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Stormy Daniels' extensive interview with Anderson Cooper where the porn star discussed details of her relationship with now President Donald Trump is drawing mixed reactions from those in the adult industry.While Daniels told Cooper she was speaking out to defend herself against claims she is a liar or only in it for the money, others thought she had other motives.RELATED: Viewers, critics weigh in on Stormy Daniels interview"Of course this 0,000 is nothing compared to what she is going to get from these news agencies and her strip club appearances," brothel owner Dennis Hof said of Daniels' interview.The owner of the Love Ranch said he knows Daniels from crossing paths on red carpets but said he has never really cared for her.RELATED: Stormy Daniels says she was threatened in a Las Vegas parking lotHe's also made no secret that he is a big supporter of President Trump."Stormy Daniels got something out of having sex with Donald Trump. Is it bragging rights? She said she didn't get paid, I don't believe it. What is it?" But keep your mouth shut," Hof said.But not everyone in Las Vegas who knows Daniels is as adamant about the interview.Those who met and worked with Daniels when she made an appearance at the Sapphire Gentlemen's Club said she was "very polite."Some went on to say they couldn't speak about such a personal thing on a nationally televised program. "I don't know if I could go on camera and talk about a personal incident like that," Natalie Tejeda said.The White House said the president denies all of the claims being made by Daniels. More than 20 million people tuned in to watch those claims, but the White House will not say whether the president was one of them.Daniels' attorney told Good Morning America that his client has a "litany of more evidence" to back her allegation.   1894

Survivors of alleged sexual abuse at the hands of priests nationwide are set to announce a federal class-action lawsuit aimed at the United States Conference of Catholic Bishops.In the lawsuit, the group and their attorneys say the Conference "knowingly concealed" the identities and actions of known abusers. So they're calling for the bishops to release the names and files of every known accused priest in the country.They're due to make the announcement at 1:00 Wednesday afternoon in Baltimore, where those bishops are for the final day of their annual meeting. 574

Students watching the COVID-19 pandemic play out have reason to be wary of taking on additional loans for college. With what could be a slow economic recovery, signing up for an additional bill that comes each month, no matter what, might sound like a bad idea.Federal student loan payments are currently paused. But those repayments are scheduled to resume next year before current students can take advantage of the halt. And while government income-based repayment plans and forbearance can offer a respite for economic hardships, interest still continues to add up. Private loans are even less forgiving and almost always require a co-signer.But there’s an alternative emerging: income share agreements, or ISAs. With these agreements, students borrow money from their school or a third-party provider and repay a fixed percentage of their future income for a predetermined amount of time after leaving school.Depending on the terms of the agreement and the student’s post-graduation salary, the total repaid could be much more or far less than the amount borrowed. It’s a gamble that could be worth it for students who’ve exhausted federal aid and scholarships. Here’s why.No co-signer requiredMost students need a co-signer to qualify for private student loans. Co-signers are on the hook for any missed payment, and a large balance can be a burden on their credit report. As families look to make ends meet, they may need that borrowing leverage for themselves.Income share agreements are co-signer-free. Instead of credit history, students typically get an ISA based on their year in school and major. The best terms are often reserved for students in high-earning majors near graduation, like seniors studying STEM fields. But high earners also risk having to repay a larger amount.If an income share agreement isn’t the right fit for you and you need additional funding without a co-signer, consider a private student loan designed for independent students. These loans are often based on your earning potential and don’t require co-signers. They may also offer flexible repayment options based on salary or career tenure.Unemployment safety netWith an income share agreement, if you’re unemployed — or if your salary falls below a certain threshold, which can be as low as ,000 or as high as ,000 — you don’t make payments. No interest accrues, and the term of your agreement doesn’t change.That makes these agreements a good option for students in times of economic uncertainty, says Ken Ruggiero, chairman and CEO of consumer finance company Goal Structured Solutions, which is the parent company of student loan providers Ascent and Skills Fund and provides funding for school-based ISAs.“I like the idea of not having to make a payment when you’re going into a recession or right after the recovery happened,” he says.If you’re a junior, senior or graduate student poised to enter the workforce soon, that could make an income share agreement more attractive. Tess Michaels, CEO of income share agreement provider Stride Funding, says she’s seen a significant increase in inquiries since the pandemic forced schools to shut down in March.But freshmen and sophomores have more time to wait out the economic fallout. If you’re further from starting your career, weigh the recession-related benefits of an income share agreement against the risk of giving up a percentage of your future income. Remember, you won’t know the total cost of an ISA when you sign up.But it’s not right for all studentsSome colleges offer income share agreements to all students regardless of major or tenure. Still, many of these programs prioritize upperclassmen, making it harder for freshmen and sophomores to qualify.But an income share agreement might be the wrong move even if you’re graduating soon. If your income is higher than average after graduation, you might pay much more than you received.Let’s say you get ,000 from a private ISA company and agree to pay 9% of your salary for five years. If you earn ,000 a year (the average starting salary for a college graduate) for the length of your term, you’ll repay ,950. That is equivalent to a 10.6% interest rate. In that case, a private student loan could be a better option. Fixed rates on private student loans are hovering around 4%, though independent students will likely pay more.And income share agreements have fewer protections for borrowers than student loans. Tariq Habash, head of investigations at the Student Borrower Protection Center, says that while consumer protection laws apply to these agreements, “ISA providers will say there isn’t really legal clarity because they’re new and different.” He said that he saw the same thing with payday loans and fears ISAs will take advantage of the most vulnerable students.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondCollege During COVID-19: Your Aid Questions AnsweredWhat to Do if There Isn’t COVID-19 Student Loan ForgivenessCecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 5166

