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Americans are calling out practices at some car lots more now than ever before.“We found a pattern of abusive and deceptive practices that the auto loan industry has been employing and unfortunately these complaints have sharply increased during the pandemic,” said Lucy Baker, Consumer Program Associate at U.S. Public Interest Research Group (PIRG).Looking at the Consumer Financial Protection Bureau's consumer complaint database, the U.S. PIRG found between March and July, there were more than 2,800 auto loan and lease complaints. That's more than any other 5-month period.This includes complaints like not getting auto loan relief, which the CARES Act didn't specify, but some lenders offered to work with customers. Also, complaints about broken payment systems that led to late fees, and issues with loan terms changing or yo-yo financing.“You go into a dealership, you buy a car you sign on the dotted line, but as your driving away, you get a phone call from your dealer that says, ‘hey the financing has fallen through, I’m going to take your car back unless you agree to pay more or pay a higher interest rate,’” said Baker.There were complaints about harassment over repossession and debt, as well as expensive add-ons like warranties, insurance, and service plans.High pressure tactics were another problem.“If you put somebody in a room for a long period of time, they're going to be so frustrated that they are going to want to get out of there and then you can pressure them into buying these things they don’t need,” said Baker.U.S. PIRG is pushing policymakers for auto loan relief programs, banning repossession, debt collection and negative credit reporting.It also has some recommendations for customers: Don't roll an old auto loan into a new loan, avoid buy here – pay here lots, and don’t get focused on low monthly payments. Instead, compare the total cost of the loan including interest paid.Officials also suggest filing complaints with the Consumer Financial Protection Bureau. It creates pressure on lenders to make things right. 2068
an absolute sweetheart a consummate proa genuine friend a shocking and painful loss.Berta,your housekeepingwas a tad suspect,your "people"keeping was perfect.?????? pic.twitter.com/cJMK8APgQV— Charlie Sheen (@charliesheen) October 13, 2020 263

As hundreds of students from Marjory Stoneman Douglas High School prepare to board buses to lobby lawmakers to demand gun control, a measure was struck down on Tuesday by the Republican-held Florida House that would ban assault weapons. The motion was denied by a whopping 71-36 tally. Tuesday's vote came six days after a confessed gunman killed 17 lives at the Parkland, Florida high school. Many of the 3,000 students of the high school have since been vocal in their opposition to status quo gun laws, with the hope of increasing restrictions to posses firearms. The accused gunman, Nikolas Cruz, used an AR-15 type weapon during his massacre, which only lasted several minutes before he tried to blend in with students escaping the school. According to the Associated Press, the bill will likely no longer be considered during this session of the legislature. 898
Are masks complicating facial recognition software? The short answer is no, but masks do complicate matters.Computer science experts say that face coverings and other accessories may act as a speedbump, but it wouldn’t be very difficult for the software to be modified.However, with a face covering, recognition may be less accurate.“It has fewer data points and that is the concern,” Steve Beaty, computer science professor at Metro State University-Denver, said. “Because you are essentially removing your nose and your mouth from the equation if you will, there will be fewer data points and the concern is that other people can authenticate as you.”Before the use of face masks, facial recognition software had an inaccuracy rate of less than 1 percent. Now, the National Institute of Standards and Technology estimates that the inaccuracy rate has increased from 5 to 20 percent. 892
Anti-scaling fence is set up at an entrance to Lafayette Park, Monday, Nov. 2, 2020, near the White House in Washington, on the day before the U.S. election. (AP Photo/Jacquelyn Martin) 193
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