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CLAY COUNTY, Tennessee — Three people were shot Monday morning at a residence in Clay County, Tennessee, where a school bus driver pulled up to the scene and provided aid.The incident was reported at a home on Crabtree Creek Road and North Fork Road in Whitleyville. A school bus driver called 9-1-1 after he or she pulled up to a stop and realized there had been an incident in the home. Initial reports indicated that the shooting happened on a school bus. However, Clay County School officials confirmed the incident did not happen on the bus. The bus driver gave aid to at least one person in the home.  At least two of the victims were airlifted to Nashville for treatment. A third person was transported by ambulance. 756

Cincinnati Firefighters currently operating at Vine St and Central Pkwy, motor vehicle accident with entrapment. pic.twitter.com/UQ2xD24XEy— Cincy Fire & EMS (@CincyFireEMS) December 2, 2020 202

Consumers are looking for greater protections for their personal and financial information in the wake of the Equifax data breach. Many have decided to take precautions and put their credit on ice: a credit freeze.A credit freeze aims to block anyone from opening new accounts in your name. The catch is that the block applies to legit inquires, too. So it's not a great idea if you're shopping for a home or an auto loan. But when you're not looking to take out any loans or open any lines of credit, it can be a financial lifesaver.The Equifax hack, in which the names, Social Security numbers, birth dates, addresses, and driver's license numbers of 143 million people were exposed, may create a new normal in which protections previously viewed as cumbersome -- like credit freezes -- are now a valued line of defense."A security freeze is the most effective measure against 'new account' identity theft, because it stops thieves from using the consumer's stolen information," says Chi Chi Wu, a staff attorney at the National Consumer Law Center.Here's what you need to know about freezing your credit:What is a credit freeze?A credit freeze limits who can see your credit report information. The goal is to prevent anyone from opening any new accounts. It doesn't damage your credit or stop your credit report from evolving by your own actions.Your credit information will still be released to your existing creditors and any debt collectors who may come calling.But, if you want to open new lines of credit, you'll need to lift the freeze first. This can be done temporarily, either for a set time or for a particular party, like a landlord or lender.The costs to freeze and lift the freeze on your credit vary based on where you live and for each credit reporting agency, but commonly range from to per agency.If you're a resident of certain states -- like Maine or South Carolina?-- it's free.In response to public outcry, Equifax announced that fees to freeze your credit will be waived for the next 30 days.But even that doesn't totally protect your information since your data isn't fully frozen until it is on ice at all three credit bureaus. The other bureaus have their own fees. It's also unclear whether Equifax would still charge you a fee to lift the freeze. The company did not immediately respond to request for comment.Consumer protection organizations like the National Consumer Law Center are further calling for Equifax to waive the fees for credit freezes at all three credit bureaus.How is it different from fraud alerts or other credit monitoring?The credit reporting companies do little to make getting a credit freeze easy: you have to ask each of them individually, pay a fee (usually) to put it in place, ask each of them specifically to lift the freeze and often pay another fee. That's because your data is the product that they sell to other people and companies. If you freeze it, it isn't as valuable.As such, they are more likely to offer you fraud alerts and other credit monitoring products. These are services that will let you know when someone is looking at your credit and may contact you about a new account opened in your name. It's helpful, but it is often after the fact."Equifax is offering something that it says functions like a credit freeze," says Mike Litt, consumer program advocate with US Public Interest Research Group. "The problem is that it is incomplete protection and it only lasts for a year. What we're recommending is that people don't bother with the package Equifax is offering and just place freezes with the three credit bureaus instead."Can I still get a credit card or loan?Sure. When your credit is frozen you can continue to operate your financial life just as you typically would. The only notable thing is that you will need to notify the credit bureaus to lift the freeze before you ask a lender to approve you for credit.If you are able to determine which credit agency your potential lender is using to run your credit, you can even save yourself some fees by just requesting the freeze to be lifted on that one.The reporting agencies tell you that this may delay a legitimate credit request.But for those who don't feel comfortable with the way the credit reporting agencies are handling their treasure trove of personal information, a notification to the agencies and day or so delay may be a fair price to pay for added security.The agencies advise you to plan ahead and lift a freeze a few days before actually applying for new credit.How do I freeze my credit?With millions of people feeling vulnerable after the hack and scrambling to secure their most important information, getting a credit freeze has been more difficult than usual in the past few days. Users on Twitter report trying again and again to secure credit freezes, with both the website and phone systems failing.Keep trying.To set up your own credit freeze, go to the freeze page at each credit agency's website individually: Equifax, TransUnion,?Experian.You will be asked to provide information. If you do not want to put your information into another automated computer system, you can call the agencies directly. Usually you are given a PIN number, which is your key to lift the freeze. Do. Not. Lose.In addition to being subject to your state laws, the cost may also vary by agency.Often there is no charge for victims of identity fraud to add or lift a security freeze. Rules and fees at TransUnion, Experian and Equifax are similar, with the exception of Equifax's being waived for the next 30 days. 5652

