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Back-to-school shopping is an expensive chore in a normal year; this year is anything but normal. But with August upon us, stores are putting out back-to-school displays in anticipation of children needing to learn, whether in the classroom or at home.Two-fifths (40%) of parents with children in K-12 or college anticipate their children will be attending classes in a hybrid environment (both in-person and remote) in the fall of 2020, according to a new NerdWallet survey conducted online July 16-20 by The Harris Poll among over 600 parents. Planning for multiple scenarios could result in the need for increased back-to-school spending, but many may not have the extra money this year.Nearly half (47%) of parents expect they’ll spend less on back-to-school shopping than they otherwise would, due to the coronavirus pandemic, according to the survey. Of them, 40% say it’s because their household income has been affected by the pandemic and related economic effects.On the other hand, one-fifth (20%) of parents expect to spend more this year on back-to-school purchases than they otherwise would, due to the pandemic. Of them, 54% think they’ll be spending more to outfit a home learning environment, and 50% will be spending more to account for supplies for both in-person and at-home learning.“Saving on back-to-school shopping takes some strategizing in a normal school year, but this year poses unique challenges: Not only is it harder to know what students might need, but many families are eyeing big purchases to make remote learning easier, including electronics and desks,” says Kimberly Palmer, personal finance expert at NerdWallet. “At the same time, many families have less room in their budget to make new purchases because of the pandemic.”1. Shop for the short termWhether you’re spending less this year out of necessity or you’re anticipating having to spend more: Buy only what you need. If 2020 has taught us anything, it’s that well-laid plans can change. So purchase what you need to get the school year started and plan to supplement those purchases as the semester unfolds. You may find that some items get less expensive as the seasons change.“Unless you have your eye on a specific type of computer or another item that could sell out, it’s OK to wait to make your purchases until after the school year begins — in fact, that’s when you see many of the best deals,” Palmer says.2. Take advantage of credit card rewardsMore than half (53%) of parents who will back-to-school shop this year plan to use a credit card on those purchases, according to the survey. Putting your expenses on a cash-back credit card could put your money to work for you. You may even reap enough to cover next year’s back-to-school expenses entirely. Just make sure you’re able to pay off the balance each cycle, as interest can quickly negate any benefits.3. Check prices before and after shoppingPrice matching involves comparing identical items at other stores and asking a retailer to match a lower price. The trick may not make sense for a package of pencils, but for clothing, electronics and other higher-dollar items, a successful price match could save you tens of dollars, if not more.Check a retailer’s website for its price matching policy details. Many will also refund the price difference if you spot a cheaper price within a certain time frame after the purchase.4. Team up to buy in bulkRegardless of where your child is learning this fall, they’ll need supplies that other students are also after. By teaming up with other parents, you can purchase things like hand sanitizer and supplies for homework and note-taking in bulk. If your child’s teacher is reluctant to give out parents’ contact information, ask if they would send out yours in a group email so other parents can reach you if they’re interested in group savings.“With many parents focused on at-home learning, you can also find savings by teaming up with other families in your neighborhood on purchases,” Palmer says. “Some communities are forming ‘pandemic pods’ to share the burden of teaching at home and keep kids socialized — pooling school supplies across the pod can spread the expenses and make them more manageable.”5. Shop on tax-free holidaysSixteen states are having sales tax holidays in August 2020. Most of them last through a full weekend, and some even longer. Retailers that offer online ordering for in-store pickup may require you to order and pick up on those particular days to reap the tax-free benefits. The specifics of each state’s holiday vary, but generally, they allow you to purchase certain back-to-school items without paying sales tax.6. Practice and teach thriftinessIf money is very tight, your child might be able to reuse some of last year’s supplies such as their backpack or leftover pencils and notebooks. You can also shop secondhand on sites like Poshmark or thredUP for clothing throughout the school year. And don’t be afraid to ask for help — many schools are putting programs in place that help outfit homes with the technology needed for remote learning.If your child isn’t accustomed to having to make sacrifices like this, use them as a teachable moment. Older kids can learn the complexities of managing a budget, a tool they’ll need in adulthood, and younger ones can learn what saving money means and help you search for the lowest prices.“Some communities are also organizing online volunteer opportunities for high schoolers to help match up with elementary school children who need extra help, which can be a great way to provide learning opportunities to both age groups in a safe, free way,” Palmer adds. “This school year will be unlike any other, which means parents and children will have to get more creative with stretching their back-to-school budgets.”More From NerdWalletWhat to Know Before Laying Down Money for a MattressWhat to Buy (and Skip) in FebruaryHere’s When Everything Will Go on Sale in 2020Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6071

