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How early is TOO early to start shopping for the holidays? While some think it's a sin to start this early, Walmart and Amazon feel August is a great time to begin your Christmas shopping.This week they released their holiday toy guides. Some of the top toys on the lists include: 298

If California electric utility PG&E is responsible for California's wildfires, it may not be able to afford the payouts it would owe.PG&E disclosed in a regulatory filing Tuesday that it "experienced an outage" on a transmission line in Butte County at 6:15 a.m. on November 8 -- just 15 minutes before the Camp Fire that has so far claimed 48 lives broke out.PG&E said the cause of the fire is still under investigation. But if its equipment is found to be responsible for it, PG&E "could be subject to significant liability in excess of insurance coverage" and that this could have "a material impact" on its financial results.The utility renewed its liability insurance coverage for wildfire events for an amount of approximately .4 billion that covers the period from August 1, 2018 through July 31, 2019, the company said in the SEC filing.But the fire is far from being under control, which means more damage is likely. PG&E said in the filing that the California Department of Forestry and Fire Protection estimates the fire won't be fully contained until November 30.The damages alone could cost up to .8 billion. according to a report from Moody's this week.PG&E may not have enough to cover the cost that, let alone any legal fees or fines it might have to pay. The utility said in its filing that it currently has .46 billion in cash after borrowing from an existing revolving credit line.Shares of PG&E (PCG) plunged more than 30% Wednesday following this disclosure and were briefly halted for volatility. The stock has now fallen by half since the Camp Fire began.The utility could need another bailout from the state of California if it's found to be liable for the Camp Fire.Governor Jerry Brown signed a bill in September that lets PG&E issue bonds backed by surcharges from the utility's customers. Those bonds would help pay for damages tied to deadly California wildfires in October 2017 caused by faulty PG&E equipment.The bill allows for the possibility that utilities could issue similar bonds for future fires, but that is not guaranteed.PG&E already faces one lawsuit on behalf of victims of the Camp Fire.A group of law firms that has dubbed itself the Northern California Fire Lawyers filed a suit Tuesday on behalf of Camp Fire survivors.The firms allege in the suit that "PG&E was negligent in failing to maintain its infrastructure and properly inspect and manage its power transmission lines." 2507

Hundreds of flights were canceled and 14 million people were under a blizzard warning Sunday as a storm brought snow, wind and rain to large stretches of the Midwest.Kansas Gov. Jeff Colyer issued a state of emergency declaration for the state.Kansas City International Airport was closed to flights arriving on the airfield due to low visibility caused by weather conditions and limited visibility under a quarter-mile, according to an airport tweet.The Kansas Division of Emergency Management's Twitter page said the declaration "authorizes the use of state resources and personnel to assist with response and recovery operations in affected counties.""We strongly recommend that you postpone travel plans, if possible; however, if you must be on the road, make sure your vehicle's emergency kit is stocked, your gas tank is full and your cell phone and charger are with you and someone knows your travel plans," the declaration reads.Multiple roads are closed across the state due to whiteout conditions, according to the KanDrive website.The weather system was forecast to move into the Great Lakes region before hitting the Northeast on Monday, according to CNN meteorologist Haley Brink.Due to the addition of Cook County, Illinois, the number of people under blizzard warnings jumped from 8 million to 14 million. The National Weather Service office in Chicago said the worst will come late Sunday.Nearly 20 million people were under a high-wind advisory. This includes residents of Kansas and some in parts of Missouri, Nebraska and Iowa.Fort Hays State University student Brooks Barber captured the blizzard conditions in Hays, Kansas, on Sunday morning. Streets were dark, and many were without power, he said.The National Weather Service's Topeka office posted a video of near-blizzard conditions.Whiteout conditions brought low visibility to the small town of Chariton, Iowa, which is an hour south of Des Moines.The region could see whiteouts and slick roads throughout Sunday, making travel difficult if not impossible at times, Brink said."It's pretty treacherous travel conditions," she said.Forecasts say snowfall totals of 6 to 10 inches are possible across the Midwest. Some areas could receive as much as a foot of snow within the next 24 to 36 hours.By Monday, Brink said, the storm will have moved into the Northeast. Parts of New England could see snow, while cities along the coast are forecast to receive heavy rain.Also, 17 million people are under wind advisories. Sustained winds of between 30 and 45 mph are anticipated, with the possibility of 65 mph gusts.The storm's impacts have been felt already by travelers on the final days of the Thanksgiving holiday rush. Nearly 1,000 US flights had been canceled by late afternoon Sunday, with delays to 3,100 flights, according to flight-tracking website FlightAware. Most were at Chicago's O'Hare International and Midway airports.And an approximately 60-mile stretch of Interstate 70 in Kansas has been closed, according to a tweet from the state's Department of Transportation, from WaKeeney to Russell. 3089

If you’re among the 40 million people online looking for love, you know it can be tough finding the perfect match. It might be your fault, but one little change could send you down the aisle. The problem? You may be dating out of your league. A new study found that users who messaged people out of their league typically waited a lot longer to get a reply back or even get a reply at all. "A lot of people try to date out of their league, and they use that terminology," says Chief love officer Michelle Frankel, with New York City Matchmaking. "But it may not result in the end relationship they are looking for; but it might not even be what they perceive it to be."  According to Urban Dictionary, dating out of your league simply means you’ve got no shot. However, Frankel says that’s not true all the time. For example, look at Christie Brinkley and Billy Joel, back in the 1980's.Frankel says dating up like Billy Joel did can work, but it can’t be based on looks alone. “Look what he brought to the table," explains Frankel. "Clearly he was financially set at the time and also he had so much unique talent."  If you date out of your league simply to find someone better looking than you, Frankel says good luck finding a match. "That's not a recipe for a lasting relationship in and of itself. There has to be more compatibility, shared values, same interests and both going in the same direction." Whether you are dating online or in person, Frankel says to stop trying to find your Disney movie moment. "You are never going to find perfection; it doesn't exist," Frankel says.   1707

In an industry like cosmetology, where all services revolve around hair, skin and nails, getting up close and personal to people is a big part of the job.For those looking to make a career in the beauty business, the pandemic is taking a toll. “I had 84 students pre-COVID,” said Donna Kramer, executive director at Empire Beauty School. “I have 72 right now.”Kramer says COVID-19 initially caused the campus to close.It’s recently reopened with new restrictions set by the local health department. Class sizes are smaller, fewer clients can come in due to social distancing and all students have to wear masks.The area that’s taken the biggest hit, however, is attendance.“It’s kind of toying with people’s personal lives,” Kramer said. “We’ve had students that have had to miss a lot of school because of daycare issues. We’ve had students that have had to actually stay away temporarily because their spouses.”According to the U.S. Bureau of Labor Statistics, employment of hairstylists and cosmetologists is projected to drop by 1% by the end of the decade, which is leaving many students concerned that their career opportunities might be going down the drain.“I know a lot of students kind of have that fear of not being able to find a job now with COVID,” said Alexis Lovato, a cosmetology student at Empire Beauty School.Lovato says many of her classmates are concerned about their employment options once their training is complete.“I think a lot of its just worried about being placed and what’s going to be available for them after their graduation,” she said.Kramer says despite the challenges, students are still getting their hours in and while hands-on training may be a little different, it’s a style they can adapt to.“This industry is going to really flourish once we can get through this,” she said. 1826