.__________________________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2371

Senator Mitt Romney released a statement Tuesday pleading with the country to “lower the heat” of divisive political rhetoric, just weeks before Election Day.“The president calls the Democratic vice presidential candidate ‘a monster.’ He calls for the justice department to put the prior president in jail; he attacks the governor of Michigan on the very day a plot is discovered to kidnap her. Democrats launch blistering attacks of their own—though their presidential nominee refuses to stoop as low as others,” his statement posted on Twitter reads.Romney is currently a senator representing Utah. He is a former governor of Massachusetts, and was the Republican nominee for president in 2012.He has been a member of the Republican party his entire time in politics. As a senator, he has seemed willing to stand in opposition to President Donald Trump. In February, Romney was the sole Republican senator to vote to convict President Trump during his impeachment trial.Romney also took some time before saying he would vote for President Trump’s latest nominee to the Supreme Court, Amy Coney Barrett, leading some to think he may not. In the end, he said he would follow the constitution and vote if a vote is held.His statement Tuesday morning urges leaders on both sides to “tone it down.” He calls out actions on both sides, and says the world and American families are watching.“The world is watching America with abject horror; more consequentially, our children are watching. Many Americans are frightened for our country—so divided, so angry, so mean, so violent,” the statement reads.The statement makes no reference by name to either President Trump or Demoncratic presidential candidate Joe Biden. It also does not say anything about endorsing a candidate or the upcoming election.Senator Romney’s full statement is below.I have stayed quiet with the approach of the election. But I’m troubled by our politics, as it has moved away from spirited debate to a vile, vituperative, hate-filled morass that is unbecoming of any free nation – let alone the birthplace of modern democracy.The president calls the Democratic vice presidential candidate “a monster.” He calls for the justice department to put the prior president in jail; he attacks the governor of Michigan on the very day a plot is discovered to kidnap her. Democrats launch blistering attacks of their own—though their presidential nominee refuses to stoop as low as others. Pelosi tears up the president’s states of the union speech on national television. Keith Olbermann calls the president a “terrorist.” Media on the left and the right amplify all of it.The rabid attacks kindle the conspiracy mongers and the haters who take the small and predictable step from intemperate word to dangerous action. The world is watching America with abject horror; more consequentially, our children are watching. Many Americans are frightened for our country—so divided, so angry, so mean, so violent.It is time to lower the heat. Leaders must tone it down. Leaders from the top and leaders from all stripes: parents, bosses, reporters, columnists, professors, union chiefs, everyone. The consequences of the crescendo of anger leads to a very bad place. No sane person can want that. 3258

Special counsel Robert Mueller has subpoenaed the Trump Organization for business documents, a source familiar with the matter told CNN on Thursday.The New York Times, which first reported the development, said the subpoena included documents related to Russia. The reports mark the first publicly known time that Mueller has demanded documents related to President Donald Trump's businesses. 400

Stan Lee, the colorful Marvel Comics patriarch who helped usher in a new era of superhero storytelling -- and saw his creations become a giant influence in the movie business -- has died.He was 95.Kirk Schneck, an attorney for Lee's daughter, tells CNN the comic giant died Monday morning. The cause of death is not yet known, according to Schneck.DC Comics, Marvel's well-known competitor, shared a statement regarding Lee's death on Twitter.  477

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