Attorney General Jeff Sessions' private attorney said Wednesday that the attorney general is not under investigation by special counsel Robert Mueller's office for perjury related to statements made at his confirmation hearing.In response to?an ABC News report saying that now-dismissed FBI official Andrew McCabe had authorized an investigation into whether Sessions lied to Congress about his contacts with a top Russian diplomat, attorney Chuck Cooper said Mueller's office has informed him that Sessions is not being investigated over his testimony."The special counsel's office has informed me that after interviewing the Attorney General and conducting additional investigation, the Attorney General is not under investigation for false statements or perjury in his confirmation hearing testimony and related written submissions to Congress," Cooper said in a statement to CNN.The special counsel's office declined to comment.A source close to Sessions said he was not aware of any investigation into possible perjury when McCabe was fired last week.CNN reported in January that Sessions was questioned for several hours by Mueller's team as part of the investigation into Russian election meddling and any possible collusion with President Donald Trump's team. A source familiar with the matter told CNN that Cooper was unaware of any possible perjury investigation related to Sessions before it was revealed by the ABC report.Sessions has repeatedly said that he didn't mislead senators or lie under oath.Vermont Democratic Sen. Patrick Leahy and then-Minnesota Democratic Sen. Al Franken wrote to then-FBI Director James Comey last March asking the FBI to investigate Sessions' testimony. The ABC report said McCabe opened the probe after the letter.A representative for McCabe declined to comment on the ABC story, which said top lawmakers of both parties were informed about the probe in a private briefing from McCabe in May, where Deputy Attorney General Rod Rosenstein also attended.A spokesman for Leahy said Wednesday that the senator was "not otherwise made aware of an investigation" into Sessions for perjury and that the FBI had declined to "confirm or deny the existence of an investigation" as of May 2017.Sessions confirmed last year that he met with Sergey Kislyak, the former Russian ambassador to the US, on two occasions: once on the sidelines of the Republican National Convention in July 2016, and then in his office in September 2016, when Sessions was a member of the Senate Armed Services committee.Sessions did not, however, mention either meeting during his confirmation hearing last January -- a fateful choice that has cast a long shadow over his tenure at the Justice Department.The critical exchange took place in January 2017, when Franken read from a CNN story about the dossier on Trump and Russia, and asked Sessions: "If there was any evidence that anyone affiliated with the Trump campaign communicated with the Russian government in the course of this (2016) campaign, what would you do?"Sessions responded: "I'm not aware of any of those activities. I have been called a surrogate at a time or two in that campaign and I did not have communications with the Russians."He further replied, "no," when asked whether he had been "in contact with anyone connected to any part of the Russian government about the 2016 election, either before or after Election Day" in his Senate questionnaire.For over a year, the attorney general has faced scrutiny from lawmakers on Capitol Hill about those portions of his testimony.After his confirmation hearing, The Washington Post reported on Sessions' undisclosed meetings with Kislyak, prompting members of Congress to call for Sessions to resign or step aside from overseeing the FBI's investigation into potential coordination between Russian officials and the Trump campaign.Kislyak, a career diplomat, was considered to be one of Russia's top spies and spy-recruiters in Washington, according to current and former senior US government officials -- though Russian officials dispute that characterization. Ultimately, Sessions recused himself from all investigations related to the 2016 campaign and Mueller was appointed special counsel.Sessions has steadfastly maintained that he was honest in his testimony."It simply did not occur to me to go further than the context of the question and list any conversations I may have had with Russians in routine situation, as a I had with numerous other foreign officials," Sessions said at a Senate Intelligence Committee hearing last June."I have never met with or had any conversations with any Russians or any foreign officials concerning any type of interference with any campaign or election," he added.Sessions later said he did not recall a third alleged private meeting with Kislyak on April 27, 2016, at the Mayflower Hotel in Washington, where then-candidate Trump delivered his first major foreign policy speech.Finally, in November, Sessions testified that he vaguely remembered a March 2016 meeting with Trump campaign aide George Papadopoulos, but said he had "no clear recollection of the details" of what was said at the time. Papadopoulos pleaded guilty last fall to making false statements to investigators about his interactions with foreign officials close to the Russian government."After reading (Papadopoulos' account), and to the best of my recollection, I believe that I wanted to make clear to him that he was not authorized to represent the campaign with the Russian government, or any other foreign government, for that matter," Sessions told House members. "But I did not recall this event ... and would gladly have reported it had I remembered it, because I pushed back against his suggestion." 5791

ATLANTA — The funeral for the late civil rights icon and congressman John Lewis will be held Thursday at Atlanta’s historic Ebenezer Baptist Church, which the Rev. Martin Luther King Jr. once led. Lewis’ family announced that the funeral will be private, but the public is invited to pay tribute over the coming days during a series of celebrations of Lewis’ life beginning Saturday in his hometown of Troy, Alabama. Ceremonies will also be held in Selma, Alabama, and his body will lie in state at the Alabama State Capitol in Montgomery, the Georgia State Capitol in Atlanta and the U.S. Capitol in Washington.Lewis, 80, died Friday after a six-month battle with pancreatic cancer. He represented Georgia as a Congressman for more than 30 years, winning 17 elections. He also fought for Civil Rights for Black people in the 1960s, originally gaining notoriety as one of the 13 original "Freedom Riders." 914

Attorney General Jeff Sessions ordered a review Friday into how the Justice Department and FBI respond to indications of potential violence after the bureau said it failed to act on a tip about the shooter in the Parkland, Florida, school massacre.A person close to Nikolas Cruz, the confessed shooter, contacted the FBI on January 5 to report concerns about him, the FBI said in a statement Friday. But the bureau did not appropriately follow established protocols in following up on the tip."The information was not provided to the Miami Field Office, and no further investigation was conducted at that time," the statement said.The stunning admission -- which prompted Florida Gov. Rick Scott to call on FBI Director Christopher Wray to resign -- is sure to raise further questions about whether the FBI could have prevented the shooting at Marjory Stoneman Douglas High School, which left 17 dead.  915

BAKERSFIELD, Calif. -- Two Camp Pendleton Marines are being credited with rescuing a family in Bakersfield Tuesday afternoon.According to KGET, Marines Andrew Lucas and Dustin reed, who are both Bakersfield natives, saw a woman who needed help rescuing her sister from the Kern River at Hart Park.The two rushed over to help when they realized the woman was hanging onto a tree branch, struggling to get out of the water. Her sister was trying to pull her from the river.KGET reports that her sister’s ex-boyfriend was also stuck trying to hold her from being swept away by the current.When rescue crews arrived on scene, Lucas and Reed had already brought the family to safety. 686