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It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

In mid-July, California’s department of transportation, known as CalTrans, was supposed to break ground on a highway construction project that was expected to take 18 days.The work was to repair and repave 800 feet of the busy 101 Freeway that connects San Francisco to the mainland, but the work never started because the project wrapped up in April, months before it was originally expected to begin."In the Bay Area, it was one of our busier years,” said CalTrans spokesman Bart Ney.The only reason contractors were able to start and complete the project months ahead of schedule was because of COVID-19.“We had to reduce traffic in normal situations by 30%, which was going to be very difficult,” said Ney. "In this case, we already had about a 40% traffic reduction because of people staying home for COVID-19.”In Colorado, something similar happened as plans to add an express lane through the main mountain corridor were able to accelerate a month.“It was over a 50% drop in traffic,” said Colorado Department of Traffic spokeswoman Presley Fowler.In April, the Federal Highway Administration says Americans drove 40% fewer miles than they did during the same time in 2019. It allowed projects in Nevada, Arizona, Wisconsin, Texas, Virginia, and Florida to all start ahead of schedule as well.The reduction in traffic didn’t only speed up work timelines, it also increased safety for workers as they could work during daylight hours that typically would have been off limits because of rush hour traffic. It also allowed states to save taxpayers millions in worker payroll.“You would quantify that impact in numbers in the tens of millions of dollars,” said Ney of the Highway 101 project.But as some states sped up their projects, others had to apply the brakes to theirs. The reduction in traffic volume hurt states in the pocket when it comes to gas tax revenue. Starting in March, states started seeing their biggest loss in gas tax revenue in decades as some had to defer billions in repair projects, saying they were short billion in funding.To help, Congress has been working on a transportation bill since road work was left out of the CARES Act, but that still has not passed.As states have reopened their economies, traffic volume has resumed to around 80% of its pre-COVID-19 levels. That will help with gas tax revenue. But at the same time, it will take some projects out of the fast lane. 2421

Information on when and how to file an Unemployment Insurance Claim (LINK)GETTING BACK TO WORK: Links and tools for browsing local jobs listingsHelp available for renters, homeowners struggling to pay for housing during pandemic (READ)(KGTV) — California's Employment Development Department is hiring about 1,800 temporary full-time and hourly staff over the next several weeks to help with the demand for unemployment services amid COVID-19.The temporary workers will be trained to handle call center operations, process claims, and analyze documents from claimants and employers.Teleworking options will be made available, as well as in-office locations throughout the state. Positions include:Employment Program Representative: Requires college education and public contact experience to process claims and assist customers, including over the phone and off-phone work.Office Technician: Requires clerical skills to assist customers over the phone.Financial services classifications including Tax Auditor and Accountant 1 Specialist, Accounting Technician, and Accounting Officer positions: Requires professional accounting coursework along with up to three years of accounting/auditing experience. These positions are in Sacramento.Applications for positions can be submitted online here.The new positions will join about 1,200 EDD staff and another 1,300 workers who have been redirected from throughout the EDD and state government to help manage services during the increased demand.As of the week ending May 16, the EDD says it has processed more than 5.1 million claims for unemployment benefits and paid more than .1 billion to workers since the pandemic began."This urgent hiring effort will further enhance the Department’s ability to process an unprecedented surge of benefit claims, while offering an opportunity for employment to Californians during this difficult time," said EDD Director Sharon Hilliard. 1933

Instagram announced Tuesday they were kicking off National Bullying Prevention Month by testing two new features that combat users writing comments that are considered bullying and harassing.The social media platform said in a blog post that one of the new features would automatically hide similar, negative comments that have already been reported." We know from research that, while people don't want to be exposed to negative comments, they want more transparency into the types of words that are hidden," Instagram said in the blog post.To see the remarks, Instagram says you can tap on "view hidden comments."Instagram added that they've also expanded their existing systems to include "an additional warning when people repeatedly attempt to post potentially offensive comments."Since launching comment warning, the company said they'd seen a shift in user's behaviors when providing real-time feedback as they are writing negative comments. 956

It’s August and Dunkin’ Donuts is perking up the summer with free coffee on Mondays and free donuts on Fridays.The offers are available to DD Perks members, the chain’s loyalty program.On August 3, 10 and 17, DD Perks members get a free medium cup of hot or iced coffee with the purchase of a food item.End the week on a sweet note by grabbing a free donut on August 7, 14 and 21 with the purchase of any beverage.“Whether they need a little extra boost to kickstart their week or a sweet treat to celebrate the end of the week, we want our loyal guests to know we’ve got their backs when they may need it most,” said Stephanie Meltzer-Paul, Senior Vice President, Dunkin’ U.S. Digital Marketing. 704