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Many of us dream about being our own boss, but the thought of actually doing it can be daunting. A new survey suggests many of us share the same concerns about starting our own business. One woman knows that fear all too well, but she overcame it and says you can too.“Every client I try to know their name,” said Whitney Herman, the owner of Shift Cycle. “Everyone who walks in the business I want to be their friends. I want them to feel like this is their home because I feel like it's my home."It’s been two years since Herman officially became a small business owner by opening Shift Cycle, a boutique indoor cycling studio offering 45-minute indoor cycling classes.The new mom couldn't find a place where she could work out and bring her newborn daughter along. “Pretty much everywhere that I wanted to go, none of them offered childcare,” Herman said.So, she decided to create a place of her own.Turns out many of us see ourselves as entrepreneurs as well. The UPS Store talked with people as part of its Inside Small Business Survey and found 66 percent of them dream of opening a small business. But fears may be holding many back, something Herman understands.“Terrifying,” Herman said. “I mean it's still scary.”Forty-five percent of people are concerned about financial security, and 39 percent are concerned about the financial commitment required to open the business.“I think the funding and financing for most people is the hardest part about starting a business,” Herman said.  She struggled to get a loan because many lenders require two years of business experience.“I mean there were times where we were like, ‘I don't think we're going to do it,’” Herman said.  “We would get so close and then we had a bank be like, ‘Oh sorry, we can't do it.’”She was able to get funding through a non-profit, but still struggled with a fear 37 percent of people in the study share; fear of failure.“I have no MBA,” Herman said. “I have no degree in anything business related. I've never really managed people. I don't really know anything about finance, so I was kind of going it's completely blind.”Luckily her husband knew more about those things. And what she lacked in those areas, she made up in passion and desire to learn along the way. If you have a dream of starting a business, Herman says you can do the same thing.“You just have to believe in your product,” Herman said. “And you have to believe in yourself that you're strong enough and motivated enough to just kind of fight. And you know you get where you want to go because no one's going to do it but you.” 2643

Mike "Doc" Emrick, the legendary NHL broadcaster who has been calling hockey games for decades, is retiring. The New York Post was the first to report his retirement.“I hope I can handle retirement OK,” Emrick told the New York Post Sunday night. “Especially since I’ve never done it before. But I’ve just been extremely lucky for 50 years. And NBC has been so good to me, especially since the pandemic, when I was allowed to work from home in a studio NBC created."Emrick, who has been broadcasting hockey for 47 seasons, has been the lead play-by-play voice for national NHL broadcasts in the U.S. on Versus and NBC since 2005. He has called 13 Stanley Cup Finals and was inducted to the U.S. Hockey Hall of Fame in 2011, the first member of the media to be inducted.He was also the recipient of the Hockey Hall of Fame Foster Hewitt Memorial Award for outstanding contributions to hockey broadcasting in 2008. 920

MARTINEZ, Calif. (AP) — Anti-racism protesters took to the streets Sunday in a San Francisco Bay Area city where two people were charged with hate crimes after allegedly defacing a city-sanctioned “Black Lives Matter” mural. The two were charged July 7, the same day that police in Martinez were called to investigate after someone painted “White Lives Matter” on a city street. Activists organized Sunday’s march after police found flyers threatening Black Lives Matter supporters in the name of a white-power group. Police are investigating the “White Lives Matter” graffiti. Detectives are searching for witnesses and video surveillance. 648

Mall Santa didn’t want to give Michael a Nerf gun for Christmas and made him cry. The @NRA made it our mission to fix this and make Michael’s Christmas the best EVER. pic.twitter.com/wpGAzcpqAs— NRA (@NRA) December 14, 2020 237

Mexico Beach, Florida, is not just destroyed. For the most part, it's not there anymore.From a helicopter, you can see many of the homes and hotels that populated this beachside town of about 1,200 are gone. A few houses and other structures remain standing, but they're the exceptions.Hurricane Michael's wind and storm surge ripped up buildings like posies and carried them inland. Where homes once stood, offering premium views of the Gulf of Mexico, a few boards lay scattered across foundations.PHOTOS: Hurricane Michael destructionCars, mattresses, grills and toilets were tossed all over town. An entire house was thrown 100 yards down the beach, landing on its side."We had furniture in our house that wasn't even ours," Scott Boutwell said, explaining that when he returned to his home Thursday the only belongings he could find was a briefcase. 862

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