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ROCHESTER, N.Y. (AP) — The mayor of Rochester says reforms are coming to the police department as community elders seek to bring calmer minds to a fifth night of demonstrations over the March death of Daniel Prude, who lost consciousness after police held a hood over his head. Mayor Lovely Warren announced that the crisis intervention team would move from the police department to the city’s department of youth and recreation services at a news conference Sunday. Police Chief La’Ron Singletary said he supports the need for reform and is working with experts and clinicians in getting services for people with mental health issues that bring them into repeated police contact. More than 1,000 protesters gathered for a march led by community elders in Rochester Sunday night. 787

SACRAMENTO, Calif. (AP) — Californians who lost their home insurance because of the threat of wildfires will be able to buy comprehensive policies next year through a state-mandated plan under an order issued Thursday by the state insurance commissioner.As wildfires threaten the state, insurance companies have been dropping many homeowners who live in fire-prone areas.Most of those people turn to the California Fair Access to Insurance Requirements Plan, an insurance pool mandated by state law that is required to issue policies to people who can’t buy them through no fault of their own.But FAIR Plan policies are limited, offering coverage for fires, explosions and limited smoke damage.California Insurance Commissioner Ricardo Lara on Thursday ordered the plan to begin selling comprehensive policies by June 1 to cover lots of other problems, including theft, water damage, falling objects and liability.Lara also ordered the plan to double homeowners’ coverage limits to million by April 1.“You have people that now are being sent to the FAIR Plan and they have no other alternative. They won’t even get a call back from an insurance company to offer them a quote,” Lara said.The FAIR Plan has been around since 1968. It is not funded by tax dollars. Instead, all property and casualty insurance companies doing business in California must contribute to the plan.Known as the “insurer of last resort,” the plan has been growing in recent years as wildfires have become bigger and more frequent because of climate change. FAIR Plan policies in fire-prone areas have grown an average of nearly 8% each year since 2016, according to the Department of Insurance.Likewise, since 2015 insurance companies have declined to renew nearly 350,000 policies in areas at high risk for wildfires. That data comes from the state, and it does not include information on how many people were able to find coverage elsewhere or at what price.The FAIR Plan is governed by a board of directors appointed by various government officials. Lara says he has the authority to reject its operating plan. On Thursday, he ordered it to submit a new plan within 30 days that includes an option for comprehensive policies and other changes.California FAIR Plan Association President Anneliese Jivan did not respond to an email seeking comment.It’s unknown how much the plan’s new policies will cost. But rates for FAIR Plan policies are supposed to break even. The insurance industry must cover any losses. And if the plan generates a profit, that money is given back to insurance companies.FAIR Plan policies have been limited because, in general, the insurance industry doesn’t want state-mandated plans to compete with private insurance plans. But Amy Bach, executive director of United Policyholders — a nonprofit advocating for consumers in the insurance industry — says her group is “hearing from panicked consumers daily.”“If (insurance companies) don’t like it, the solution really is to start doing their job and selling insurance again,” she said. “This is an untenable situation.” 3083

