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Once the graduation confetti settles, you should mentally add “help your kid get a credit card” to your parental pre-college checklist. But getting a credit card at age 18 isn’t as easy as it was when you were in college.The Credit Card Act of 2009 generally prevents consumers under 21 without independent income from qualifying for credit cards on their own. And even with a job, your kid might have trouble qualifying for a card without a credit history. Plus, if you don’t give him or her credit guidance, your child’s missteps could strain your finances — and your relationship.“My counseling to my parents is, don’t just randomly give [your kid] a card,” says Amy Irvine, a certified financial planner and owner of Irvine Wealth Planning Strategies, a fee-only advisor firm in Corning, New York. “Make sure there’s some explanation that goes with it.”Here’s how you can help and avoid common pitfalls. 965

OAKLAND, Calif. (AP) — Facebook is tightening its policy against QAnon, the baseless conspiracy theory QAnon, which paints President Donald Trump as a secret warrior against a supposed child-trafficking ring run by celebrities and government officials."Starting today, we will remove any Facebook Pages, Groups and Instagram accounts representing QAnon, even if they contain no violent content," a blog post from the company stated on Tuesday. The move comes less than two months after Facebook said it would stop promoting the group and its adherents — but faltered with spotty enforcement. Facebook said since they stepped up these measures in August, they have removed more than 1,500 pages and groups for QAnon containing discussions of potential violence and more than 6,500 pages and groups connected with militarized social movements.Facebook said Tuesday that it will remove Facebook pages, groups and Instagram accounts for “representing QAnon.”"Pages, Groups and Instagram accounts that represent an identified Militarized Social Movement are already prohibited. And we will continue to disable the profiles of admins who manage Pages and Groups removed for violating this policy, as we began doing in August," the company stated. The company said it is starting to enforce the policy as of Tuesday but cautioned that it “will take time and will continue in the coming days and weeks.”"Our Dangerous Organizations Operations team will continue to enforce this policy and proactively detect content for removal instead of relying on user reports. These are specialists who study and respond to new evolutions in violating content from this movement and their internal detection has provided better leads in identifying new evolutions in violating content than sifting through user reports," Facebook said.The company also said they expect renewed attempts to evade detection and they will change their policy and enforcement "as necessary."QAnon began a few years ago as a single conspiracy theory. It has grown in both followers and beliefs since then.The main conspiracy claims dozens of politicians and A-list celebrities work with governments around the world to engage in child sex abuse. Followers also believe there is a “deep state” effort to kill President Donald Trump.Shared conspiracies of the group now include baseless theories on mass shootings and elections. 2392

One day after Papa John's CEO John Schnatter claimed that decreased TV viewership in response to NFL player protests over racial inequality was causing a decline in business, Pizza Hut said on Thursday that NFL boycotts have not caused any decline in business. Yum Brands, parent company of Pizza Hut, held an investors' conference call on Thursday and declared same-store sales were up 3 percent. That is compared to just a 1 percent increase for Papa John's. While Schnatter cited the response to NFL player protests as the reason for lower-than-expected growth at Papa John's, Yum Brands offered no such criticism. "We're not seeing any impact from any of that on our business," Yum Brands CEO Greg Creed said. While Creed admitted that live sports is important facet of business, he said other factors such as food quality are important. "The foundations are not always sexy, but I think delivering hot, reliable pizza is important, and I do believe the team is making progress on all the areas in the foundation that will enable us to build, longer term, a strong Pizza Hut position," Creed added.Schnatter, on the other hand, called the player protests during the national anthem a "debacle." “The NFL has hurt us by not resolving the current debacle to the players’ and owners’ satisfaction… NFL leadership has hurt Papa John’s shareholders,” he said on Wednesday.Just as Colin Kaepernick began leading protests among some NFL players last August, Papa John's renewed its contract to be the official pizzeria of the NFL. The brand has also aligned itself with popular NFL personalities, such as former Indianapolis Colts great Peyton Manning. But some on social media are accusing Schnatter, who was a donor to President Donald Trump's 2016 presidential campaign, of playing politics. According to campaign filings, Schnatter donated ,000 to Trump's campaign last year. He also donated ,400 to the Republican National Committee last August. Earlier in the NFL season, Trump delivered a sharp rebuke of players who kneeled or sat during the national anthem. Also, Vice President Mike Pence walked out of a Colts game before kickoff, per the orders of the President, due to members of the 49ers taking a knee during the national anthem. But there is no question NFL viewership is down in 2017 compared to 2016. According to Fox Sports, viewership has declined from an average of 15.6 million viewers per game to 14.8 million at the same point last year."This year, the ratings have gone backwards because of the controversy. And so the controversy is polarizing the customer, polarizing the country, and that’s the big difference here," Schnatter said. 2780

ORLANDO, Fla. – The Walt Disney Company is planning to lay off about 32,000 of its employees early next year.The layoffs were announced in a filing with the U.S. Security and Exchange Commission (SEC) on Wednesday.The filing says the 32,000 workers affected are primarily in Disney’s parks, experiences and products division, and they’ll be terminated in the first half of fiscal 2021.Additionally, as of Oct. 3, about 37,000 employees who were not expecting to be terminated were placed on furlough, according to the filing.The news of the 32,000 layoffs comes about two months after Disney said it would be shedding about 28,000 jobs from its parks division in September. Officials told The Associated Press at the time that two-thirds of those layoff involved part-time workers, but they ranged from salaried employees to hourly workers.CNBC reports that the 28,000 workers are included in the 32,000 layoffs.The layoffs are a result of COVID-19's impact on Disney’s businesses and the theme park industry as a whole.“Due to the current climate, including COVID-19 impacts, and changing environment in which we are operating, the Company has generated efficiencies in its staffing, including limiting hiring to critical business roles, furloughs and reductions-in-force,” wrote Disney in its filing.As of Oct. 3, Disney says it employed about 203,000. Around 155,000 of those employees worked in the company’s parks, experiences and products segment. Disney’s global workforce is comprised of about 80% full-time and 20% part-time workers, with nearly 1% of the part-time employees being seasonal.Disney has reopened some its parks, like Walt Disney World in Florida, but its California parks remain closed due in large part to state guidelines. 1756

On Monday, Johns Hopkins University reported that the U.S. had recorded its 6 millionth confirmed case of COVID-19 — another grim milestone in a pandemic that continues to ravage the country like no other nation across the planet.Though the daily number of new cases has fallen in recent days, the U.S. still has more than 2 million more confirmed cases than any other country. The U.S. also has the most COVID-19 deaths with more than 180,000.Despite falling case numbers, the U.S. is still reporting more than 40,000 new cases of COVID-19 each day — which currently ranks as the second-highest in the world, behind India.For the past month, deaths per day linked to COVID-19 have held fairly consistent, peaking at 1,000 per day while falling to a few hundred on weekends. The U.S. currently ranks fourth among all countries with about 56 COVID-19 deaths per 100,000 people.According to a model produced by the Institute for Health Metrics and Evaluation at the University of Washington — a model often cited by the White House — a projected 300,000 Americans will die of COVID-19 by December if current policies remain in place. 1139