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It's said a penny saved is a penny earned. But a penny exchanged with a 10% return rate is a financially friendly investment.From the Texas panhandle to southeast Wisconsin, banks across the country are launching coin buyback programs amid a nationwide shortage."We just wanted to be prepared to take care of all of our customers and not leave them short," Erik Schrader of Amarillo National Bank said.Schrader says anyone can bring in up to ,000 in coins to Amarillo National locations and swap them for 10% more in cash. So far, he says the trade-off is paying off for both people and banks."I've never seen a coin shortage. We have had lows throughout time, but never anything we thought was a problem," he said. "But luckily, we were able to get out ahead of this."Some customers aren't even looking to cash in. Neil Buchanan of Community State Bank in Wisconsin says many customers are simply exchanging the coins for bills and not taking the 5% incentive."We've had a lot of people come in and say, "No, no. I don't want the bonus. I just heard that there was a problem. I have this coin. I want to be part of the solution.,'" he said.Economic experts say the coin shortage is linked to the pandemic."There was a decline in supply of coins by the mints and there was an increase in demand for the coins as we all got back to getting the groceries," said Kishore Kulkarni, Ph.D., a professor of economics at MSU Denver.Kulkarni said countries around the world have suffered from coin shortages before, and while these types of coin buyback programs do help the economy, more transactions in the future will require less exact change."We are in a cashless society already, and we will be more so moving forward," Kulkarni said.Moving forward financially, Amarillo National Bank will continue exchanging coins for cash through Sept. 1. Community State Bank has received so many coins that it ended its buyback program. 1931

Is what some would call "living in sin" also living illegally? It is in Michigan, thanks to an old law.Some want to do away with the law that bans unmarried couples from living under the same roof.State Sen. Steve Bieda is leading the way to get ride of the antiquated law."It is actually one of the silliest laws we have on the books."The law was passed in 1931 to stop what it calls "gross lewdness." Unmarried, unrelated people of the opposite genders living together could face up to one year in prison and a ,000 fine.While it's hardly enforced, there is another reason to get it off the books."Because it's still statutory law, in certain tax situations, they have to consider that in doing their taxes."There have been unsuccessful attempts in the past to get rid of the law."It's an easy fix. There's a repealer statute in the senate committee. I'm hoping to get it out in the near future," Bieda added.Some say the law needs to go, but Michigan lawmakers should be focused on more important things.Mississippi is the only other state with a similar law, but lawmakers there are trying to do away with their law too. 1139

It's one sweet day for Mariah Carey fans.Late Tuesday, the singer announced on her social media accounts that she has a new album coming out. 149

Investigators are uncovering more details about five adults accused of child abuse after 11 emaciated children were found in a trailer buried in a New Mexico compound last Friday.The two men and three women -- believed to be the mothers of the children -- each face 11 counts "related to the neglect and abuse of the children involved." The accused are due in court Tuesday and Wednesday.One of the men arrested is the son of a prominent and controversial New York imam, according to Facebook posts and the Muslim Alliance in North America.And the imam's Facebook post identifies two women among the suspects as his daughters. 634

Is there something you wish had never been invented?For a second-grader in Louisiana, it's their mother's cell phone.The student's teacher, Jen Adams Beason, posted this comment on her Facebook page, along with the child's essay.In that post, Beason revealed that four of her 21 students also said they wished cell phones had never been invented.In the essay, the student wrote, "I would say that I don't like the phone," capping off the work with a drawing of a cell phone with an "x" through it and a sad face saying, "I hate it." The image was posted on May 18 and has since been shared more than 207,000 times.As you can imagine, it's generating a strong response online."Wow. Out of the mouths of babes! We are all guilty!" wrote one person. "Truth from a second grader! This is powerful," added another.A 2017 survey reported that half of parents found using technology disrupted time with their children three or more times a day.    968