Custody of the 22-month-old boy who was found dead inside the trunk of his father's car had been granted to the child's mother just days before the father walked into the police station in Parma, Ohio and said he wanted to turn himself in for a crime.Court documents show the boy's mother was named residential parent and legal custodian of Nicholas Shorter by the Cuyahoga County Court of Common Pleas on May 7. On May 12, the boy's mother made a welfare call to police around 8:30 p.m. As officers were checking on that, Jason Shorter, identified as the boy's father, entered the station with what appeared to be self-inflicted wounds on his arms, which led to the discovery by police of the boy's body in the car. One-year-old Nicholas Lawrence Shorter appeared to have been stabbed in the chest, according to police.Jason Shorter, 41, has been charged with one count of aggravated murder. He appeared in court on Wednesday and his bond was set at million. 1005

COLFAX, Calif. (AP) — Gov. Gavin Newsom defended California's wildfire prevention efforts Wednesday while criticizing the federal government for not doing enough to help protect the state as it enters the height of fire season after two deadly, disastrous years.His jab at Republican President Donald Trump, who has repeatedly criticized California's Democratic leaders for poor forest management, comes a day after Newsom signed a law requiring Trump and other presidential candidates to disclose their tax returns in order to appear on the state's primary ballot.Newsom said 33 of 35 high-priority forest-thinning projects are on pace to be completed on schedule by year's end after he eased environmental laws to speed permits. They are designed to slow the spread of devastating wildfires near more than 200 communities in fire-prone areas by removing brush and smaller trees.The most recent records provided Wednesday by the state's firefighting agency show many of the projects are getting a slow start. Just two of the 35 projects are substantially complete as California enters what CalFire Chief Thom Porter warned could be another damaging fire season that has been slowed by last winter's heavy, lingering snow at higher elevations. Three more projects are at least half done, while the report says two-thirds are less than 20% completed, though some of the status updates are more than a month old.Officials said the bulk of the delays are in getting permits and permission from private landowners. Newsom said one project has required 719 permits despite his effort to cut through the red tape, while another has been slowed by illegal marijuana farms in the area where work is to be done.Clearing and prescribed burning should pick up this fall, Porter said."That's going remarkably well," Newsom said. "It's not perfect but we are making progress."Community leaders seemed understanding of the progress."If 33 of the 35 are going to be done by year's end, that's pretty speedy. We've seen it take three to five years. Our fire safe council has had a terrible time doing those projects," said Paradise Mayor Jody Jones, whose community north of Sacramento was nearly destroyed by a deadly blaze last fall. "It's really a very arduous process."Farther north, Shasta County Supervisor Les Baugh said that once the state gets the necessary agreements from landowners, "crews should be able to move rapidly" on a project to protect the community of Shingletown.Newsom spoke after touring a project near Colfax in the Sierra Nevada foothills northeast of Sacramento that officials said is about 30% complete. The state's project butts up against federal land, however, and Newsom said "there's nothing happening on the other side of that line.""We need a more robust commitment" from the federal government, he said. "We need more support."But while the Democratic governor and Trump differ on policies like the environment and immigration, Newsom said there has been good cooperation with federal agencies when it comes to disasters and violence like Sunday's mass shooting at Northern California's Gilroy Garlic Festival.Newsom said he talked to Trump on Tuesday for the second time in 10 days, though he would not say what they discussed. The White House confirmed the call but did not respond to his criticism.Newsom also said he did not regard the state's new tax return disclosure law as "a swipe" at Trump, calling it a "transparency requirement" that also will apply to gubernatorial candidates. He noted his own tax returns will show his family has several acres of property that belonged to his late father in the Colfax area that will benefit from the wildfire safety project.The governor also announced the state will hire nearly 400 additional seasonal firefighters this year. Most of the new firefighters will be used to add a fourth crew member on CalFire engines, while two-dozen will supervise firefighting crews made up of members of the California National Guard.As a result, "our firefighters will continue to work incredibly long shifts without being driven to a breaking point," said Tim Edwards, president of the union representing about 6,500 CalFire firefighters. 4205