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Code scanning has become a common way for people to pay, order food and obtain information. Over 67 percent of the 2,000 respondents often use mobile phones to scan codes in daily life. However, more than 70 percent were concerned about revealing personal information, and more than 53 percent worried that scanning QR codes might link to websites with viruses.

Compared with State-owned enterprises, which are usually backed by local governments' "implicit guarantees" when borrowing money from commercial banks, the nation's small and medium-sized enterprises have long struggled to secure credit as the risk-averse banks offer tough qualifying conditions with higher costs.

Compensation package numbers are not the only indicator to justify the significance of studying abroad, said Emily, Chang's daughter.

Commercial banks, an important part of the nation's financial system, are expected to pump funds more proactively to support China to achieve the annual growth target. However, they need to be cautious under the tight scrutiny requiring lending activities to be "out of the shadows", they said.

Concertgoers scramble for shelter at the Route 91 country music festival after gunfire breaks out on Sunday in Las Vegas, Nevada. David Becker / Getty Images VIA AFP