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The English Football Association, the English Premier League and the English Football League — the three most powerful entities governing soccer in England — have agreed to 185

The coronavirus pandemic has upended the lives and finances of millions. A federal relief package aiming to provide payments to distressed consumers is on the way — but that money is not likely to land for a number of weeks.While you’ll have to wait for whatever money you might be eligible for, now is the time to prep your finances and plan. The best use of this money depends on your individual circumstances. Here’s how to think it through.Do this prep work, regardless of your situationThis is the time to examine your money situation and build savings, if possible. The fallout from the pandemic may continue for some time. Taking even small steps can help you feel empowered and less stressed.First, take stock of your regular expenses, such as housing costs, car loans and credit card or other debt payments. A 831

The ongoing shutdown is creating uncertainty for tens of thousands of low-income tenants who rely on the federal government to help pay their rent.The Department of Housing & Urban Development hasn't been able to renew roughly 1,650 contracts with private building owners who rent to poor Americans. These contracts either ran out in December or are expiring this month. Another 550 contracts are set to lapse in February.Those contracts cover around 130,000 households, who have an average income of ,000 a year. Many tenants are elderly or disabled.With no sign of the shutdown ending soon, HUD has asked landlords to draw on their reserves to cover any shortfalls. The 691

The International Air Transport Association says the virus outbreak that began in China could cost airlines as much as 3 billion in lost revenue due to the collapse of air travel. Representatives of the airline industry group said Thursday after a working meeting in Singapore that the industry urgently needs help from governments in waiving some requirements and fees to alleviate the burden on struggling carriers. An earlier estimate just two weeks ago put the potential cost of the downturn in travel at less than billion. The group’s estimate reflects a scenario involving a 19% loss in revenues with extensive spread of the virus in markets that now have 10 or more confirmed cases. That reflects countries accounting for 80% of airline revenues. The biggest losses would be in the Asia-Pacific region, including China, which has by far the most cases of the virus. “This is a very serious cash flow shock,” said Brian Pearce, the IATA’s chief economist. “We are seeing this serious decline in bookings and revenues outside the Asia-Pacific now that it (the virus) has spread more widely.”The IATA officials said the consensus of experts was that air travel remains relatively safe and that there are no known cases of passengers spreading the virus while on aircraft. 1294

The American Lung Association said on Wednesday that it is advocating to the FDA to take action to reduce what it calls "false" claims that e-cigarettes are a safe alternative to smoking tobacco. The American Lung Association has a campaign known as "Quit. Don't Switch," which encourages smokers to quit altogether rather than switch to vaping. Vaping, the American Lung Association says, should not be considered a safer alternative to smoking tobacco. "One of the biggest problems with e-cigarettes is that many people have switched to e-cigarettes believing it will help them quit tobacco products, which it doesn't," says Albert A Rizzo, M.D., American Lung Association Chief Medical Officer. "Many of them become dual users, meaning they smoke cigarettes when they can and use vaping devices at other times." Rizzo said that e-cigarettes are having a negative effect on reducing smoking rates by introducing young people to smoking who might be attracted to the products due to the flavors. "E-cigarettes have not been found to be safe and effective in helping smokers quit," Dr. Rizzo said. "They were designed to appeal to people who wanted to use something beside a cigarette, or in addition to a cigarette. Instead of helping smokers quit, e-cigarettes have rapidly created another generation addicted to tobacco products by marketing products that appeal to kids, including flavored products like gummy bear, unicorn blood and bubble gum – even apple juice." 1481

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