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With a down payment of less than 20%, both FHA and conventional loans require borrowers to pay mortgage insurance premiums. This insurance helps defray the lender’s costs if a loan defaults. 190

Zahau family attorney Keith Greer alleged Adam Shacknai delivered four blows to the head of Zahau, rendering her partially or fully unconscious. Greer also alleged that the defendant sexually assaulted Zahau, tied her hands and feet, put a noose around her neck and threw her body off a second-story balcony. 308

While Anthony never did pay her fine, her conviction for voting illegally has remained on the books for nearly 150 years.Fourteen other women voted alongside Anthony in the election. They were also charged but never faced trial.Anthony died in 1906 — 14 years before the ratification of the 19th Amendment.Instead of a pardon, the museum says a way to honor Anthony would be to have “a clear stance against any form of voter suppression” and an expansion of the 1965 Voting Rights Act.“As the National Historic Landmark and Museum that has been interpreting her life and work for seventy-five years, we would be delighted to share more,” Hughes states. 652

Yes, I am one of those who immediately went to Twitter to figure out if I was the only one whose Facebook wasn’t working. #FacebookDown pic.twitter.com/FnhC4kVCgm— Sam Morrow (@sam_morrow14) November 12, 2018 208

Wray reassured voters that the election is safe."You should be confident that your vote counts,” Wray said. “Early, unverified claims to the contrary should be viewed with a healthy dose of skepticism."Last month, the FBI released a statement saying that cyber criminals and foreign actors are attempting to use online platforms to “manipulate public opinion, discredit the electoral process, and undermine confidence in U.S. democratic institutions.”These cyber criminals are hoping to sow doubt on the election by saying that data has been “hacked” or “leaked,” the FBI said. Some voter information is generally publicly available, and doesn’t need to be hacked or leaked. While the ballots themselves are secret, absentee ballot requests, names, addresses and similar information is generally public record.In August, the Office of the Director of National Intelligence released a statement outlining efforts by Iran, China and Russia to attempt to undermine this year’s presidential election.“Ahead of the 2020 U.S. elections, foreign states will continue to use covert and overt influence measures in their attempts to sway U.S. voters’ preferences and perspectives, shift U.S. policies, increase discord in the United States, and undermine the American people’s confidence in our democratic process,” William Evanina, director of the United States National Counterintelligence and Security Center, said. "They may also seek to compromise our election infrastructure for a range of possible purposes, such as interfering with the voting process, stealing sensitive data, or calling into question the validity of the election results. However, it would be difficult for our adversaries to interfere with or manipulate voting results at scale.”As part of Evanina’s assessment, he said that China and Iran were attempting to seek a favorable outcome for Biden, while Russia was working to ensure a favorable outcome for Trump.“As Americans, we are all in this together; our elections should be our own,” Evanina previously said. “Foreign efforts to influence or interfere with our elections are a direct threat to the fabric of our democracy. Neutralizing these threats requires not just a whole-of-government approach, but a whole-of-nation effort.”The FBI offered the following recommendations to voters:Seek out information from trustworthy sources, such as state and local election officials; verify who produced the content; and consider their intent.Verify through multiple reliable sources any reports about problems in voting or election results, and consider searching for other reliable sources before sharing such information via social media or other avenues.For information about final election results, rely on state and local government election officials.Report potential election crimes—such as disinformation about the manner, time, or place of voting—to the FBI.If appropriate, make use of in-platform tools offered by social media companies for reporting suspicious posts that appear to be spreading false or inconsistent information about election-related problems or results. 3099