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PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739

Mikayla Ortega loves her new apartment for its features, but even more for its price. Ortega’s new place is just a few miles away from her old one in downtown Denver, where her rent shot up 0 in one year. “The first two years that I’ve been here, I paid ,000 in rent,” she says. That's why Colorado lawmakers are pushing for rent control. However, right now, it’s banned. “We need to update our policies to give renters more rights and to give municipalities the full set of tools that they need to be able to set what the rates stabilization policies in their communities really should look like,” says Julie Gonzales, D-Colorado State Senate District 34. Aurora, Colorado is among the top big cities with the highest rent growth, up 35 percent in five years.That's why in addition to Colorado, Illinois lawmakers have introduced bills to end the state's 22-year rent control ban. New York has a state-wide rent control law, but cities can choose whether or not to participate, so now lawmakers are considering measures to close those loopholes. Activists in Pennsylvania and Rhode Island are also organizing for stronger rent protections. Alex Padilla, an economics professor at MSU Denver, says rent control could bring unintended consequences, like lower quality housing, less incentive to build new properties and discrimination. “If we want to make housing less expensive, we need to allow for more building to take place,” Padilla says. But incredibly high cost of rent is pricing out people with good paying jobs. Even six-figure salary earners struggle in some cities. “I'm living day to day, just hoping I make enough money just to pay my bills, to be able to pay my rent, to be able to feed myself,” Ortega says. 1744

Dec. 11-14: 10 a.m.-9 p.m.Dec. 15: 9 a.m.-10 p.m.Dec. 16-21: 9 a.m.-9 p.m.Dec. 22: 9 a.m.-10 p.m.Dec. 23: 9 a.m.-9 p.m.Dec. 24 (Christmas Eve): 9 a.m.-6 p.m.Dec. 25 (Christmas Day): CLOSEDGrossmont Center (5500 Grossmont Center Drive) 250

Two Miami (Ohio) University students filed a federal lawsuit on Monday claiming the university relied on "erroneous" information when it suspended them for violating Miami's student code of conduct related to COVID-19. Miami suspended the students, identified as Jane Roe and Jane Doe, based on an Oxford police investigation. The party was held Aug. 22 at the off-campus home Doe and Roe shared with eight other students, according to the lawsuit. An Oxford police officer cited Roe and Doe, both juniors, for violating city ordinances that limited noise and mass gatherings, according to records filed by their attorneys. The Oxford City Council passed the "emergency" mass gatherings ordinance in response to concerns about COVID-19. The ordinance limits social events to 10 individuals at the same time. Court records show Miami's administrative hearing officer determined that Roe and Doe violated the university's code of conduct and may have placed students at risk of contracting COVID-19. "I was not found responsible for hosting, planning, inviting, nor even being outside when the “mass gathering” was occurring," wrote Roe in her appeal letter. "I only came outside pursuant to a request from an Oxford police officer to speak with a resident regarding noise."Roe wrote that she took a leadership position by "stepping up" to comply with the officer's request."Now I am the one suspended from my school," she wrote. Doe echoed Roe's comments in her appeal letter."Perhaps most importantly, the timing of this incident is paramount to the case, as the date in question was Aug. 22, 2020, the first week of classes at Miami," Doe wrote. "Students were receiving limited clarifying information as to the exact expectations of the university."Clarifying guidance for Miami's policy on mass gatherings was provided five days after the Aug. 22 party, according to the lawsuit.Roe and Doe both lost their appeals, according to Miami records filed in the lawsuit.The Appeals Board agreed with the hearing officer's finding that there was "reasonable fear" that the party during a pandemic "may have endangered many people," according to Gerald Granderson, chair of the appeals board. Miami has received national attention for off-campus parties thrown by students during the pandemic. Oxford Police Department Screenshot from Oxford Police Department body camera recording In September, a Miami student told an Oxford police officer that he and other students were partying at an off-campus house even though they had tested positive for COVID-19 and were supposed to be quarantined, according to the officer's body camera recording.The officer issued citations against six individuals in that incident, according to a previous report. It's unclear if Miami U took disciplinary action against any of the students who received citations. Miami's COVID Dashboard shows 2,252 students – 10% of those enrolled – have tested positive for the virus. According to the lawsuit filed on Monday, Miami suspended Roe and Doe for the fall semester and will not allow them to be on campus until January 1, 2021, according to the lawsuit. The suspensions violated Miami's "contractual obligations and promises" to the students, according to the lawsuit. Roe and Doe are asking for "not less than ,000" in damages, an order requiring Miami to expunge the students' records related to the suspension, and an order requiring the university to reinstate the students. Miami has not responded to the lawsuit in court. This article was written by Craig Cheatham for WCPO. 3628

Despite being the most watched sport in the country, fewer young people are playing tackle football. And while 7th grader Andrew Ek dreams of playing in the NFL, Brigid Ling worries about what the sport can do to Andrew’s and her own son’s brains. “When our oldest son was 8 he was begging us to move on from flag football to play tackle,” Ling said. “And we just weren’t ready for him to play tackle football at that age.” A new survey found participation in tackle football for kids 6 to 12 years old, dropped more than 17 percent over the past five years. A big reason for the shift: brain injuries. After more than a decade of research, there’s hard evidence of a direct link between football and CTE - a brain disease caused by repeated hits to the head. “We just felt there had to be a good interim step for kids to play,” Ling said. So rather than find a new sport for their son to play, Ling and her husband created one. “We created TackleBar as a way to allow kids to make a transition step from flag football to tackle football,” she said. In TackleBar, players hit but they don’t tackle each other to the ground. The goal is to wrap up and rip off foam bars harnessed on other player’s lower backs. Tacklebar coach Logan U’u grew up in a city that embraced hardnose football. “Playing football in Oakland, man, you got guys like Marshawn Lynch out there in your league,” U’u said. “We’re just little kids just cracking heads every single play.” Earning a football scholarship to the University of Minnesota, U’u knows about the sport’s rewards. He also knows about the risks like concussions. “You become nauseated to the point where you feel like you’re going to throw up and maybe you do throw up,” he said. “And then you feel like you want to cry but you can’t because you’re so confused. It’s a very bizarre feeling.” U’u says TackleBar teaches players proper tackling techniques and ultimately better prepares kids to transition to real take downs. Neurosurgeon and University of Minnesota researcher Uzma Samadani says TackleBar is much safer than both tackle and even flag football, and she has the research to prove it. “We published this paper in the Orthopedic Journal of Sports Medicine,” she said. “Basically, what we found was that the injury rate was seven-fold lower in the TackleBar kids versus the other kids” For two seasons, Samadani tracked 1,000 football players ages 9 to 15, and her findings showed a big spike in safety. “I think TackleBar makes athletes safer for two mechanisms,” she said. “One is reducing head-to-head contact and other is reducing head-to-ground contact.” Despite the study, Samadani says banning contact sports isn’t the ultimate answer – safer options are. “Now that we understand that the chronic effects of neurotrauma exist and they’re very serious we have to prevent it from happening in the next generation,” she said. Now entering its fifth season, TackleBar is attracting a new generation of young football players. “Last year we were over 8,000 kids in over 200 communities,” said TackleBar CEO Tim Healy. Healey says they plan on continuing to expand to teams across the country with the hope that TackleBar can reverse the trend and ultimately bring kids back to old-school football – when they’re ready. “It pains me when I see these schools where the numbers are down so much,” he said. “This is a way we can save the game.” 3447