Tax refunds, a lifeline for many Americans to help get caught up on bills, or to buy much-needed items, could once again take some time to reach Americans in 2021.Earlier this year, many tax payers complained about delayed refunds amid the early days of the coronavirus pandemic. The IRS sent many of its employees to work from home, resulting in delays in processing refunds. It was also difficult for many Americans to contact the IRS.Meanwhile, the IRS was processing millions of economic impact payments as most American adults were eligible to receive a ,200 payment from the federal government.The IRS advised tax payers on Tuesday to not rely on a tax refund coming by a certain date.“The IRS always cautions taxpayers not to rely on receiving a refund by a certain date, especially when making major purchases or paying bills,” the IRS said on Tuesday. “Some returns may require additional review and processing may take longer. For example, the IRS, along with its partners in the tax industry, continue to strengthen security reviews to help protect against identity theft and refund fraud. Just like last year, refunds for tax returns claiming the Earned Income Tax Credit or Additional Child Tax Credit [lnks.gd], cannot be issued before mid-February. This applies to the entire refund, even the portion not associated with these credits.”The IRS said that the fastest way for tax payers to obtain a refund is to file electronically and request payment via direct deposit.The IRS said that once a tax return is received, Americans can track their refund using the “Where’s My Refund” tool on its website.According to the IRS, the agency issued 122 million refunds for tax year 2019, totaling 2 billion. The average refund was ,704. All told, the IRS processed 253 million tax returns for last year. 1825

Supreme Court nominee Amy Coney Barrett served for nearly three years on the board of private Christian schools that effectively barred admission to children of same-sex parents and made it plain that openly gay and lesbian teachers weren't welcome in the classroom.The policies that discriminated against LGBTQ people and their children were in place for years at Trinity Schools Inc., which has schools in Indiana, Minnesota and Virginia.The schools are affiliated with the insular community People of Praise that has its roots in its own interpretation of the Bible. Both Barrett and her husband are longtime members of the group, and at least three of their children attended the Trinity School at Greenlawn, in South Bend, Indiana.The Associated Press spoke with more than two dozen people who said the community's teachings have been consistent for decades, holding that homosexuality is an abomination against God, sex should occur only within marriage, and marriage should only be between a man and a woman."Trinity Schools does not unlawfully discriminate with respect to race, color, gender, national origin, age, disability, or other legally protected classifications under applicable law, with respect to the administration of its programs," Trinity Schools, Inc. President Jon Balsbaugh, said an email to The Associated Press.A man who was a student at the time Barrett served as a trustee told The Associated Press that he was directed to tell gay parents of prospective students that they would not be welcome at the school while giving tours. Prior to Barrett's arrival on the board, the school voted to limit admissions to children of legal y married couples of single parents. At the time of the decision, gay marriage had not been legalized.During her confirmation hearings last week, Barrett was questioned about her views on protections for LGBTQ+ individuals. While she attempted to sidestep most answers on policy questions — as is precedent in Supreme Court confirmation hearings — Barrett did use the term "sexual preference" while telling lawmakers that she found discrimination against gay people "abhorrent."Generally thought to be outdated, "sexual preference" is deemed as offensive by "GLAAD" because it implies that a person's sexuality is a "choice" that can be "cured." Barrett later apologized for using the term when confronted by Sen. Mazie Hirono, D-Hawaii. 2403

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