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BUFFALO, N.Y. -- Buffalo is the latest city to remove a Christopher Columbus statue amid growing calls. The figure was removed from Columbus Park Friday morning.Earlier this week, the statue was vandalized with what appeared to be blue paint. 250

Black people from all walks of life are sharing their experiences of racism, why they’re hopeful about the current movement and how we can heal as a country.Evangelical leader Tony Evans is one of the most respected Christian pastors in the country. He shared his thoughts on how the church played a role in racism and how it can lead in the solution.“As a boy growing up in Baltimore, Maryland, I had to deal with my father explaining to me why we couldn’t go into certain restaurants due to segregation,” said Evans.As a 70-year-old black man, Evans says he has experienced his fair share of racism and discrimination.“I’ve gotten pulled over by police because I was in the wrong neighborhood,” he said. “’Why are you driving in this neighborhood?’ In college I went to a white church and the church told me that I was not welcome there.”Segregation nearly kept Evans from becoming the first African American to earn a Doctor of Theology from Dallas Theological Seminary. “If I would have applied a few years earlier, they would not have let me in, because that was part of a whole history of segregation, that was even in the theological religious realm,” he said.Early in his preaching, Evans says radio stations told him a black speaker might offend too many white listeners.“Circumstance after circumstance like that where I have in my sphere, both secular and sacred, where I have seen unrighteous decisions made on the basis of race and it contradicted the theology I was learning,” he said.Evans says the church was also a major contributor to racism today.“If it had never endorsed the unrighteous system of slavery in America, if it never gave theological validation for it, if it never supported the social construct of it, then we would not have it, because it would have trained its people to infiltrate the culture with a righteous and just world view,” he said.Evans, who wrote a book on race called “Oneness Embraced,” says churches need to lead in the solution through service.“Black Christians and white Christians crossing racial lines to serve other people in need,” said Evans. “When we decide we are going to cross the line to adopt public schools, to adopt the local police precinct, to adopt the central services in the community, to handle the homelessness in the community. We could turn this thing around in a very short period of time because they would see us leading the way, not merely reacting to what people are doing at either extreme in the culture.”Evans laid out a more detailed national three-point plan for how churches can respond to racism.“This is where God must be brought into play. And I must say, if he is left out, there will be no solution because he's the one who is ticked off about it.” 2746

Best Buy informed its employees on Wednesday of plans to close all 250 of its mobile standalone stores in the United States by the end of May, a company spokesperson confirmed. The stores are predominately located within malls and are much smaller than Best Buy's big box stores. The mobile standalone shops are mostly used for the sale of cellphones and accessories. These locations do not sell some of Best Buy's bigger ticket items such as televisions, computers and appliances. The standalone stores are only responsible for 1 percent of Best Buy's overall revenue.Although thousands of employees will be affected by Wednesday's announcement, the company said the goal is to transfer employees currently working in standalone stores into Best Buy's big box locations. Best Buy said that 85 percent of its standalone stores are within 3 miles of a big box store. "Employees will have three months to work with internal recruiters, and field and store leaders across the country are rallying to help transition employees to big box stores and open in-home advisor roles," Best Buy CEO Hubert Joly wrote in a letter to employees, and shared with Scripps. "For those who leave the company after May 31, we will give them severance and assist them in finding roles outside Best Buy."Despite Best Buy closing its mall locations, the big box stores will continue selling cellphones and accessories. "We feel good about the opportunity to retain customers and transition them to another one of our sales channels. In summary, we are very excited by our Mobile business and its prospects for growth," Joly wrote.  1666

Billowing smoke from wildfires on the West Coast is reaching cities thousands of miles away, and those who live closer to the fires are battling hazardous air for weeks now.“We’ve never seen anything like this. Waking up to orange light pouring in your room is such an eerie feeling,” said Danica Gragg. “We’ve never seen anything like it.”As wildfires scorch millions of acres, blue skies are transformed into rust, making earth appear more like Mars.We haven’t even been able to see the sun for a couple weeks,” said Gragg.Located east of San Francisco, unpredictable fires have dictated her family's lives for weeks now. First, it was the fear of evacuating.“There were three different fires at the time when this started: one above us, one below us, one to the right.”Ultimately spared from the flames, her family would still feel the wrath of what’s left in their wake.“My dad is a disabled veteran with COPD,” she said.Suffering from a chronic lung disease, it was the first time the Vietnam veteran found himself completely unable to breathe while taking out the trash one evening.“The ambulance came and of course with COVID, I think that was the first time I really understood what people were going through when you have to see a loved one taken away in an ambulance and you can’t go with them. You don’t know when you’ll see them again,” Gragg said.He was hospitalized for six days.Gragg said her family got humidifiers and also downloaded apps to check air quality. The apps reveal that West Coast cities are suffering from some of the worst air in the world, with San Francisco, Portland and Seattle ranking in the top five.“We can see the atmosphere in totally new ways now, and I have never personally seen so much smoke across the west as I did last week,” said Geoff Cornish, a meteorologist with AccuWeather.Satellite images show choking smoke blanketing the west and moving across the U.S. and Pacific Ocean.“Most of the smoke, as it gets carried east of northern plains, is elevated, and that will be high in the atmosphere,” said Cornish. “Now, somebody who might be really susceptible to respiratory illnesses might sense some of that.”What makes wildfire smoke so toxic is fine particulate matter so small it can get deep into the lungs and bloodstream. It's a public health threat that grows with each destructive wildfire season.“Climate change is not something that should be debatable anymore,” Gragg said. “We can see it. We need to listen to the scientists. They told us this was coming.”And now, her family waits to see how many more days will be dictated by historic fires raging around them. 2631

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587