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Retail credit card APRs have not changed despite the Federal Reserve slashing interest rates to near zero this year, according to a new report from CreditCards.com.Store-only cards have the highest interest rate at nearly 30%. That's the case for a few jewelers, Discount Tire and Big Lots, which sells furniture and appliances.“They're kind of preying, in some cases, on people who are really desperate to buy something, but may not have the money for it,” said Ted Rossman, an industry analyst at CreditCards.com. “So, it's really all about risk management.”The website’s survey found more than 43% of people have impulsively applied for a store card at checkout.That phenomenon may change this holiday season, when much of the shopping is expected to be online.“It might be less of an issue this year,” said Rossman. “Although, who knows? Maybe the shoppers that are in store are going to be peddled these even more aggressively, so it's something to watch for.”Store credit cards can be worth it if you pay your bills in full to avoid interest and you're loyal to a certain retailer. That's especially true for cards that offer 5% back on everything you buy. Amazon, Walmart, Target and a few clothing stores offer those kinds of rewards.If you're just signing up for an initial discount, don't waste it on a small purchase.Remember a credit card is different from a free loyalty program.You might be getting into something that could hurt your credit score. 1470
Rattled by a string of explosions, which has put the city on edge for the last two weeks, a possible new explosion was reported Tuesday evening near a Goodwill store, the Austin Police Department said on its Twitter account. But after an hour of investigating, the police department said the explosion stemmed from an an incendiary device. The department said the incident was likely not connected to a previous string of explosions. One male said to be in his 30s was transported to the hospital. Their condition is serious, but the injuries are not expected to be life threatening. Tuesday incident comes just hours after a package detonated at a FedEx package handling facility in Texas.The package's intended destination is unknown. 770
Relatives of Richard Russell say they are "stunned and heartbroken" after the airline worker stole a passenger plane Friday from the Seattle-Tacoma International Airport and was killed when he crashed 25 miles away."This is a complete shock to us," the family said in a statement Saturday night. "We are devastated by these events, and Jesus is truly the only one holding this family together right now."The statement said Russell, 29, was "a faithful husband, a loving son and a good friend."Referring to audio recordings of Russell talking to air traffic control during his hour-long flight, the statement said his "intent was not to harm anyone. He was right in saying that there are so many people who have loved him."Russell, a Horizon Air ground service agent for three and a half years, was the only person aboard the plane, the Pierce County Sheriff's Department said. The job of a ground service agent includes directing aircraft for takeoff and gate approach, handling baggage and tidying and de-icing planes, authorities said.The incident, which the FBI's Seattle office did not consider terrorism, raises questions about airport security. Investigators headed Saturday to the crash site to recover the plane's data recorders and Russell's remains as part of a criminal probe, authorities said. 1313
RAMONA, Calif. (KGTV) – It was a nightly ritual. Steve Faught would put his dog, Riley, in his old Ford pickup and take him to a nearby baseball field to play fetch. On his way Thursday night, he stopped by Stage Stop Liquor and Gas to pick up a six-pack of beer. But he never made it to the field. Faught was found at the gas station with a major injury to his neck, according to the San Diego Sheriff’s Department. He was airlifted to a hospital for surgery but did not survive. His older brother, Jerry Faught, described him as funny, with a warm personality. “To him, life was a good place,” he said. “He was just the kind of person you’d like to know.” Faught heard the news from Steve’s wife, who called him at his home in Portland. His older brother instincts kicked in. “I couldn’t help him. I couldn’t save him. That’s hard,” he said. Homicide detectives are trying to piece together what happened and what led up to the altercation, but as of Friday morning they had not been able to locate any witnesses or surveillance video. The suspect, 26-year old Jarrett Wishnick, has been arrested for murder. 1169
Rep. Chris Stewart on Tuesday defended President Donald Trump's response to the death of Washington Post journalist Jamal Khashoggi in the Saudi Consulate in Istanbul in October, saying that "journalists disappear all over the country.""We have to have a relationship with some players we don't agree with," the Utah Republican told CNN's Brianna Keilar on "CNN Right Now." "Journalists disappear all over the country.""This is a very, very difficult challenge because we have to, on one hand, hold them accountable -- including the crown prince for whatever action he may have been involved with," Stewart added. "And at the same time what is protecting US interests? What is going to counter Shia extremists? What is going to help bring stability? What will help bring an end to the war in Yemen? You have to balance all those considerations as we move forward on this."After being subjected to massive international pressure, Saudi officials admitted the death of Khashoggi was a premeditated murder.Trump responded?to the incident in a statement last month subtitled "America First!" that called Khashoggi's murder "terrible" but declared Saudi Arabia "a great ally"On Tuesday, lawmakers were briefed by CIA Director Gina Haspel about the incident.Sen. Bob Corker, a Tennessee Republican who chairs the Senate Foreign Relations Committee, told CNN after the briefing with Haspel that Saudi Crown Prince Mohammed bin Salman "ordered, monitored, the killing" of Khashoggi.When pressed on Trump's dismissive response to the incident, Stewart added, "I think all of us agree there needs to be an appropriate response here, we need to hold individuals accountable and we need to completely understand the facts regarding that as well." 1757