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PARADISE, Calif. – The struggle to emerge from rubble and ash now grips the town of Paradise, California. “We’ve all been through the same thing,” said Mayor Jody Jones. “So much trauma. Nobody else really knows what we’ve been through.” Last year, the Camp Fire, as it is called, destroyed 19,000 homes and killed more than 80 people killed. The recovery has been slow. Though the town issued 500 building permits after the fire, so far, only nine homes have been rebuilt. However, 3,000 people are back, along with nearly 200 small businesses that reopened, like Nic’s Restaurant. “The biggest challenge is timing,” said restaurant owner Nicky Jones, “because there’s so many people wanting to rebuild.” The challenges are staggering. Flames scorched hundreds of thousands of trees that now need to be removed because they’re in danger of falling. The fire also left behind something more ominous: contaminated soil. “For the burnt properties, more than half of them are contaminated,” Mayor Jones said. Evacuation routes there also remain woefully inadequate, potentially trapping people again, should another wildfire break out -- much like they are currently raging in other parts of California. “I think, right now, looking at the fires in California and people got to start asking those tough questions - at what point do I decide I don't want to move back out there?” said Robert Allen, an adjunct professor specializing in risk management at Tulane University. For some who call Paradise home, though, rebuilding is not so much a choice, but a calling. “My family lost 13 homes,” said April Kelly, “and for them to be able to have a place to come back to and to see me to be a part of the rebuild process personally, is just a really big accomplishment.”It’s one with many steps still to go.Correction: In a previous version of this story, we incorrectly identified the mayor of Paradise, CA as Judy Jones. The mayor of Paradise is Jody Jones. We apologize for the error. 1995

Fans waiting to watch the Halloween classic "It's the Great Pumpkin, Charlie Brown" may be waiting longer than Linus in the most sincere pumpkin patch in the world.For the first time in over half a century, the Peanuts holiday special beloved by generations will not air on broadcast television. That's right; this Halloween, fans will all cry out in unison, "I got a rock!"Instead, this year, and probably for many years, the show will air only on Apple TV+, a pay service available only through subscription, MSN reports.While Apple will offer free trials before Halloween if you sign up for the service, "It's the Great Pumpkin, Charlie Brown" will be available for anyone to watch absolutely free from Oct. 30 through Nov. 1.The Charles Schulz classic has aired on broadcast television every year since 1966, first on CBS and then ABC. This story originally reported on Fox13Now.com. 910

Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

Stress and pressure can lead to overeating, but nutritionists say a healthy diet is a better choice for managing what life throws at you. We looked into how nutrition can play a role in helping you rebound from these tough times. “At your physical healthiest that’s going to be the condition that supports your best mental wellness as well,” said University of Arizona Assistant Professor of Nutritional Sciences Ann Skulas-Ray.Skulas-Ray says in times like these, you want to give your yourself what you need. A poor diet is more like giving yourself the flu.“Think about when you are sick, so you have all this inflammation in your body. Have you ever tried to do your best work under those conditions when your whole body is inflamed? It doesn’t work,” Skulas-Ray said.She says the first step is to cut down on the junk. Highly processed foods, refined sugars and corn syrup feel good in the moment, but are not a recipe for long-term happiness.Skulas-Ray says there are a million diets out there, but she says most people can benefit from keeping it simple. Eat more fruits and vegetables, nuts and seeds, and fatty fish.“Omega-3s are a good one, because the brain is actually made out of omega-3s," she said. "They are directly responsible for regulating inflammation in the body.”You also don't have to make drastic life changes overnight. Minor changes over time can go a long way.“Nobody eats a perfect diet, it's just about small changes you make over time,” she said. “And you should feel good about each incremental improvement.” This article was written by Brian Brennan for KGUN. 1616

Two Miami (Ohio) University students filed a federal lawsuit on Monday claiming the university relied on "erroneous" information when it suspended them for violating Miami's student code of conduct related to COVID-19. Miami suspended the students, identified as Jane Roe and Jane Doe, based on an Oxford police investigation. The party was held Aug. 22 at the off-campus home Doe and Roe shared with eight other students, according to the lawsuit. An Oxford police officer cited Roe and Doe, both juniors, for violating city ordinances that limited noise and mass gatherings, according to records filed by their attorneys. The Oxford City Council passed the "emergency" mass gatherings ordinance in response to concerns about COVID-19. The ordinance limits social events to 10 individuals at the same time. Court records show Miami's administrative hearing officer determined that Roe and Doe violated the university's code of conduct and may have placed students at risk of contracting COVID-19. "I was not found responsible for hosting, planning, inviting, nor even being outside when the “mass gathering” was occurring," wrote Roe in her appeal letter. "I only came outside pursuant to a request from an Oxford police officer to speak with a resident regarding noise."Roe wrote that she took a leadership position by "stepping up" to comply with the officer's request."Now I am the one suspended from my school," she wrote. Doe echoed Roe's comments in her appeal letter."Perhaps most importantly, the timing of this incident is paramount to the case, as the date in question was Aug. 22, 2020, the first week of classes at Miami," Doe wrote. "Students were receiving limited clarifying information as to the exact expectations of the university."Clarifying guidance for Miami's policy on mass gatherings was provided five days after the Aug. 22 party, according to the lawsuit.Roe and Doe both lost their appeals, according to Miami records filed in the lawsuit.The Appeals Board agreed with the hearing officer's finding that there was "reasonable fear" that the party during a pandemic "may have endangered many people," according to Gerald Granderson, chair of the appeals board. Miami has received national attention for off-campus parties thrown by students during the pandemic. Oxford Police Department Screenshot from Oxford Police Department body camera recording In September, a Miami student told an Oxford police officer that he and other students were partying at an off-campus house even though they had tested positive for COVID-19 and were supposed to be quarantined, according to the officer's body camera recording.The officer issued citations against six individuals in that incident, according to a previous report. It's unclear if Miami U took disciplinary action against any of the students who received citations. Miami's COVID Dashboard shows 2,252 students – 10% of those enrolled – have tested positive for the virus. According to the lawsuit filed on Monday, Miami suspended Roe and Doe for the fall semester and will not allow them to be on campus until January 1, 2021, according to the lawsuit. The suspensions violated Miami's "contractual obligations and promises" to the students, according to the lawsuit. Roe and Doe are asking for "not less than ,000" in damages, an order requiring Miami to expunge the students' records related to the suspension, and an order requiring the university to reinstate the students. Miami has not responded to the lawsuit in court. This article was written by Craig Cheatham for WCPO. 3628