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SAN DIEGO (KGTV) - Investors are watching carefully to see if interest rates keep dropping, or if they may eventually dip below zero in the United States.Recently, former Chairman of the Federal Reserve Alan Greenspan said it's a possibility, as rates have remained historically low for the past few years.In San Diego, the results of a negative interest rate would be good news for some and bad news for others."Low rates are a double-edged sword," says Dennis Brewster of SagePoint Financial. "If you're a borrower, if you're looking to buy a house today, mortgage rates have never been lower. But if you're a saver and you have money in the bank or in a CD, your rates are pretty poor."Brewster says the interest rate tends to drop when growth in the US is slow, both for the population and the Gross Domestic Product. He says that's what's happening now, as the baby boomer generation is getting older and later generations have fewer children. Brewster says slower population growth leads to slower economic growth because there are fewer people in the workforce, which means company production is down, and so is spending. He says that is happening despite record low unemployment.As for negative interest, Brewster says the average San Diego shouldn't worry since it's unlikely to happen."I wouldn't change your long term plans," he says. "The economy can move forward through high or low rates." 1411
SAN DIEGO (KGTV) -- It all started when La Jolla Shores resident, Penne Horn, had a birthday coming up."It started as a joke. My son asked what I wanted for my birthday and without any thought the words flew out of my mouth 'I want an ice cream maker,'" Horn said. The rest you could say is history.Since the day she received her wishlist item, she like many of us, spent time indoors with her new addition. "I started making ice cream. I just had too much of it and thought there's gotta be something I can do with this," Horn described. So she began to give it away to neighbors. It was so good that nearby residents with a sweet tooth wanted more and insisted on paying her, when a light a bulb went off. "I was hearing stories of families who got dogs in beginning of COVID, then lost their job and couldn't feed family let alone their dogs. I thought I will make the ice cream and ask people for donations. They'll donate and I'll buy dog food, and take it down to St. James church where they'll distribute it." Then new ideas kept getting added to the mix."One lady came to me and said I'll donate whatever if you make an ice cream named after my dog." Then, Twoee's Howling Good Ice Cream was born, named after her own sweet furry companion. "I draw all these different characters of dogs and name the ice cream after their dog."Horn's a former member of the Scripps and Humane Society boards, and she's always given back to the community. "It's part of my life, it's part of who I am."This time around, her community service was something new, a bit more sweet and born out of a pandemic. "There's a little silver lining if you look for it, I never would've started this if it hadn't been for the pandemic. There's good in everything." So far, Horn had donated over 400 pounds of dog food to local churches and the San Diego food bank. Click here more information on Twoee's Howling Good Ice Cream. 1915

SAN DIEGO (KGTV) — It's already been one year since the San Diego Zoo Safari Park saw the first southern white rhino born through artificial insemination arrive at its park.Edward turned one-year-old on July 28, celebrating with a party at the San Diego Zoo Safari Park’s Nikita Kahn Rhino Rescue Center with his mother Victoria, 8-month-old female calf Future, and her mother Amani."Even though he doesn’t know it’s his birthday, it is very special to see Edward – a healthy, robust rhino - running around, enjoying his special treats," said Barbara Durrant, director of Reproductive Sciences at San Diego Zoo Global. "We aren’t just celebrating his birthday but also are celebrating the significance of his birth."Edward was born last year after hormone-induced ovulation and artificial insemination with frozen semen from southern white rhino Maoto on March 22, 2018. Victoria gave birth 16 months later. Edward's birth was the zoo's first successful attempt to birth a southern white rhino via artificial insemination and a critical step toward recovering its distant cousin, the northern white rhino. Currently, only two northern white rhinos exist in the world and both are female.Researchers believe that a northern white rhino calf could be born from artificial insemination within 10 to 20 years. 1313
SAN DIEGO (KGTV) — In what's being hailed by organizers as the greatest gathering of surf legends San Diego has ever seen, the first members of San Diego's Surfing Hall of Fame will be inducted Tuesday night.The ceremony set for Belly Up Tavern in Solana Beach will celebrate 14 individuals who have made pioneering contributions to San Diego's surfing culture. "These innovators and pioneers have emerged everywhere that waves break. In this regard, San Diego has been particularly blessed," organizers write. "Our 70 miles of coastline have produced some of the most innovative shapers and wave stylists in the sport. And as everyone paddling out to the lineup knows, you have to honor those who have come before us."Surfboard craftsman Hank Warner, a legend in his own right, will play the Master of Ceremonies as the hall of fame kicks off with the inductions of:Phil Edwards (Oceanside native credited with being the first to surf the Banzai Pipeline in Hawaii and the first pro surfer.)Skip Frye (San Diegan known for his pro surf career and iconic boards.)Mike Hynson (San Diegan who costarred in the 1966 hit "The Endless Summer" and surfboard design guru.)Linda Benson (From Encinitas, a legendary pro surfer called the "Godmother of female surfing," she was the first woman to ride Waimea Bay and is an International Surfing Hall of Famer.)Tom Keck (From Coronado, an accomplished surf photographer for has documented the sport since the late 1950s and an International Surfing Hall of Fame member.)Butch Van Artsdalen (From La Jolla, a pioneering surfer who took on 25-foot waves in Hawaii to garner the title "Mr. Pipeline.")Bill Caster (A San Diego surfboard shaping icon known for Caster surfboards.)Tom Ortner (La Jolla resident and an icon in the Windansea beach community.)Ron Church (San Diegan who was a pioneering surf photographer of the California and Hawaii surf scene through the 1960s.)Carl Ekstrom (Developed the first asymmetrical boards in the late 1960s.)Larry Gordon (San Diegan who was a fixture in the boardmaking community since the 1960s.)LJ Richards (Oceanside native and pro surf legend who won the 1963 West Coast Surfing Championship, surf film actor, and International Surfing Hall of Fame member.)John Holly (Veteran Ocean Beach surfer and board shaper.)Chuck Hasley (Founder of the Windansea Surf Club of La Jolla.)Windansea Surf Club (Legendary surf club known for boasting some of the best-known surfing names.)Attendees will also enjoy live music from Jimmy Lewis, live art from Wade Koniakowsky, and a special collaboration between Warner and surf filmmaker Ira Opper. A "top-secret" list of special guest presenters is also due.Doors open at 6 p.m. and the ceremony starts at 7 p.m. Tickets cost , with reserved loft seating for . 2791
SAN DIEGO (KGTV) -- It’s almost time for kids to head back to school, and for parents, that means safety is top-of-mind.Luckily, there are a ton of apps to help your child stay safe.Whether you need to monitor their online activity or give them peace of mind by being able to report suspicious activity at school, there is something for every need. We’ve compiled a list of safety apps below: 405
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