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SACRAMENTO, Calif. (AP) — The California Assembly voted Thursday to cap the interest lenders may charge on loans that can carry rates spiraling into the triple digits.Backed by civil rights groups, religious organizations and some trade associations, the proposed law would cap annual rates at around 38% for loans between ,500 and ,000.The bill comes as legislators across the country seek to reign in a storefront lending industry critics accuse of preying on low-income consumers in need of cash and trapping them under mounds of debt for years.But even as the bill advanced, some California lawmakers expressed concern that it will limit choices for consumers with bad credit or little access to banks and other financial products. And the lending industry, which wields significant influence in legislatures as well as in Washington, has launched an advertising campaign in California attacking the bill as it heads to the state Senate, where observers expect a tougher fight.Proponents of capping interest rates point to an explosion in high-interest consumer loans around the state over the last decade.The state already caps interest rates on consumer loans under ,500 but not for amounts over that threshold. In 2009, 8,468 loans for amounts between ,500 and ,000 came with interest rates over 100%, according to data from state regulators. Lenders now issue more than 350,000 loans each year with interest rates in the triple digits. A legislative analysis said at least one out of three borrowers is unable to pay their loans.But proposals to cap interest rates in recent years have faltered at California's Legislature. Several lawmakers still expressed concern about the latest proposal, suggesting it could drive lenders out of the market, pushing consumers with low incomes toward unregulated lenders or cutting off their easy access to capital."Without these alternative financial service providers, those folks would have nowhere else to go," said Democratic Assemblywoman Sydney Kamlager-Dove of Los Angeles.Assembly Speaker Anthony Rendon dismissed arguments the bill would ultimately harm low-income residents."Those are merely talking points of an industry that has repeatedly lied to members of this chamber," he said.Casting the bill as a moral issue, the Democrat said the legislation can be considered as important as any other lawmakers will vote on this year in the country's most populous state.The bill ended up passing with bipartisan support as one Republican legislator cited religious prohibitions on usury."I'm a free-market capitalist and I'm unashamed of it but we need to stand up and protect people who are being preyed upon," said Assemblyman Jordan Cunningham of San Luis Obispo.The support of the financial industry this year, too, may also signal that the sector foresees a reckoning in the state or at least further political uncertainty if lawmakers do not approve limits for loans between ,500 and ,000.The California Supreme Court cast a legal question mark last year over the lending industry's practices, deciding in one class action lawsuit that some interest rates can be so high as to be deemed unconscionable under financial laws.Democratic Assemblywoman Monique Limon of Santa Barbara, the bill's author, also suggested that an interest rate cap could end up on the ballot if the Legislature does not act.If passed, California would join 38 states and the District of Columbia in capping interest rates for these types of loans, according to a legislative analysis. The level proposed in California would be on the higher end.Observers expect a bigger political fight when the bill heads to the state Senate, however.Opponents of the bill have launched an advertising campaign aimed at stopping it.The trade group Online Lenders Alliance has bought ads on Sacramento television stations, according to Federal Communication Commission filings.A group calling itself Don't Lock Me Out California has also bought online ads attacking the bill. 4018

