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ANTIOCH, Ill. — An Illinois teen has been arrested in connection to the deadly shooting of two people at a Kenosha, Wisconsin protest Tuesday night.BELOW: Law enforcement provides update on unrestThe juvenile, 17, was arrested in Antioch, Illinois on Wednesday. He is accused of shooting and killing two people at a Kenosha protest, the third night in-a-row of unrest in the town. A third person was injured in the shooting and taken to the hospital.The Village of Antioch Police Department said the teen was arrested Wednesday morning.The teen will be charged with first-degree intentional homicide and is waiting for extradition to Wisconsin.The shooting happened just before midnight in an area where police said demonstrations were happening.Police fired tear gas in an attempt to disperse protesters during a third night of unrest in Wisconsin following the shooting of a Jacob Blake, who is now paralyzed.Attorney Ben Crump spoke Tuesday alongside family members of Blake. He said it would “take a miracle” for Blake to walk again.“I am asking everyone, take a moment and examine your heart. Citizens, police officers, firemen, clergy, politicians. Do Jacob justice on this level, and examine your hearts. We need healing,” Blake’s mother, Julia Jackson said at Tuesday's press conference.This story originally reported by Mayra Monroy on TMJ4.com. 1362
As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353
ARCADIA (CNS) - Horse-racing fans and animal advocates calling for a ban on the sport were expected at Santa Anita Park Saturday for the biggest day of the park's racing calendar, with the million Santa Anita Derby headlining a 7-race schedule amid an ongoing controversy over a recent spike in horse deaths at the famed track.The Santa Anita Derby plays a major role in determining the favorites for next month's Kentucky Derby.Twenty-three horses have died at Santa Anita since Dec. 26, but two- time Triple Crown-winning trainer Bob Baffert told reporters last week that he remains confident about the level of safety at Santa Anita."If I thought there was a danger out there, I wouldn't even (send) my horses out there so I'm feeling good about what's going on here. But I don't want to jinx myself," said Baffert, who noted that he hasn't had any issues with his horses at the track since the racing season began Dec. 26.RELATED: Horse suffers fatal injuries at Santa Anita track, marking 22nd death since December"We've been under this dark cloud so hopefully we can move forward," he said.Baffert is expected to have two of his top 3-year-old colts -- Game Winner and Roadster -- in the Santa Anita Derby.A small group of protesters was already at the track Saturday, hours before the scheduled first post at noon.Heather Wilson told KTLA5, "We are here because we are speaking up for the horses that don't want to be here. They're not given a choice: They are forced to perform, and they are forced to race. There's nothing normal, there's nothing natural about horse racing, and we are actually calling for it to end."As for future races at Santa Anita, the California Horse Racing Board will hold a special meeting Friday to discuss "possible reallocation of race dates granted to the Los Angeles Turf Club at Santa Anita Park Race Track."Such a move, however, would require approval of The Stronach Group (Santa Anita's parent group) and Tim Ritvo, COO of The Stronach Group, told Daily Racing Forum that Santa Anita fully intends to maintain its schedule of racing through the end of the current meet, June 23.Santa Anita had been closed to racing for most of March in response to the deaths. Racing resumed March 29, one day after the California Horse Racing Board approved restrictions on certain medications administered to the animals. Two days later, the 23rd horse death occurred when 5-year-old Arms Runner stumbled during the Grade 3 San Simeon Stakes on a hillside turf course that requires horses to briefly cross over the main dirt track.On Tuesday, Ritvo said the track will suspend races on the hillside turf course to "look at data" in the aftermath of Arms Runner's death.Also Tuesday, Sen. Dianne Feinstein, D-California, sent a letter to the CHRB urging it to suspend all racing at Santa Anita "until the cause or causes of these deaths can be fully investigated.""I also ask for more information about what the California Horse Racing Board is doing to both investigate this matter and address some of the concerns that these incidents have rightly raised," Feinstein wrote.The CHRB recently approved proposals to strictly limit the use of anti- inflammatory medications on horses. It also approved a much-discussed 50 percent reduction in the allowable amount of Lasix, a diuretic that helps prevent horses from hemorrhaging. Santa Anita officials had initially proposed a ban on Lasix, but struck a compromise with the Thoroughbred Owners of California and the California Thoroughbred Trainers calling for a 50 percent reduction in allowable dosage.Santa Anita officials previously announced a series of other measures being implemented to help bolster safety of the horses, including:Phasing out the use of whips by jockeys;Complete transparency of all veterinary records;Trainers must apply for permission to work a horse (a timed, high- speed training exercise) at least 48 hours in advance;No therapeutic medications of treatments will be allowed without a qualified veterinary diagnosis from a state licensed veterinarian;Significant and strict out-of-competition testing;Increasing the time required for horses to be on-site prior to a race; andA substantial investment by The Stronach Group in diagnostic equipment to aid in the early detection of pre-existing conditions.Between December and February of the previous year, 10 horses died at Santa Anita, compared with eight in 2016-17 and 14 in 2015-16. The track averaged about 50 deaths per year from 2008-18, according to data from the CHRB.The unusually large amount of rain that has fallen over the Southland last winter has been mentioned as a possible factor in explaining the surge in deaths.Former track superintendent Dennis Moore and Mick Peterson of Racing Services Testing Lab were brought in to conduct a thorough analysis of the main track, and officials repeatedly said they found no problems.Saturday's races also include the 0,000 Santa Anita Handicap. 4974
Another migrant caravan bound for the U.S.-Mexico border is forming in Central America, and federal officials in the United States are keeping their eyes on it, an official with the Department of Homeland Security told CNN on Tuesday.More than 500 people are using four groups in the mobile messaging service WhatsApp to organize a caravan that matches the description of the one the Trump administration is monitoring, CNN has learned.The migrants plan to leave at 9 a.m. on October 31, from El Salvador's capital, San Salvador. NBC first reported the DHS tracking and the group's expected departure point. 615
ANEHEIM, Calif. (KGTV) -- Disney officially announced Tuesday that the park's latest venture, 'Star Wars: Galaxy's Edge,' will open in the summer of 2019.Disney previously announced that the land would open in 2019, but it was unclear exactly when guests would be able to explore the new area. Disneyland guests will be the first to enjoy the land. Star Wars: Galaxy's Edge won't open at Disney World in Florida until late fall of 2019.The park says the Star-Wars themed land is the largest singe-themed land expansion ever undertaken by the company. As part of the announcement, Disney released a new sneak peak of the land. Watch the video in the player below: 706