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An influx of college financial aid applications this year means that money could run out for students who don’t file early.Due to financial strain caused by COVID-19, nearly 40% of families that didn’t previously plan to apply for federal financial aid now expect to do so, according to a recently released survey from Discover Student Loans.The federal government, states, colleges and other organizations use the Free Application for Federal Student Aid, or FAFSA, to award financial aid. You must complete the FAFSA to be considered for financial aid.You have 21 months to submit the FAFSA for any given academic year. For the 2021-22 school year, the FAFSA opens Oct. 1, 2020, and closes June 30, 2022. But that doesn’t mean you should wait.“There is no downside to applying early, but a lot of risk in applying late,” says Manny Chagas, vice president and head of marketing and product at Discover Student Loans.Here’s why you should file the FAFSA now.Better shot at more free moneyThe sooner you submit the FAFSA, the greater your chances are of getting free aid you don’t have to repay, such as grants or scholarships.Federal Pell Grant money likely won’t run out, but other need-based aid, including that awarded through your school and state, is limited and awarded on a first-come, first-served basis. Jack Murphy, financial aid counselor at the University of Northern Iowa, named the Federal Supplemental Educational Opportunity Grant and his school’s tuition assistance grant as examples.The Federal Work-Study Program also has limited funds, so you’ll want to file the FAFSA early to take advantage of it.More time to appeal a financial aid decisionStudents and parents who are dissatisfied with their aid amounts or have a change in economic circumstances can appeal the financial aid award from their school. To do this, you need to petition your school with a financial aid appeal letter and provide evidence to support your need for more aid. If you wait too long, the aid money could run out.Those who file the FAFSA early are more likely to receive their school-based financial aid awards with their college acceptance letters. While your federal aid will be the same no matter where you attend college, you can send your FAFSA information to several schools to see which will give you the best school-based aid package. Doing so early will allow you to compare offers and appeal if necessary.If you apply for the FAFSA late, you not only risk a smaller award to begin with, but you also have less opportunity to “shop around” and submit a successful appeal letter.A quarter of parents surveyed by Discover Student Loans say they’ll appeal their financial aid decision because of previous award amounts and pandemic-induced changes in family finances. In speaking about the survey, Chagas emphasizes that there tends to be more money available early in the process, so students should make the FAFSA a priority.Murphy agrees. “Filing early makes sure you’re in the running to receive as many awards as possible,” he says. “We see students that get [aid] one year, but not the next.”They don’t lose out on aid because they no longer qualify, Murphy explains. They just waited too long.More From NerdWalletNerdWallet’s FAFSA GuideYour FAFSA Questions AnsweredWhat Are the FAFSA Requirements?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 3387

An Amber Alert has been issued for five missing children last seen in Crystal City, Texas..Law enforcement officials believe these children to be in grave or immediate danger.Justine Kaylee Lopez, white, female, 10 years old, 4-5, 80 lbs, black hair, black eyes.Jolyne Kaylynn Lopez, white, female, 9 years old, 4-3, 60 lbs black hair, and black eyesRuben Lopez Jr, white, male, 7 years oldJordan Lopez, white, male, 4 years old, 3-3, 40 lbs, black hair, and black eyesJayden Lee Lopez, white, male, 11 months old Victims were last seen at 11:25 a.m. Aug 8, in Crystal City, Texas.Police are looking for Ruben Lopez, white, male, 29 years old, 5-6, 150 lbs, black eyes and brown hair in connection with this abduction. Police are also looking for Roxanne Fuentes, white, female, 31 years old, 5-8, 120 lbs, black eyes and brown hair in connection with this abduction. The suspects are driving a gray 2008 Chevrolet Trailblazer with a Texas license plate number of MKV2702.If you have any information regarding this abduction, call the Zavala County Sheriff’s Office at (830) 374-3615.This article was written by Ryan Garza for KRIS. 1221

ANAHEIM, Calif. -- One-tenth of Disneyland employees have recently experienced homelessness while two-thirds of the park’s employees can’t afford three meals a day, according to a union-funded report.Disney officials slammed the report saying it’s politically motivated and that the document is skewed to reflect the position of unions.The report argues that 74 percent of workers at the park can’t pay for basic expenses each month. The report also claims that 85 percent of park employees are paid less than per hour.VIDEO: Disneyland animatronic loses head, scares riders"As Disneyland profits and prices hit record highs, Disneyland employees are falling farther behind," said Peter Dreier, a policy professor at Occidental and one of the report's authors."Disneyland wages aren't keeping up with rising rents in Southern California. Our survey found that homelessness and housing instability are so widespread that they have become a normal part of employees' lives at the park. Similarly, we found it's normal for Disneyland workers to skip meals in order to make ends meet."The report was based on a survey of 5,000 Disneyland employees. Disneyland has roughly 30,000 employees.RELATED: Disneyland raises price on tickets, annual passesDisney responded to the report with a statement of their own."This inaccurate and unscientific survey was paid for by politically motivated labor unions and its results are deliberately distorted and do not reflect how the overwhelming majority of our 30,000 cast members feel about the company," Disney spokeswoman Suzi Brown said. "While we recognize that socio-economic challenges exist for many people living in Southern California, we take pride in our employment experience," she said.Disney also said a majority of the park’s employees make more than minimum wage while entry-level positions range between and .75 per hour.UPDATE (March 2, 2018): Disney officials say the average salary for full-time, hourly employees at the park is ,000. 2016

As governors around the country consider new or stricter restrictions to control the latest surge in coronavirus cases, a recently published study identifies restaurants, cafes and gyms as some of the places having the highest risk of coronavirus spread outside the home.The study, published this week in the journal Nature, looked at data from millions of Americans, tracked by their phones as they went about daily life during the first wave of the pandemic this spring.They used the data and an epidemiological model to run simulations on viral spread at points of interest outside the home. Their findings in the simulations closely matched actual coronavirus caseloads, according to the Washington Post.“We found large variation in predicted reopening risks: on average across metro areas, full-service restaurants, gyms, hotels, cafes, religious organizations, and limited-service restaurants produced the largest predicted increases in infections when reopened,” the study states.Researchers say these locations pose more risk because the mobility data, data showing how mobile people are at these places, shows Americans tend to spend longer amounts of time and at a higher density of people.Their models add support to pandemic measures around the country that limit capacity at some of these points of interest, including capping indoor gatherings to a certain percentage or number of people.“Reducing maximum occupancy substantially reduced risk without sharply reducing overall mobility: capping at 20% maximum occupancy in the Chicago metro area cut down predicted new infections by more than 80% but only lost 42% of overall visits, and we observed similar trends across other metro areas,” researchers stated.The study also looked at disparities in lower income neighborhoods, where more of the population has to leave their home for essential jobs, grocery delivery may not be available or is financially not possible, and businesses tend to be smaller and potentially more crowded.“Because disadvantaged groups suffer a larger burden of infection, it is critical to not just consider the overall impact of reopening plans but also their disparate impact on disadvantaged groups specifically,” the study states.The researchers hope the information is helpful to policymakers and city leaders as they consider reopening restrictions. 2356

Apparently, the mysterious monolith in a remote area of southeast Utah wasn't that hard to find for at least one person and his crew.Dave Sparks, star of the Discovery Channel show "Diesel Brothers," was able to find the tall and shiny object earlier this week, days after officials in Utah announced its discovery.Sparks posted videos on his Instagram account from the undisclosed location.Sparks says the monolith is an "insanely creative piece of metal art." He also described how the monolith was most likely constructed in an Instagram video. 555

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