SACRAMENTO, Calif. (AP) — Chemicals used for carpets and anti-stain products have been found in water sources for 7.5 million people in California, detailing the extent of the problem as state regulators work to develop safety levels for the contaminants that have been linked to cancer.A report released Wednesday by the Environmental Working Group found variants of the chemicals known as PFAS in 74 community water systems between 2013 and 2019, according to data from state and federal regulators. More than 40 percent of the systems had at least one sample that exceeded the health advisory level set by the U.S. Environmental Protection Agency.Communities served by systems with the highest detections of PFAS include Corona, Camp Pendleton, Oroville, Rosemont and areas of Sacramento.PFAS chemicals are used to make products water and stain resistant, including carpets, clothing, furniture and cookware. Two of the most well-known chemicals, PFOS and PFOA, have been phased out in the United States. But they don't break down easily and linger in the environment, earning the nickname "forever chemicals."RELATED: EPA: California homelessness causing poor water qualityStudies have linked PFOS and PFOA to a variety of health problems, including cancer, immune system issues and liver and thyroid problems. But there are thousands of variants of PFAS chemicals."One of the biggest takeaways here is we're not just detecting just PFOA and PFOS in these systems, but it's a mixture of different PFAS chemicals," said Tasha Stoiber, a senior scientist at the Environmental Working Group.California does not set maximum contaminant levels for PFAS chemicals or require water agencies to test for them. It does encourage water systems to test for them and offers guidelines on when they should notify the public. If agencies do test, they must report any samples that exceed the guidelines.RELATED: San Diego leaders present 0 million plan to solve Mexican sewage problemEarlier this year, Democratic Gov. Gavin Newsom signed a law allowing state water regulators to order more systems to monitor for PFAS chemicals and to notify the public. The law takes effect Jan. 1.Meanwhile, the State Water Resources Control Board is developing maximum contaminant levels for PFOS and PFOA. But those are just two of the thousands of variants of PFAS chemicals. Andria Ventura, toxic program manager at the advocacy group Clean Water Action, said setting standards for only two of the chemicals "sends the wrong message to the public."Ventura said she knows it is difficult to regulate for a class of chemicals this large, but "we need to start investigating how to do that, or how to at least get bigger chunks of these chemicals regulated."RELATED: San Diego Surfriders send 2,200 letters calling for Tijuana River clean-upWater systems have responded to the PFAS problem by taking wells offline, blending the contaminated water with cleaner sources and installing treatment systems.One of the highest concentrations of PFAS chemicals was found earlier this year in a well run by the California Water Service Company in Oroville. For every trillion parts of water, the sample contained 451 parts of six PFAS chemicals. That's more than six times higher than the EPA guidelines.Spokeswoman Yvonne Kingman said the company does not use the well to supply drinking water to its customers, but the company keeps the well online in case it needs the well for firefighters or as a backup should the main plant go offline. Kingman said the company tests for 14 types of PFAS chemicals.RELATED: EPA set to end California's ability to regulate fuel economy"The protection of our customers' health and safety is our absolute highest priority, so we've been monitoring this for quite a while," Kingman said.PFAS chemicals have been a problem near military bases because it is an ingredient in a foam the military uses to fight liquid fuel fires. A 2017 sample at a well in Camp Pendleton, the Marine Corps base in San Diego, contained seven PFAS chemicals for a combined 820 parts per trillion, or 11 times higher than the EPA guidelines.Camp Pendleton officials stopped using that well after the test, spokesman Capt. David Mancilla said. The base only uses the foam for emergencies, he said."The drinking water at MCB Camp Pendleton is safe to drink and meets or exceeds all regulated standards," he said. 4402

SACRAMENTO, Calif. (AP) -- California health officials have reported the state's first coronavirus death of a child.The state Department of Public Health said Friday the victim was a teenager, had other health conditions and died in the Central Valley.No other details were released.The state's death toll surpassed 9,000 on Friday, and three-quarters were 65 and older.Only about 9% of California's half-million confirmed virus cases are children, and very few have suffered conditions serious enough for hospitalization.Scientists still aren't certain why children don't seem to be as seriously affected by the virus as adults. 637

ROCHESTER, N.Y. (AP) — The mayor of New York’s third largest city has suspended a group of police officers involved in the suffocation death of a Black man last March. Daniel Prude died March 30 when his family took him off life support, seven days after officers who encountered him running naked through the street put a hood over his head to stop him from spitting, then held him down for about two minutes until he stopped breathing.Wednesday, Prude’s family held a news conference and released police body camera video obtained through a public records request that captured his fatal interaction with the officers.Prude had been taken to a Rochester hospital for a mental health evaluation about eight hours before the encounter that led to his death. He was released back into the care of his family and then abruptly ran into the street and took off his clothes.A medical examiner concluded that Prude’s death was a homicide caused by “complications of asphyxia in the setting of physical restraint.” The report lists excited delirium and acute intoxication by phencyclidine, or PCP, as contributing factors.New York Attorney General Letitia James’ office took over the investigation of the death in April. It is ongoing.Rochester Mayor Lovely Warren announced the suspension of the officers Thursday. She said the officers would still be paid because of contract rules. “Mr. Daniel Prude was failed by the police department, our mental health care system, our society and he was failed by me,” Warren said.Messages left with the union representing Rochester police officers were not immediately returned Thursday. 1630

Russia has condemned US, UK and French strikes against targets in Syria over the alleged use of chemical weapons, as the Western allies argued they were essential to deter the future use of illegal munitions.The strikes hit three sites -- one in Damascus and two in Homs -- which US President Donald Trump said were "associated with the chemical weapon capabilities of Syrian dictator Bashar al-Assad."The action followed a week of threats of retaliation for an alleged chemical weapons attack on civilians in Douma, outside Damascus, where Syrian forces have long been battling rebels. 594

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