020, this is going to be an unprecedented peak season. We’ve actually seen three years of growth in e-commerce pulled forward. So we are expecting a ton of volume.”Carole B. Tome, CEO of UPS, told analysts last month she expects “a pretty peaky peak.”Amazon, which has been growing its own delivery network so it doesn’t have to rely as much on UPS and the U.S. Postal Service, is nonetheless warning shoppers not to wait until the last minute to buy gifts. While the world’s largest online retailer delivers more than half of its packages itself, it still relies on other carriers to get orders to shoppers.“It’s going to be tight for everyone and we will all be stretched,” said Brian Olsavsky, Amazon’s chief financial officer. “And it’s advantageous to the customer, and probably the companies, for people to order early this year.”Satish Jindel, the president of ShipMatrix, which analyzes shipping package data, predicts 7 million packages a day could face delays from Thanksgiving to Christmas. That’s because he’s expecting a total shipping capacity for the industry to be 79.1 million parcels a day during the 34-day period, with 86.3 million packages looking for space. Last year, total capacity was 65.3 million packages with demand at 67.9 million packages a day.Right now, Jindel is predicting delivery delays of one or two days for parcels.U.S. online holiday sales are expected to shatter previous records. Adobe Analytics, which measures sales at 80 of the top 100 U.S. online retailers, predicts a total of 9 billion in online holiday sales, a 33% increase compared to last year. That’s equal to two years worth of holiday e-commerce sales growth shoved into one season.But even with the online surge, overall holiday sales are expected to see only modest gains compared to recent years. Consulting firm Deloitte expects total sales, including online, to rise between 1% and 1.5% during the November through January period. That’s compared with a 4.1% increase last year for the November and December period, according to an analysis by the National Retail Federation. The trade group says it won’t be coming out with a forecast until this month given so much uncertainty.Retailers can’t afford to upset shoppers with delayed deliveries or gifts that come after Christmas so they’re stepping up their game.Kohl’s says it has tens of thousands of items on its website available for curbside pickup. The retailer doubled the number of drive-up parking spaces at its store locations to support increased demand. Likewise, Target has also doubled the number of parking spaces for its drive up services, to 8,000.Meanwhile, carriers have added holiday surcharges to certain packages, a blow to retailers already struggling with higher costs during COVID. Jindel says the U.S. Postal Service might be a good alternative for retailers now that it has gotten through the deluge of mail-in ballots during the elections. He estimates that the Postal Service’s temporary surcharges mostly range from 25 cents to 40 cents per package is considerably lower than to per package at major carriers.“Our network is designed to handle temporary and seasonal increases in volume and we have the ability to deliver those additional holiday packages in a timely manner,” said Kimberly Frum, a spokeswoman at the U.S. Postal Service.For the holidays, FedEx is hiring 70,000 workers, while UPS is in the throes of hiring more than 100,000 temporary employees.Lee Spratt is the Americas CEO for DHL eCommerce Solutions, a division that specializes in processing small packages for mid- to large-size shippers. He predicts online shopping to be up to 50% higher this holiday season compared to the year-ago period. The division has already been grappling with a 40% surge in online orders since the pandemic began.It’s hiring 900 more permanent workers to its current labor force of 3,000. It also will hire 1,400 temporary workers, about the same as last year because the company is investing in more permanent workers instead.In September and October, it also upgraded and some cases added new sorting machines in six key cities including Baltimore and Atlanta, in order to process more parcels.___AP Retail Writers Alexandra Olson and Joseph Pisani in New York contributed to this report._______Follow Anne D’Innocenzio: http://twitter.com/ADInnocenzio 5427

SACRAMENTO (KGTV) -- California's attorney general disclosed an ongoing probe into Facebook's privacy practices Wednesday, as it sued the company over its repeated refusal to turn over documents and answer questions.California Attorney General Xavier Becerra said his probe has been going on for more than a year. He said he was disclosing it now because his office was making a public court filing to force the company to comply with subpoenas and requests for information."Facebook is not just continuing to drag its feet in response to the Attorney General's investigation, it is failing to comply," the lawsuit said.The lawsuit was filed in state Superior Court in San Francisco.The California probe, one of many legal and regulatory inquiries into Facebook, began as a response to the Cambridge Analytica scandal and grew into an investigation into whether Facebook misrepresented its privacy practices, deceived users and broke California law.Cambridge Analytica, a data mining firm, gathered details on as many as 87 million Facebook users without their permission. The Federal Trade Commission fined Facebook billion this summer for privacy violations in an investigation that also grew out of that scandal. California officials say questions have been raised about what Facebook knew and why it didn't prevent third parties such as Cambridge Analytica from misusing user data.The court filing said Facebook hasn't given answers on 19 of the attorney general's questions and hasn't given any new documents in response to six document requests. The filing also said Facebook has refused to search the emails of top executives Mark Zuckerberg and Sheryl Sandberg, as the state requested.Becerra's office said it requested additional information after Facebook took a year to respond to an initial subpoena.Investigators sought communications among executives on developers' access to user data, the relationship between ad spending and access to data and the introduction of new privacy features and privacy-related news stories. Officials also sought information on the effects of privacy settings on third-party access to data and Facebook's enforcement of policies.Facebook, which has its headquarters in Menlo Park, California, didn't respond to requests for comment.California hadn't joined a separate probe involving attorneys general from New York and other states. The New York probe is looking into Facebook's dominance and any resulting anticompetitive conduct. California is also a holdout in a separate probe into Google's market dominance.The District of Columbia and Massachusetts have also gone after Facebook on privacy. The Massachusetts attorney general's office is set to argue in a state court Thursday why Facebook should be compelled to stop resisting and turn over documents for its investigation.Facebook's various legal troubles have yet to make a significant financial dent on the company. Even the FTC's billion fine, the largest ever for a tech company, came to just under one-tenth of Facebook's revenue last year. The penalty was criticized by consumer advocates and a number of public officials as being too lenient.___AP Technology Writers Mae Anderson and Frank Bajak contributed to this report. 3248

RINO Mitt Romney should read this. I’m sure, however, that he feels he got slaughtering by Obama “fair and square”. https://t.co/GGZKfSAp8z— Donald J. Trump (@realDonaldTrump) November 20, 2020 201

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